Patriot Platinum is an A- rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 90% of the first $5,000 of eligible medical expenses then 100% thereafter. Learn more about how Patriot Platinum works.
Patriot Platinum can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Please review Patriot Platinum Insurance plan brochure and description of coverage for complete and accurate coverage and exclusions.
Patriot Platinum
Comprehensive Coverage,
SiriusPoint Speciality Insurance Corporation
How Patriot Platinum Works
In Network
100% up to policy maximum See How Patriot Platinum Works.
Out of Network
90% of first $5000, 100% thereafter
Key Travel Medical Insurance Benefits
How COVID-19 is Covered Under Patriot Platinum
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For non U.S residents traveling internationally, including the USA
- For ages 14 days to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Eligible for Student Visa holders who do not have specific health insurance requirements to meet.
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Underwriter: Lloyd's of London
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
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- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Limited Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
- Optional Adventure Sports Rider
- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Comprehensive Coverage,
Underwriter: Sirius Specialty Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
- Quarantine Indemnity
- Influenza (flu) shot
- No Cancellation Fee
- No Extension Fee
- Pre-Existing Conditions: No Coverage
- No Additional Coverage Options Available
Preferred rate available.Learn more
Why CoverAmerica-Gold?Learn moreAdditional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Comprehensive Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
