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Patriot Platinum

Comprehensive Coverage, A.M. Best Rating: A
SiriusPoint Speciality Insurance Corporation

Patriot Platinum is an A- rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries. The coverage duration is available from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 90% of the first $5,000 of eligible medical expenses then 100% thereafter. Learn more about how Patriot Platinum works.

Patriot Platinum can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Please review Patriot Platinum Insurance plan brochure and description of coverage for complete and accurate coverage and exclusions.

Learn more about 3 optional add-on benefits available on this plan.

How Patriot Platinum Works

In Network

100%

After deductible, 100% up to policy maximum
See How Patriot Platinum Works.

Out of Network

1.
90%

After deductible, insurance pays 90% of first $5000

outnetwork arrow

Then

2.
100%

Insurance pays 100% up to policy maximum

Key Travel Medical Insurance Benefits

Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Included
Included
Dental Accident
Dental Accident
Up to $300
Up to $300
General Physician Visit
General Physician Visit
Included
Included
PPO
PPO
PPO Network
PPO Network
Medical Evacuation
Medical Evacuation
Included
Included
Trip Delay
Trip Delay
Included
Included
Trip Interruption
Trip Interruption
Up to $10,000
Up to $10,000
Urgent Care
Urgent Care
$25
$25
Key Benfits Details

Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.

Eligibility

  • For non U.S residents traveling internationally, including the USA
  • Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Eligible for Student Visa holders who do not have specific health insurance requirements to meet.

How COVID-19 is Covered Under Patriot Platinum

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.