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Travel Medical Insurance Plans

When traveling abroad, one of the most important things to consider is travel medical insurance. Whether you are traveling for business or pleasure, visitor insurance or travel medical insurance provides financial protection for unexpected medical emergencies that may arise while traveling, such as accidents or illnesses. However, not all travel insurance plans are created equal, and it can be difficult to determine which plan is right for you. That's where VisitorsCoverage comes in with quality and trustworthy visitors health coverage plans.

For those planning to visit the USA, securing the right travel medical insurance USA plan is crucial. Our visitors health coverage marketplace offers specialized travel medical insurance plans tailored to meet the healthcare standards and requirements in the USA, ensuring that travelers can enjoy their visit with confidence and security.

Our travel medical insurance options for the USA provide comprehensive coverage suited for any trip to the United States to protect you against unforeseen medical events abroad.

With a wide variety of travel insurance plans available, we can help you find the coverage you need to have a worry-free trip. Explore the different travel medical insurance plans available below and learn more about how they can ensure your peace of mind while traveling.

Showing 29 of 29 plans

Best Seller
CoverAmerica-Gold®

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Sirius Specialty Insurance Corporation

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
  • Quarantine Indemnity
  • Influenza (flu) shot
  • No Cancellation Fee
  • No Extension Fee
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
View Complete Details
Preferred ratePreferred rate available.Learn moreWhy CoverAmerica-Gold?Why CoverAmerica-Gold?Learn more
Featured
ChoiceAmerica®

Limited CoverageLimited Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Limited Pre-existing ConditionsBudget plan

In Network:Pays fixed amount.

Out of Network:Pays fixed amount.

Direct Billing: Through First Health PPO Network

In Network:Pays fixed amount.

Out of Network:Pays fixed amount.

Direct Billing: Through First Health PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Pre-Existing Condition Coverage: Optional Pre-Existing Rider
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage: Optional Vision Rider
  • Emergency Dental Coverage: Optional Dental Rider
  • Prescriptions/Medication
  • Influenza (flu) Vaccination
  • Optional Adventure Sports Rider
  • COVID-19 Coverage
Patriot America Plus

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Atlas America

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Emergency Eye Exam Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Seven Corners Travel Medical Choice - USA

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Worldwide

In Network:100% up to policy maximum.

Out of Network:90% of first $10000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:90% of first $10000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $10,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Trip Interruption
  • Incidental Trip to Home Country
  • COVID-19 Coverage: Included
  • Emergency Eye Exam Coverage: No Coverage
  • Pre-Existing Conditions: No Coverage
Patriot Platinum

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

In Network:100% up to policy maximum.

Out of Network:90% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:90% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Visitors Protect

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Pre-existing Coverage (limits apply*)Visitors to the USA

In Network:75% up to policy maximum.

Out of Network:60% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:75% up to policy maximum.

Out of Network:60% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • Pre-Existing Condition Coverage
  • After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • No optional add-on benefits available
  • COVID-19 Coverage: Included
Safe Travels USA Comprehensive

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through First Health PPO Network

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through First Health PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network.
    Outside of the PPO network, after the deductible, plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Emergency Medical Treatment of Pregnancy
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Patriot Platinum International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Worldwide

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Atlas International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Worldwide

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Patriot International Lite

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Worldwide

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Atlas America Premium

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Emergency Eye Exam Coverage
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
VisitorSecure

Limited CoverageLimited Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Budget plan

Pays fixed amount.

Direct Billing: Depends on provider. No PPO network.

Pays fixed amount.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Diplomat America

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: C&F Cayman SPC for and on behalf of ITI SP

Best for:
Visitors to the USA

80% of first $5000, 100% thereafter.

Direct Billing: Depends on provider. No PPO network.

80% of first $5000, 100% thereafter.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation and Repatriation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Lost Checked Luggage
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
  • Not Renewable
Atlas International Premium

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Worldwide

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam
  • Emergency Dental Accident
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Atlas Essential America

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USA

In Network:75% up to policy maximum.

Out of Network:URC up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:75% up to policy maximum.

Out of Network:URC up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays URC of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Seven Corners Travel Medical USA Visitor Choice

Limited CoverageLimited Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Visitors to the USABudget plan

Pays fixed amount.

Direct Billing: Depends on provider. No PPO network.

Pays fixed amount.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Featured
Visitors Care

Limited CoverageLimited Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Visitors to the USABudget plan

In Network:Pays fixed amount.

Out of Network:Pays fixed amount.

Direct Billing: Through First Health PPO Network

In Network:Pays fixed amount.

Out of Network:Pays fixed amount.

Direct Billing: Through First Health PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Acute Onset of Pre-Existing Condition Coverage:
  • Outpatient & Inpatient Services
  • Emergency Room Coverage
  • Emergency Dental Accident
  • No optional add-on benefits available
  • COVID-19 Coverage
Seven Corners Travel Medical USA Visitor Basic

Limited CoverageLimited Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Budget planVisitors to the USA

Pays fixed amount.

Direct Billing: Depends on provider. No PPO network.

Pays fixed amount.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
WorldMed Inbound

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:100% URC up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:100% URC up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Plan FAQs
  • After the deductible, the plan pays 100% of eligible medical expenses in or out of the United Healthcare PPO network
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Atlas Essential International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Worldwide

100% URC up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

100% URC up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
Safe Travels International - Cost Saver

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Worldwide

80% of first $5000, 100% thereafter.

Direct Billing: Depends on provider. No PPO network.

80% of first $5000, 100% thereafter.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Emergency Medical Treatment of Pregnancy
  • Trip Delay
  • Pre-Existing Conditions: No Coverage
  • No optional add-on benefits available
  • COVID-19 Coverage: Excluded
Patriot America Lite

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Excluded
  • Pre-Existing Conditions: No Coverage
Seven Corners Travel Medical Basic - USA

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:80% of first $10000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $10000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Trip Interruption
  • Incidental Trip to Home Country
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
  • Emergency Eye Exam Coverage: No Coverage
GlobeHopper Senior

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Worldwide

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

100% up to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Hospital Indemnity
  • Home Nursing Care
  • Lost Checked Luggage
  • Optional Evacuation Plus Rider
  • Covid-19 Coverage: Included
  • No optional add-on benefits available
  • Pre-Existing Conditions: No Coverage
International Major Medical PIU

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USAWorldwide

In Network:100% up to policy maximum.

Out of Network:100% URC up to policy maximum.

Direct Billing: Through First Health PPO Network

In Network:100% up to policy maximum.

Out of Network:100% URC up to policy maximum.

Direct Billing: Through First Health PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network; Outside the PPO network, plan pays URC up to the policy maximum
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • Emergency Return Home
  • Home Health Care
  • Lost Checked Luggage
  • Optional Hazardous Sports and Activities Rider
  • Pre-Existing Conditions: No Coverage
  • No optional add-on benefits available
  • COVID-19 Coverage: Excluded
USVisit-Pro®

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Pre-existing Coverage (limits apply*)Visitors to the USA

In Network:80% up to policy maximum.

Out of Network:60% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:80% up to policy maximum.

Out of Network:60% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
  • Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Border Entry Protection
  • Telehealth Services
  • No optional add-on benefits available
  • COVID-19 Coverage: Included
INF Elite

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Pre-existing Coverage (limits apply*)

In Network:80% up to policy maximum.

Out of Network:60% of URC, up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:80% up to policy maximum.

Out of Network:60% of URC, up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
  • Pre-Existing Condition Coverage: Included
  • Urgent Care Visits
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
INF Premier

Limited CoverageLimited Coverage A.M. Best Rating: A
Underwriter: C&F Crum & Forster

Best for:
Pre-existing Coverage (limits apply*)

In Network:Pays fixed amount.

Out of Network:Pays fixed amount.

Direct Billing: Through United Healthcare PPO Network

In Network:Pays fixed amount.

Out of Network:Pays fixed amount.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
  • Pre-Existing Condition Coverage: Included
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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