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Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Friday)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Friday)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

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How Atlas Essential America Insurance Works?

The Atlas Essential America is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.

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Which Doctor to Visit

You can go to any doctor or hospital of your choice. However, it is better to go to a doctor within the PPO network to get better provider rates and coverage. The Atlas Essential America participates in the United Healthcare PPO network. To search for nearby providers in your area visit Atlas Essential America Insurance Providers.

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Within PPO Network in USA

After the deductible is satisfied, the Atlas Essential America plan will cover up to 75% of all eligible medical expenses.

Any amount above the policy maximum is the insured person's responsibility.

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Outside of PPO Network

After the deductible is satisfied, the Atlas Essential America plan will pay URC up to the policy maximum for all eligible medical expenses.

Any amount above the policy maximum is the insured person's responsibility.

Example:
$100
Deductible
$100,000
Policy Maximum
$10,000
Hospital Bill
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Example:
$100
Deductible
$100,000
Policy Maximum
$10,000
Hospital Bill
outside ppo example bar
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How the Deductible Works

The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the Atlas Essential America plan is one time in the policy period. The Plan is available for 5 days to 364 days duration.

What are Plan Eligibilities?

The Atlas Essential America plan eligibility mention below.

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Eligibility

  • Eligibility (Who can buy this travel insurance?): Visitors to the USA

Read the Atlas Essential America Insurance Brochure for complete details.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.