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Accidental Death & Dismemberment (AD&D) Insurance

Accidental death and dismemberment insurance (AD&D) pays a lump sum amount in the event of death or dismemberment due to a covered accident. AD&D insurance generally pays for loss of limb, loss of sight or permanent paralysis.

Showing 2 of 2 plans

Patriot Platinum

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 90% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Examination
  • Emergency Dental Accident
Eligibility
  • For non U.S residents traveling internationally, including the USA
  • Coverage for minimum 5 days to maximum up to 365 days
  • Coverage is available for those up to the age of 99
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Atlas America

Comprehensive Coverage, Rated A (Excellent)
By: WorldTrips, Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Urgent Care Visits
  • Emergency Dental Accident
  • Emergency Eye Exam
Eligibility
  • For international travelers traveling anywhere outside their home country including USA
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN), North Korea (PRK) & United States (USA)
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.