IMMP

International Major Medical PIU

Comprehensive Coverage,  Rated A (Excellent)By: Peterson,  UW: Lloyd'sLloyd's of London
AM Best Rating
A (Excellent)
Administrator/Underwriter
PIU
Lloyd's of London
100%
In Network

After deductible, the plan pays 100% up to the policy maximum.

medical-coverage-during-travel
Medical Coverage During Travel
comprehensive
Comprehensive Coverage Plan
coverage-days
Coverage from 10 days to 11 months
ppo
urgent-care
Urgent Care
COVID-19 Excluded
  • Coverage duration options up to 11 months
  • Not available for address in these U.S states/territories: Guam, Maryland, New York, South Dakota
BUY

International Major Medical Insurance offers travel health insurance coverage and emergency medical services to visitors, family members and individuals traveling outside their home countries.

Note: The International Major Medical Plan is not available in the following states: Maryland, New York, South Dakota


Please review International Major Medical Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Out-Patient

Dr. / Physician Visit

The plan pays 100% to the selected maximum.

Surgical Treatment

The plan pays 100% to the selected maximum.

Prescription Drugs / Medicines

The plan pays 100% to the selected maximum.

Lab & X-rays

The plan pays 100% to the selected maximum.

Physical Therapy

The plan pays 100% to the selected maximum.

In-Patient

Hospital Room

The plan pays 100% to the selected maximum.

Surgical Treatment

The plan pays 100% to the selected maximum.

Hospital Intensive Care Unit

The plan pays 100% to the selected maximum.

Emergency Services

Ambulance Expenses

The plan pays 100% to the selected maximum.

Emergency Room(ER)

The plan pays 100% to the selected maximum.

Dental

Acute, spontaneous and unexpected pain

Not covered

Accidental emergency

Not covered

Travel

Emergency Medical Evacuation / Repatriation

$250,000

Return of Remains

Up to $250,000

Emergency Reunion

$5,000 Lifetime Maximum

Return of minor Child(ren)

Not Covered

Trip Interruption

No coverage for Trip Interruption. But Provides coverage for Trip Cancellation Benefit subject to certain conditions. (Please see policy details )

Loss of checked Baggage

Up to max $500

Life

AD&D

$25,000

Common Carrier Accidental Death

$25,000

Other

Hazardous Sports Coverage

Coverage available

Pre-Existing Conditions

Not covered

Maternity

Not covered

General Physical full Checkup

Not covered

Terrorism Coverage

Optional Coverage Available

Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact number and details can be found on the ID card.

Plan Administrator Company

PIU

Carrier / Underwriter

Lloyd's of London

AM Best Rating

A (Excellent)

Eligibility

Available for non-US citizens between 14 days and 84 years of age

Plan Type

Comprehensive Plan

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Covered

Co-Pay

No Co-pay

Co-Insurance

After the Insured pays the deductible, the plan pays 100% to the selected maximum.

How the Benefits are Paid

After the deductible plan pays 100% to the selected maximum.

Coverage Type

Life Time of the policy

Deductible Type

Per Certificate Period

Renewability

Not Extendable

Cancellation

Not Cancelable after policy becomes effective. Full refund available if cancelled before start date. cancellation fee may apply. After effective date NO REFUND

PPO Network

First Health Network

Coverage Length

Up to 6 months

Available Deductibles

Age 0-69 :$100, $250, $500,$1,000, $2,500 or$5,000
Age 70-79 : $1,000, $2,500 or $5,000
Age 80-84 :$2,500 or $5,000

Available Coverage

Age 0-69 up to $1,000,000
Age 70-74 up to $500,000
Age 75-79 up to $250,000
Age 80-84 up to $100,000

Provider Directory

Toll Free: 800-345-8816 Phone: 661-254-0006 Fax: 661-254-0604

Plan Brochure

International Major Medical Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

Restricted States: Maryland, New York and South Dakota are restricted for a correspondence address

Country Restrictions

No restriction. Only requirement is to provide a US address while purchasing the policy

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.