How does the International Major Medical Plan Work?

The International Major Medical is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.

Which Doctor to Go To

You can go to any doctor or hospital of your choice. The International Major Medical does not have any Preferred Providers Network. To search for nearby providers in your area visit International Major Medical Insurance Providers. You can contact Petersen International Underwriters at 800-3458816 if you have further question about which doctor to go to.

How does the Deductible Work

The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the International Major Medical plan is one time in the policy period. The Plan is available for a maximum of 11 months.

Coverage Area- Only USA

The International Major Medical Plan covers for Non US citizens and Non US residents traveling to the USA. It does not provide coverage outside the USA. After the deductible, the plan pays 100% up to the policy maximum, for all covered services. Any amount above the policy maximum is the insured persons responsibility.

Example
$15,000 Hospital Bill
$500 Deductible
$100,000 Policy Maximum

You Pay $500 Deductible

Insurance Pays $14,500 Up to Policy Maximum

Read the International Major Medical Plan Brochure for complete details.

Disclaimer

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.