Policy info
Plan Administrator: PIU
Carrier: Lloyd's of London
AM Best Rating: A(Excellent)

International Major Medical Insurance offers travel health insurance coverage and emergency medical services to visitors, family members and individuals traveling outside their home countries.

Note: The International Major Medical Plan is not available in the following states:
Delaware, Iowa, Kentucky, Mississippi, Missouri, Montana, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Wyoming.

Additionally, the online application for the International Major Medical Plan is not available in the following states (these states require a paper application): Connecticut, Massachusetts, Ohio.
Please contact us, if need any assistance.

Please review International Major Medical Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Here is a complete list of benefits of International Major Medical PIU
Dr. / Physician Visit
The plan pays 100% to the selected maximum.
Surgical Treatment
The plan pays 100% to the selected maximum.
Prescription Drugs / Medicines
The plan pays 100% to the selected maximum.
Lab & X-rays
The plan pays 100% to the selected maximum.
Physical Therapy
The plan pays 100% to the selected maximum.
Hospital Room
The plan pays 100% to the selected maximum.
Surgical Treatment
The plan pays 100% to the selected maximum.
Hospital Intensive Care Unit
The plan pays 100% to the selected maximum.
Ambulance Expenses
The plan pays 100% to the selected maximum.
Emergency Room(ER)
The plan pays 100% to the selected maximum.
Acute, spontaneous and unexpected pain
Not covered
Accidental emergency
Covered
Emergency Medical Evacuation / Repatriation
$100,000
Return of Remains
Up to $100000
Emergency Reunion
$5,000 Lifetime Maximum
Return of minor Child(ren)
Not Covered
Trip Interruption
No coverage for Trip Interruption. But Provides coverage for Trip Cancellation Benefit subject to certain conditions. (Please see policy details )
Loss of checked Baggage
Up to max $500
AD&D
$25,000
Common Carrier Accidental Death
$25,000
Pre-Existing Conditions
Not covered
Maternity
Not covered
General Physical full Checkup
Not covered
Terrorism Coverage
Optional Coverage Available
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.