STUC

Safe Travels USA Comprehensive

Underwriter: GBG Insurance Limited
Policy info
Plan Administrator: Trawick International
Carrier: GBG Insurance Limited
AM Best Rating: A(Excellent)

Safe Travels USA Comprehensive insurance is a visitor insurance plan that provides medical coverage and emergency services to individuals /families/groups, traveling to USA . Within the PPO network, after the deductible is satisfied, the plan pays 100% up to the policy maximum. Outside of the PPO network, the plan pays 80% for the first $5,000 and then 100% thereafter towards eligible covered expenses for each sickness or injury.
Please review Safe Travels USA Comprehensive Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Here is a complete list of benefits of Safe Travels USA Comprehensive
Dr. / Physician Visit
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Urgent Care
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Surgical Treatment
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Prescription Drugs / Medicines
In Network: Plan pays 100% after deductible up to policy max
Out of Network: 80% covered for first $5,000, 100% covered thereafter
Lab & X-rays
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Physical Therapy
$50 per day, up to 10 visits per Policy Period
Hospital Room
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Surgical Treatment
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Hospital Intensive Care Unit
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Ambulance Expenses
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Emergency Room(ER)
Additional $200 deductible applies to ER visit for sickness that does not lead to hospitalization.
In Network: Plan pays 100% up to policy max
Out of Network: After deductible, plan pays 80% covered for first $5,000, 100% covered thereafter
Acute, spontaneous and unexpected pain
$250 Covered
Accidental emergency
$250 Covered
Emergency Medical Evacuation / Repatriation
100% up to $2,000,000
Return of Remains
Up to $50,000
Emergency Reunion
$15,000 Per policy period
Return of minor Child(ren)
Up to $5,000
Trip Interruption
Up to $5,000
Loss of checked Baggage
Up to $1,000 ($75/article)(Optional Rider available)
AD&D
$25,000 (customary in coverage)
Optional Rider available (see brochure for details)
Common Carrier Accidental Death
$25,000 (customary in coverage)
Optional Rider available (see brochure for details)
Pre-Existing Conditions
Sudden and Acute Onset of Pre-existing condition coverage up to policy maximum for those under the age of 70. Coverage up to $25,000 for those between the ages of 70-89.
For cardiac conditions related to a pre-existing condition it covers $25,000 for people up to 69 years of age; and $15,000 for people between 70-89 years of age.
Local Burial or Cremation
Up to $5,000
Maternity
Emergency medical treatment of pregnancy up to $1,000 per policy period
General Physical full Checkup
Up to $75 (must be used within 21 days of plan effective date). Policy has to be purchased for minimum of 30 days for this benefit to be effective
Terrorism Coverage
Not Covered
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.