Sign In
VisitorsCoverage logo

Diplomat America

Comprehensive Coverage, A.M. Best Rating: A
C&F Cayman SPC for and on behalf of ITI SP

Best for:
Visitors to the USA

Diplomat America is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 15 days to 365 days. While in the U.S, after the deductible is satisfied, the plan will pay 80% of the first $5,000 of eligible medical expenses then 100% thereafter. Learn more about how Diplomat America works.

Diplomat America can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Diplomat America does not cover Pre-Existing medical conditions. Please review Diplomat America policy documents for complete coverage and exclusions.

Learn more about 3 optional add-on benefits available on this plan.

How Diplomat America Works

80%

Out of Network

After deductible, 80% of first $5000, 100% thereafter See How Diplomat America Works.

Key Travel Medical Insurance Benefits

Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Included
Included
Medical Evacuation
Medical Evacuation
Included
Included
Trip Interruption
Trip Interruption
Up to $5,000
Up to $5,000
General Physician Visit
General Physician Visit
Included
Included
Adventure Sports
Adventure Sports
Included
Included
Cancellable
Cancellable
Yes
Yes
Key Benfits Details

Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.

Eligibility

  • For non U.S residents traveling to the USA
  • For Ages 14 days to 99 years
  • Coverage for minimum 15 days to maximum up to 365 days
  • Not Renewable
  • Temporary coverage for green card holders visiting the USA for a short trip
  • For U.S citizens living abroad and visiting the USA for a short trip

How COVID-19 is Covered Under Diplomat America

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Similar Plans

Atlas America

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Emergency Eye Exam Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Best Seller
CoverAmerica-Gold®

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Sirius Specialty Insurance Corporation

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
  • Quarantine Indemnity
  • Influenza (flu) shot
  • No Cancellation Fee
  • No Extension Fee
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
View Complete Details
Preferred ratePreferred rate available.Learn moreWhy CoverAmerica-Gold?Why CoverAmerica-Gold?Learn more
Patriot America Plus

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.