How does the Diplomat America Plan Work?

The Diplomat America is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.

Which Doctor to Go To

You can go to any doctor or hospital of your choice. The Diplomat America does not have any Preferred Providers Network. To search for nearby providers in your area visit Diplomat America Providers. You can contact Global Underwriters at 800-423-8496 if you have further question about which doctor to go to.

How does the Deductible Work

The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the Diplomat America plan is one time in the policy period. The Plan is available for a maximum of 364 days.

Coverage Area- Only U.S.

The Diplomat America Plan covers for Non US residents traveling to the U.S. It does not provide coverage outside the U.S. After the deductible, the plan pays 80% for the first $5,000 and then 100% up to the policy maximum, for all covered services. Any amount above the policy maximum is the insured persons responsibility.

$15,000 Hospital Bill
$500 Deductible
$100,000 Policy Maximum

You Pay $500 Deductible

You Pay $1000
20% of first $5000 after deductible

Insurance Pays $13,500 Up to Policy Maximum

Read the Diplomat America brochure for complete details.