AD&D insurance, or Accidental Death and Dismemberment insurance, is a common travel insurance benefit that offers coverage in the event of a traveler’s death or serious dismemberment due to a covered accident.

AD&D insurance can cover the death or dismemberment of a traveler due to an accident during their travels. The benefit will be paid out to the beneficiary that is listed on the traveler’s insurance policy.

Dismemberment typically refers to as the loss of a limb, loss of sight, or permanent paralysis.

The types of accidents covered can vary from plan to plan, but will be stated in the policy’s description of coverage.

The AD&D benefit pays a lump sum amount, as listed in your policy’s benefit schedule, to a chosen beneficiary if the traveler were to pass away or lose a limb during the effective period of their policy.

This means that the beneficiary will receive a one-time lump sum payment in the amount listed in the benefit summary of the plan in the event of a covered death or dismemberment.

Additionally, this type of insurance can also cover the traveler themselves in the event of dismemberment due to a covered accident, in which a fractional amount would be paid out to the insured.

Accidental Death and Dismemberment coverage is an extremely valuable benefit, as it helps protect a traveler’s family or loved ones in the event of an untimely death or dismemberment.

The lump sum benefit from AD&D insurance can greatly support family members during a difficult time as it can help contribute to associated costs such as the burial and funeral.

AD&D insurance is beneficial for all types of travelers. Regardless of your age or situation, AD&D insurance can help alleviate the financial burden that a sudden passing or serious injury can bring.

With AD&D insurance, travelers can have peace of mind knowing that their loved ones will be taken care of in the event of an unexpected death or dismemberment.

Yes! Most travel insurance policies include Accidental Death and Dismemberment coverage. Additionally, some travel insurance plans also give the option of adding additional AD&D coverage to your plan for a higher lump sum payout.

This benefit is just another reason why travel insurance is so crucial for all travelers.

Ready to cover your adventure and journey with peace of mind? Get a quote with VisitorsCoverage for your trip and make sure your policy includes coverage for AD&D.

At VisitorsCoverage, you can easily compare AD&D Insurance plans and buy them online, quickly and without excessive paperwork. AD&D Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.