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International Major Medical PIU

Comprehensive Coverage,Rated A (Excellent)
Lloyd's of London

International Major Medical PIU is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 10 days to 330 days. While in the U.S, after the deductible is satisfied within the First Health PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Learn more about how International Major Medical PIU works.


International Major Medical PIU does not offer coverage for COVID-19.

International Major Medical PIU does not cover Pre-Existing medical conditions. Please review International Major Medical PIU policy documents for complete coverage and exclusions.

How It Works

100%

In Network

100% up to policy maximum See How International Major Medical PIU Works.

100%

Out of Network

100% URC up to policy maximum

Key Benefits

COVID-19 Excluded
COVID-19 Excluded
Cancelable
Cancelable
PPO
PPO
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 10 days to 11 months
Coverage from 10 days to 11 months

How COVID-19 is Covered Under International Major Medical PIU

COVID-19 is not covered under this plan.

Eligibility

  • Coverage duration options up to 11 months
  • Not Extendable
  • For non-US citizens traveling to the USA
  • Coverage is available for those up to the age of 84

Similar Plans

Atlas America

Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Emergency Eye Exam Coverage
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
  • Extendable for up to 364 days
Purchase Restrictions
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR) & Ukraine (UKR)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Best Seller
CoverAmerica - Gold®

Comprehensive Coverage, Rated A- (Excellent)
Underwriter: Sirius Specialty Insurance Corporation

Best for:
COVID-19 CoverageVisitors to the USA
Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
  • Quarantine Indemnity
  • Influenza (flu) shot
  • No Cancellation Fee
  • No Extension Fee
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S. residents and non U.S. citizens, while traveling to the United States and for incidental trips to Canada, Mexico, Latin America, Bahamas and South America
  • For Ages 14 days to 79 years
  • Coverage for minimum of 5 days up to 365 days
  • Must purchase a minimum of 30 days of coverage prior to leaving the country of residence to be eligible for the Public Health Emergency Screening (COVID-19 Test) benefit.
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
View Complete Details
Preferred rate available.Learn moreWhy CoverAmerica-Gold?Learn more
Patriot America Plus

Comprehensive Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
U.S citizens visiting the USAGreencard holders visiting the USA
Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Temporary coverage for green card holders visiting the USA for a short trip
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.