Visitors Insurance Plans

Visitor insurance for the U.S. provides visitors and international travelers with health, accidents and travel insurance coverage while they are in the U.S. These plans are most suitable for parents and relatives visiting the U.S. and for business travelers coming to the U.S. on a visitor/business B1 or B2 Visa.

Listed below are the top-rated health insurance plans for visitors coming to the U.S., from the leading U.S. insurance companies and provide the best visitors insurance for visitors to the United States at the lowest prices.

IU

Inbound USA

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Renewable & Cancelable
BUY
IG

Inbound Guest

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Renewable & Cancelable
BUY
STVUSA

Safe Travels for Visitors to the USA

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
Administrator
Trawick International
AM Best Rating
B+
Carrier
GBG Insurance Limited
BUY
VC

Visitors Care

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
VS

VisitorSecure

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London
BUY
CA-G

CoverAmerica - Gold

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays URC of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
PA+

Patriot America Plus

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Outside of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
LEC

Liaison Travel Economy

Comprehensive Coverage
In network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 70% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not available if Home Country/Country of Residences are: Australia, Cuba, Gambia, Ghana, Iran, Kosovo, Nigeria, Sierra Leone, Switzerland & Syria.
    Not available for Citizens of: Kosovo
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, Kosovo & Syria.
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LCH

Liaison Travel Choice

Comprehensive Coverage
In network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.
(Outside of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Cannot accept address from:Colorado, Maryland, New York, South Dakota & Washington.
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LEL

Liaison Travel Elite

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to policy maxmium.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and a maximum of 3 years (1092 days)
  • PPO network (See list of doctors and hospitals)
  • Urgent Care

  • Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not available for Citizens of: Kosovo
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, Kosovo & Syria .
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
PA

Patriot America

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
STU-CS

Safe Travels USA - Cost Saver

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then100% of eligible medical expenses up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
AA

Atlas America

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
BUY
PP

Patriot Platinum

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum .
(Out of network: After the deducitble is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not Available for Addresses from the Following US States: Maryland
    Not available if Home Country/Country of Residences are: United States
    Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
BUY
STUC

Safe Travels USA Comprehensive

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
PPI

Patriot Platinum International

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Comprehensive coverage plan
  • For U.S. destinations, maximum of 60 days of coverage
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Coverage for international travel
Administrator
IMG
AM Best Rating
A (Excellent)
Carrier
Sirius International
BUY
GHS

GlobeHopper Senior

Comprehensive Coverage
Available for U.S. Citizens 65 and older
  • Acute onset of Pre-Existing Conditions
  • Renewable & Cancelable
Administrator
IMG
AM Best Rating
A (Excellent)
Carrier
Sirius International
BUY
DA

Diplomat America

Comprehensive Coverage
  • Medical Coverage During Travel
  • Comprehensive coverage plan
  • Coverage duration options between 15 days and 12 months
  • Coverage during International Travel
Administrator
Global Underwriters
AM Best Rating
A+ (Excellent)
Carrier
Allied World Assurance Company
BUY
WI

WorldMed Inbound

Comprehensive Coverage
Plan pays 90% of first $10,000; then 100%
(In network, with direct billing pays 100%)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options from 5 days to 364 days
  • PPO network (See list of doctors and hospitals)
  • Coverage during international travel
  • Up to $20,000 coverage for acute onset of pre-existing conditions
BUY
PI

Patriot International

Comprehensive Coverage
Plan pays 100% up to policy maximum
(Out of network pays 80% for the first $5,000 and then 100%)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Comprehensive coverage plan
  • Coverage duration options between 5 days and 365 days
  • Coverage for international travel
Administrator
IMG
AM Best Rating
A (Excellent)
Carrier
Sirius International
BUY
AI

Atlas International

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Comprehensive coverage plan
  • Coverage duration options between 5 and 364 days
  • Coverage for international travel
  • Acute onset of pre-existing conditions coverage
  • Cannot be physically located in Maryland, New York, Washington, Canada or Australia at time of purchase
  • Not available to Residents of: Australia, Canada, North Korea, South Sudan, Iran, Syria and Cuba
  • IDD Important Notices
BUY
STI-CS

Safe Travels International - Cost Saver

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 2 years
  • Comprehensive coverage plan
  • AD&D and Travel-Related Benefits
  • PPO network (See list of doctors and hospitals)
  • Coverage for International Travel
  • Unexpected recurrence of a pre-existing condition up to the first $20,000 up to age 65 and $10,000 for age above 65
BUY
STUT-PP

Safe Travel USA Trip Protection Plan

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Cancelable
Administrator
Trawick International
AM Best Rating
'A' (Excellent) by A.M. Best
Carrier
GBG Insurance Limited
BUY
CA-G

CoverAmerica - Gold

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays URC of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
PA+

Patriot America Plus

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Outside of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
LEC

Liaison Travel Economy

Comprehensive Coverage
In network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 70% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not available if Home Country/Country of Residences are: Australia, Cuba, Gambia, Ghana, Iran, Kosovo, Nigeria, Sierra Leone, Switzerland & Syria.
    Not available for Citizens of: Kosovo
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, Kosovo & Syria.
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LCH

Liaison Travel Choice

Comprehensive Coverage
In network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.
(Outside of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 364 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not available to residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Cannot accept address from:Colorado, Maryland, New York, South Dakota & Washington.
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
LEL

Liaison Travel Elite

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to policy maxmium.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and a maximum of 3 years (1092 days)
  • PPO network (See list of doctors and hospitals)
  • Urgent Care

  • Not available to Residents of: Australia, Switzerland, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
    Not Available for Addresses from the Following US States: Colorado, Maryland, New York, South Dakota & Washington.
    Not available for Citizens of: Kosovo
    Not Available for the following Destination Countries: Antarctica, Cuba, Iran, Kosovo & Syria .
Administrator
Seven Corners
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London and Tramont Insurance Company
BUY
PA

Patriot America

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
STU-CS

Safe Travels USA - Cost Saver

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then100% of eligible medical expenses up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
AA

Atlas America

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.
(Out of network: After the deductible is met, plan pays 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
BUY
PP

Patriot Platinum

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum .
(Out of network: After the deducitble is met, plan pays 90% of the first $5,000, then 100% of eligible medical expenses up to the policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Urgent Care
  • Not Available for Addresses from the Following US States: Maryland
    Not available if Home Country/Country of Residences are: United States
    Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
BUY
STUC

Safe Travels USA Comprehensive

Comprehensive Coverage
In network: After the deductible is met, plan pays 100% of eligible medical expenses up to policy maximum.
(Out of network: After the deductible is met, plan pays 80% of the first $5,000, then 100% of eligible medical expenses up to policy maximum.)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
PPI

Patriot Platinum International

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Comprehensive coverage plan
  • For U.S. destinations, maximum of 60 days of coverage
  • Coverage duration options between 5 days and 365 days
  • PPO network (See list of doctors and hospitals)
  • Coverage for international travel
Administrator
IMG
AM Best Rating
A (Excellent)
Carrier
Sirius International
BUY
GHS

GlobeHopper Senior

Comprehensive Coverage
Available for U.S. Citizens 65 and older
  • Acute onset of Pre-Existing Conditions
  • Renewable & Cancelable
Administrator
IMG
AM Best Rating
A (Excellent)
Carrier
Sirius International
BUY
DA

Diplomat America

Comprehensive Coverage
  • Medical Coverage During Travel
  • Comprehensive coverage plan
  • Coverage duration options between 15 days and 12 months
  • Coverage during International Travel
Administrator
Global Underwriters
AM Best Rating
A+ (Excellent)
Carrier
Allied World Assurance Company
BUY
WI

WorldMed Inbound

Comprehensive Coverage
Plan pays 90% of first $10,000; then 100%
(In network, with direct billing pays 100%)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options from 5 days to 364 days
  • PPO network (See list of doctors and hospitals)
  • Coverage during international travel
  • Up to $20,000 coverage for acute onset of pre-existing conditions
BUY
PI

Patriot International

Comprehensive Coverage
Plan pays 100% up to policy maximum
(Out of network pays 80% for the first $5,000 and then 100%)
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Comprehensive coverage plan
  • Coverage duration options between 5 days and 365 days
  • Coverage for international travel
Administrator
IMG
AM Best Rating
A (Excellent)
Carrier
Sirius International
BUY
AI

Atlas International

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
  • Comprehensive coverage plan
  • Coverage duration options between 5 and 364 days
  • Coverage for international travel
  • Acute onset of pre-existing conditions coverage
  • Cannot be physically located in Maryland, New York, Washington, Canada or Australia at time of purchase
  • Not available to Residents of: Australia, Canada, North Korea, South Sudan, Iran, Syria and Cuba
  • IDD Important Notices
BUY
STI-CS

Safe Travels International - Cost Saver

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
  • Coverage duration options between 5 days and 2 years
  • Comprehensive coverage plan
  • AD&D and Travel-Related Benefits
  • PPO network (See list of doctors and hospitals)
  • Coverage for International Travel
  • Unexpected recurrence of a pre-existing condition up to the first $20,000 up to age 65 and $10,000 for age above 65
BUY
STUT-PP

Safe Travel USA Trip Protection Plan

Comprehensive Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Cancelable
Administrator
Trawick International
AM Best Rating
'A' (Excellent) by A.M. Best
Carrier
GBG Insurance Limited
BUY
IU

Inbound USA

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Renewable & Cancelable
BUY
IG

Inbound Guest

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Renewable & Cancelable
BUY
STVUSA

Safe Travels for Visitors to the USA

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
Administrator
Trawick International
AM Best Rating
B+
Carrier
GBG Insurance Limited
BUY
VC

Visitors Care

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Renewable & Cancelable
BUY
VS

VisitorSecure

Limited Coverage
  • Acute onset of Pre-Existing Conditions
  • Medical Coverage During Travel
  • Extendable & Cancelable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A (Excellent)
Carrier
Lloyd's of London
BUY
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.