DA

Diplomat America

Comprehensive Coverage,  Rated A (Excellent)By: Global,  UW: C&F CaymanC&F Cayman SPC for and on behalf of ITI SP
AM Best Rating
A (Excellent)
Administrator/Underwriter
Global Underwriters
C&F Cayman SPC for and on behalf of ITI SP
80%
 

After deductible, the plan pays 80% up to the policy maximum.

COVID-19 Included
cancelable
Cancelable
ppo
urgent-care
Urgent Care
medical-coverage-during-travel
Medical Coverage During Travel
cancelable
Comprehensive Coverage Plan
Coverage from 15 days to 12 months
  • Not available for residents of: Australia, Iran, United States, & U.S Virgin Islands
BUY

Diplomat America Insurance offers medical coverage and emergency services to individuals and families traveling to the United States.

Please review Diplomat America Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Dr. / Physician Visit
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Surgical Treatment
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Prescription Drugs / Medicines
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Lab & X-rays
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Hospital Room
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Surgical Treatment
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Hospital Intensive Care Unit
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Drug/Alcohol Abuse
Not covered
Ambulance Expenses
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Emergency Room(ER)
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max. Extra $250 deductible applies for every ER visit for sickness, that does not lead to hospitalization within 12 hours
Acute, spontaneous and unexpected pain
Up to $100
Accidental emergency
After deductible, plan pays 80% for the first $5,000, then 100% up to policy max
Emergency Medical Evacuation / Repatriation
Up to $500,000
Return of Remains
Up to $50,000
Emergency Reunion
Up to $50,000
Return of minor Child(ren)
Up to $50,000
Trip Interruption
Up to $5,000
Loss of checked Baggage
$50 per item, up to $250
AD&D
$250,000 maximum benefit for any one family or group

Members under age 18:
Lifetime maximum: $5,000
Death: $5,000
Loss of 2 limbs: $5,000
Loss of 1 limb: $2,500

Members age 18—69:
Lifetime maximum: $100,000
Death: $100,000
Loss of 2 limbs: $100,000
Loss of 1 limb: $50,000

Members age 70—74:
Lifetime maximum: $12,500
Death: $12,500
Loss of 2 limbs: $12,500
Loss of 1 limb: $6,250

Members age 75 and older:
Lifetime maximum: $6,250
Death: $6,250
Loss of 2 limbs: $6,250
Loss of 1 limb: $3,125

Not subject to deductible, coinsurance, or overall maximum limit.
Common Carrier Accidental Death
Members under age 18: $25,000
Members age 18—69: $50,000
Members age 70—74: $12,500
Members age 75 and older: $6,250
Subject to a maximum of $250,000 any one family or group. Not subject to deductible, coinsurance, or overall maximum limit.
Pre-Existing Conditions
Acute onset of pre-existing conditions covered up to policy maximum
Maternity
Not covered
General Physical full Checkup
Not covered
Terrorism Coverage
Not covered
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Global Underwriters

Carrier / Underwriter

C&F Cayman SPC for and on behalf of ITI SP

AM Best Rating

A (Excellent)

Eligibility

Can be purchased by non-U.S residents or any visa holder (e.g. L/H/B1, B2, etc.) traveling outside of their home country on legal status.

Plan Type

Comprehensive Coverage Plan
Percentage based coverage.

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Not Covered

Co-Pay

No Co-pay

Co-Insurance

20% for the first $5,000 of accumulated expenses only.
100% covered there after up to the selected policy maximum.

How the Benefits are Paid

After the deductible, plan pays 80% for the first $5,000 of accumulated expenses;
then plan pays 100% to the selected policy maximum.
No coverage outside USA

Coverage Type

Lifetime of the policy

Deductible Type

Per Policy Period.

Renewability

Not Extendable

Cancellation

Only before policy date. Refund available if cancelled before start date. $25 cancellation fee applicable. After effective date NO REFUND

PPO Network

No PPO Network

Coverage Length

Min 15 Days to 1 year.

Available Deductibles

Choose From: $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000 per Policy Period or Annual.

Available Coverage

Choose From: Plan A - $50,000
Plan B - $100,000
Plan C - $250,000
Plan D - $500,000
Plan E - $1000,000

Ages 60+: Limited to A, B, C
Ages 70+: Limited to Plan A & B
Ages 80+: Limited to $20,000

Provider Directory

No PPO Network

Plan Brochure

Diplomat America Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

No Restriction

Country Restrictions

No Restriction

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.