Diplomat America
Comprehensive Coverage, Rated A (Excellent)By: Global, UW: C&F CaymanC&F Cayman SPC for and on behalf of ITI SP
- AM Best Rating
- A (Excellent)
- Administrator/Underwriter
- Global Underwriters
C&F Cayman SPC for and on behalf of ITI SP
After deductible, the plan pays 80% up to the policy maximum.
COVID-19 Included
Cancelable
PPO
No PPO Network
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 15 days to 12 months
- Not available for residents of: Australia, Iran, United States, & U.S Virgin Islands
Diplomat America Insurance offers medical coverage and emergency services to individuals and families traveling to the United States.
Please review Diplomat America Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Members under age 18:
Lifetime maximum: $5,000
Death: $5,000
Loss of 2 limbs: $5,000
Loss of 1 limb: $2,500
Members age 18—69:
Lifetime maximum: $100,000
Death: $100,000
Loss of 2 limbs: $100,000
Loss of 1 limb: $50,000
Members age 70—74:
Lifetime maximum: $12,500
Death: $12,500
Loss of 2 limbs: $12,500
Loss of 1 limb: $6,250
Members age 75 and older:
Lifetime maximum: $6,250
Death: $6,250
Loss of 2 limbs: $6,250
Loss of 1 limb: $3,125
Not subject to deductible, coinsurance, or overall maximum limit.
Members age 18—69: $50,000
Members age 70—74: $12,500
Members age 75 and older: $6,250
Subject to a maximum of $250,000 any one family or group. Not subject to deductible, coinsurance, or overall maximum limit.
Plan Administrator Company
Global Underwriters
Carrier / Underwriter
C&F Cayman SPC for and on behalf of ITI SP
AM Best Rating
A (Excellent)
Eligibility
Can be purchased by non-U.S residents or any visa holder (e.g. L/H/B1, B2, etc.) traveling outside of their home country on legal status.
Plan Type
Comprehensive Coverage Plan
Percentage based coverage.
Coverage in U.S.A.
Covered
Coverage outside U.S.A.
Not Covered
Co-Pay
No Co-pay
Co-Insurance
20% for the first $5,000 of accumulated expenses only.
100% covered there after up to the selected policy maximum.
How the Benefits are Paid
After the deductible, plan pays 80% for the first $5,000 of accumulated expenses;
then plan pays 100% to the selected policy maximum.
No coverage outside USA
Coverage Type
Lifetime of the policy
Deductible Type
Per Policy Period.
Renewability
Not Extendable
Cancellation
Only before policy date. Refund available if cancelled before start date. $25 cancellation fee applicable. After effective date NO REFUND
PPO Network
No PPO Network
Coverage Length
Min 15 Days to 1 year.
Available Deductibles
Choose From: $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000 per Policy Period or Annual.
Available Coverage
Choose From: Plan A - $50,000
Plan B - $100,000
Plan C - $250,000
Plan D - $500,000
Plan E - $1000,000
Ages 60+: Limited to A, B, C
Ages 70+: Limited to Plan A & B
Ages 80+: Limited to $20,000
Provider Directory
No PPO Network
Plan Brochure
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
No Restriction
Country Restrictions
No Restriction
Diplomat America Insurance FAQs | |
| Q1: Which doctor or hospital can I go to? Diplomat America Insurance plan does not participate in any PPO network. You can visit any doctor or hospital. | |
| Q2: Does this plan offer any optional Rider This plan offers Athletic, Sports, and Hazardous Activity Rider | |
| Q3: Does this plan cover any pre-existing conditions? This plan does not provide coverage for pre-existing conditions. | |
| Q4: When will I receive my ID card? You will receive and ID card with your confirmation e-mail once you purchase the plan. Depending on the policy length you may also receive and ID card to your mailing address within 5-10 business days. | |
| Q5: How do I use this insurance? Please refer to the following article about the policy usage: How to use Visitor Insurance? | |
| Q6: How do I file a claim? Please refer to the following article concerning the claim process: | |
| Q7: What information do I need to purchase this insurance? Name(s), date of birth, home country address, and passport number of the visitor(s). | |
| Q8: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis? Based on the desired coverage length you have selected, you have to make the full payment at one time. | |
| Q9: Does Diplomat America cover the Coronavirus vaccination? Diplomat America doesn't cover COVID-19 vaccinations but will cover COVID-19 treatment and services the same as any other eligible condition if COVID-19 is contracted after the policy effective date. Preventative care related to COVD-19, like vaccinations, aren't covered under the policy. Please login to My Policy to view your plan specific documents for any limits or exclusions. | |
| Q10: When does my coverage start on my travel medical insurance plan? Coverage on a travel medical insurance plan will begin on the date of departure and once the traveler has left their home country. Coverage areas are anywhere outside ones' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country. | |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
