Accidental death and dismemberment insurance, or as it's sometimes called, travel accident insurance, is a benefit that pays a lump sum amount to the insuredâÂÂs beneficiary in the event of death due to a covered accident.
This add-on can also cover the insured themselves in the case of dismemberment (defined as loss of a limb) due to a covered accident.
If youâÂÂre traveling in a dangerous area or working on high-risk tasks, AD&D insurance can give you and your loved ones necessary financial support. Without it, your surviving loved ones may suffer an additional financial blow.
AD&D travel accident insurance provides a lump sum in the event of an accidental death. In case of dismemberment (defined as a loss of limb), a fractional amount of the insurance is paid to the insured. AD&D insurance generally pays for loss of limb, loss of sight or permanent paralysis. The types of injuries covered and the amount paid varies from insurer to insurer, and will be explicitly stated in the insurance policy.
AD&D insurance is ideal for somebody who works in a high-risk profession, like construction or mining, but it's also recommended for those who travel frequently. Accidental death and dismemberment insurance can be purchased as an add-on for many travel insurance policies, so be sure to check with your travel insurance advisor.
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At VisitorsCoverage, you can easily compare AD&D Insurance plans and buy them online, quickly and without excessive paperwork. AD&D Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
