STUC

Safe Travels USA Comprehensive

Comprehensive Coverage,  Rated A (Excellent) By: Trawick,  UW: C&FC&F Crum & Forster
AM Best Rating
A (Excellent)
Administrator/Underwriter
Trawick International
C&F Crum & Forster
100%
In Network

After deductible, the plan pays 100% up to the policy maximum.

80%
Out of Network

Plan pays 80% of the first $5,000, then 100% up to the policy maximum.

COVID-19 Included
acute-onset-pre-existing-condition
Acute onset of Pre-Existing Conditions
extendable-cancelable
Extendable & Cancelable
ppo
urgent-care
Urgent Care
medical-coverage-during-travel
Medical Coverage During Travel
extendable-cancelable
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
  • Not available if home country is: Nigeria or Antartica
BUY

Safe Travels USA Comprehensive insurance is a visitor insurance plan that provides medical coverage and emergency services to individuals /families/groups, traveling to USA . Within the PPO network, after the deductible is satisfied, the plan pays 100% up to the policy maximum. Outside of the PPO network, the plan pays 80% for the first $5,000 and then 100% thereafter towards eligible covered expenses for each sickness or injury.
Please review Safe Travels USA Comprehensive Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Out-Patient

Dr. / Physician Visit

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Urgent Care

$30 copay applies
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Surgical Treatment

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Prescription Drugs / Medicines

Prescription Medicine - subject to Out of Network Deductible

Lab & X-rays

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Physical Therapy

$50 per day, up to 10 visits per Policy Period

In-Patient

Hospital Room

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Surgical Treatment

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Hospital Intensive Care Unit

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Emergency Services

Ambulance Expenses

In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter

Emergency Room(ER)

Additional $200 deductible applies to ER visit for sickness that does not lead to hospitalization.
In Network: Plan pays 100% after deductible up to policy max
Out of Network: 80% covered for first $5,000, 100% covered thereafter

Dental

Acute, spontaneous and unexpected pain

$250 Covered

Accidental emergency

$250 Covered

Travel

Emergency Medical Evacuation / Repatriation

100% up to $2,000,000

Return of Remains

Up to $50,000

Emergency Reunion

$15,000 Per policy period

Return of minor Child(ren)

Up to $5,000

Trip Interruption

Up to $5,000

Loss of checked Baggage

Up to $1,000 ($75/article)(Optional Rider available)

Life

AD&D

$25,000 (customary in coverage)
Optional Rider available (see brochure for details)

Common Carrier Accidental Death

$25,000 (customary in coverage)
Optional Rider available (see brochure for details)

Other

Pre-Existing Conditions

Sudden and Acute Onset of Pre-existing condition coverage up to policy maximum for those under the age of 70. Coverage up to $25,000 for those between the ages of 70-89.
For cardiac conditions related to a pre-existing condition it covers $25,000 for people up to 69 years of age; and $15,000 for people between 70-89 years of age.

Local Burial or Cremation

Up to $5,000

Maternity

Emergency medical treatment of pregnancy up to $1,000 per policy period

General Physical full Checkup

Up to $75 (must be used within 21 days of plan effective date). Policy has to be purchased for minimum of 30 days for this benefit to be effective

Terrorism Coverage

Not Covered

Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Trawick International

Carrier / Underwriter

C&F Crum & Forster

AM Best Rating

A (Excellent)

Eligibility

Can be purchased by anyone traveling outside of their home country on a legal status and at least one of their destination countries is the United States. Non-United States citizens or any visa holders (e.g. L/H/B1/B2, etc.) are eligible.

Plan Type

Comprehensive Coverage Plan Percentage based coverage.

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Not Covered

Co-Pay

$30 co-pay for urgent care visits. If selected deductible is $0, then co-pay is waived.

Travel Coverage

Covered

How the Benefits are Paid

After the deductible, the plan pays 100% in network, up to the policy maximum. Out of network, the plan pays 80% of the first $5,000 of eligible expenses; then 100% after that.

Coverage Type

Life Time of the policy

Deductible Type

Per Certificate Period

Renewability

Yes, Up to 2 years(only with initial purchase of minimum 90 days)

Cancellation

Yes.
- Full refund available if cancelled before start date.
- Pro-rated refund available after start date if no claims have been made ($10 Cancellation Fee Apply)

PPO Network

Coverage Length

5 days - 1 year
Can be extended up to 2 years

Available Deductibles

$0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per member per certificate period
Age 65 and above with policy maximum of $100,000: $250, $500, $1,000, $2,500, $5,000

Available Coverage

For below 65 age group: $50,000, $100,000, $250,000, $500,000 , $1,000,000
For ages 65 to 79: $50,000, $100,000
For ages 80-89: $50,000

Provider Directory

By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924
Fax: 251-666-1806
Email: info@trawickinternational.com

Plan Brochure

Safe Travels USA Comprehensive Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

No Restriction

Country Restrictions

No Restriction

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.