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Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Mon-Fri)

+1 (866) 384-9104

Current Time in PT Closed

Other ways to reach us:

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How International Major Medical PIU Insurance Works?

The International Major Medical PIU is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.

Which Doctor to Visit

You can go to any doctor or hospital of your choice. However, it is better to go to a doctor within the PPO network to get better provider rates and coverage. The International Major Medical PIU participates in the First Health PPO network. To search for nearby providers in your area visit International Major Medical PIU Insurance Providers.

Within PPO Network in USA

After the deductible is satisfied, the International Major Medical PIU plan will cover up to 100% of all eligible medical expenses.

Any amount above the policy maximum is the insured person's responsibility.

Outside of PPO Network

After the deductible is satisfied, the International Major Medical PIU plan will pay URC up to the policy maximum for all eligible medical expenses.

Any amount above the policy maximum is the insured person's responsibility.

Example:
$100
Deductible
$100,000
Policy Maximum
$10,000
Hospital Bill
with ppo example bar
Example:
$100
Deductible
$100,000
Policy Maximum
$10,000
Hospital Bill
outside ppo example bar
hospital icon

How the Deductible Works

The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the International Major Medical PIU plan is one time in the policy period. The Plan is available for 10 days to 11 months duration.

What are Plan Eligibilities?

The International Major Medical PIU plan eligibility mention below.

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Eligibility

  • Eligibility (Who can buy this travel insurance?): International travelers
Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.