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Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Mon-Fri)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

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How International Major Medical PIU Insurance Works?

The International Major Medical PIU is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.

Which Doctor to Visit

You can go to any doctor or hospital of your choice. However, it is better to go to a doctor within the PPO network to get better provider rates and coverage. The International Major Medical PIU participates in the First Health PPO network. To search for nearby providers in your area visit International Major Medical PIU Insurance Providers.

Within PPO Network in USA

After the deductible is satisfied, the International Major Medical PIU plan will cover 100% up to policy maximum for all eligible medical expenses and services. Any amount above the policy maximum is the insured person's responsibility.

Outside of PPO Network

After the deductible is satisfied, the International Major Medical PIU plan will cover 100% urc up to policy maximum for all eligible medical expenses for all covered services. Any amount above the policy maximum is the insured person's responsibility.

EXAMPLE HOSPITAL BILL: $10,000
$100 Deductible $100,000 Policy Maximum
with ppo example bar
EXAMPLE HOSPITAL BILL: $10,000
$100 Deductible $100,000 Policy Maximum
with ppo example bar
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How the Deductible Works

The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the International Major Medical PIU plan is one time in the policy period. The Plan is available for 10 days to 11 months duration.

What are Plan Eligibilities?

The International Major Medical PIU plan eligibility mention below.

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Eligibility

  • Eligibility (Who can buy this travel insurance?): International travelers
Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.