Worldwide
GlobeHopper Senior
Comprehensive A.M. Best Rating: A
Comprehensive A.M. Best Rating: A
GlobeHopper Senior (A.M. Best Rating: A-) is a comprehensive travel medical insurance plan designed exclusively for U.S. citizens and permanent residents age 65 and older traveling outside the United States. It provides dependable medical coverage, emergency assistance, and travel benefits, making it an excellent choice for senior travelers taking vacations, cruises, or extended international trips. Coverage is available from 5 days to 365 days.
GlobeHopper Senior does not participate in any PPO network. You can visit any doctor or hospital of your choice.
GlobeHopper Senior does not cover pre-existing conditions. GlobeHopper Senior includes acute onset coverage of pre-existing conditions up to $2,500.
Review the GlobeHopper Senior policy documents for complete coverage details, exclusions, and limitations.
GlobeHopper Senior does not participate in any PPO network. You can visit any doctor or hospital of your choice.
GlobeHopper Senior does not cover pre-existing conditions. GlobeHopper Senior includes acute onset coverage of pre-existing conditions up to $2,500.
Review the GlobeHopper Senior policy documents for complete coverage details, exclusions, and limitations.
Learn more about 1 optional add-on benefit available on this plan.
How GlobeHopper Senior Works
Out of Network
100%
After deductible, 100% up to policy maximum See How GlobeHopper Senior Works.
PPO Network for GlobeHopper Senior
Inside the USA
The GlobeHopper Senior Insurance plan is an international plan that does not provide coverage in the U.S.
Outside the USA
There is no PPO network outside the United States. If your plan allows for coverage outside of the United States, you can view the international list of providers for IMG .
Key Travel Medical Insurance Benefits
Here are some of the top benefits, for your convenience*
Emergency Room
100% up to policy maximum
Hospitalization
Average semi-private room and rate
Urgent Care
100% up to policy maximum
Prescription Rx - Medicine
100% up to policy maximum
Acute Onset of Pre-Existing Conditions
Up to $2500
Emergency Dental Coverage
Up to $100
Medical Evacuation
Up to $250000
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Lab & X-Rays
100% up to policy maximum
Emergency Room
100% up to policy maximum
Acute Onset of Pre-Existing Conditions
Up to $2500
Hospitalization
Average semi-private room and rate
Emergency Dental Coverage
Up to $100
Urgent Care
100% up to policy maximum
Medical Evacuation
Up to $250000
Prescription Rx - Medicine
100% up to policy maximum
Lab & X-Rays
100% up to policy maximum
*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage benefits, exclusions and age limits. Optional add-on benefits are available for an additional charge.
Eligibility for GlobeHopper Senior
- For U.S Citizens or U.S. permanent residents traveling outside of the United States
- Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
- For ages 65 to 99 years
- Coverage for minimum 5 days to maximum up to 365 days
- Extendable for up to 365 days
- Qualified for Medicare and actively enrolled in Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan
- Plan can be purchased after arrival at the destination
Medical Coverage
Medical coverage details.
Eligible Medical Expenses
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Available Policy Maximums
Available Policy Maximums
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
Limits may vary based on age or destination of traveler
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
Pre-Existing Conditions
Pre-Existing Conditions
Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:
Please review your policy document for any other limits or exclusions.
Acute onset Pre-Existing Condition
Acute onset Pre-Existing Condition
Up to $2,500
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
Prescription Drugs / Medicines
Prescription Drugs / Medicines
100% up to policy maximum
Dr. / Physician Visit
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Urgent Care
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Surgical Treatment
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Lab & X-rays
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
In-Patient
Medical treatment that includes an overnight stay at a hospital.
Hospital Room and Board
In-Network
In-Network
Not covered
Out-Network
Out-Network
Average semi-private room and rate
Dr. / Physician Visit
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Surgical Treatment
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Emergency Services
Hospital emergency services (certain limits may apply).
Ambulance Expenses
In-Network
In-Network
Not covered
Out-Network
Out-Network
Up to $5,000
Emergency Room
In-Network
In-Network
Not covered
Out-Network
Out-Network
100% up to policy maximum
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
Dental Emergency
Dental Emergency
Up to $100
Travel Coverage
Travel-related coverage
Emergency Medical Evacuation / Repatriation
Emergency Medical Evacuation / Repatriation
Up to $250,000
Return of Mortal Remains
Return of Mortal Remains
Up to $50,000
Trip Interruption
Trip Interruption
Up to $5,000
Trip Delay
Trip Delay
Not covered
Lost Luggage
Lost Luggage
Up to $250, $50 per item
Terrorism
Terrorism
Up to $50,000
Personal Liability
Personal Liability
Not covered
Identity Theft
Identity Theft
Up to $500
Legal Fees
Legal Fees
Not covered
Lost or Stolen Passport
Lost or Stolen Passport
Not covered
Missed Connection
Missed Connection
Not covered
Other
Other types of coverage not mentioned above.
Doctor Wellness Visit
Doctor Wellness Visit
Not covered
Preferred Rates
Preferred Rates
Not covered
Optional add-on benefits
More coverage options available for extra protection.
Telehealth
Telehealth
Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.
GlobeHopper Senior Exclusions
What is not covered
Manage Your Policy Online
Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.
Sign in to your accountHelpful Links
Claims Contact Information
Send Claim Form to:
Claims Department,International Medical Group, Inc. Attn: Claims Department P.O. Box 240429,
Apple Valley, MN 55124 USA
Apple Valley, MN 55124 USA
317-655-4500
imgcustomercare@imglobal.com
Administrator Contacts:
800-628-4664 or 317-655-4500
imgcustomercare@imglobal.com
Claims Form(s):
Please refer to the following article concerning the GlobeHopper Senior claim process:
Visitor Insurance Claim Process
The GlobeHopper Senior Plan is available for any US citizen or Resident, above the age of 65, who are enrolled into Medicare and Medicare Advantage Plans, while visiting anywhere outside the USA, for a short period of time. It is not available for Non-US citizens, or US Citizens Green Card Holders who are not enrolled into Medicare.
Pre-existing conditions are not covered by GlobeHopper Senior plan. However the plan covers up to $2,500 for a sudden and unexpected recurrence of pre-existing conditions It is up to the attending physician to determine if a particular medical situation is related to pre-existing condition or not, and also if it would be considered as an acute onset or not. Please check the Description of Coverage for more information about what is considered as acute onset of pre-existing condition.
The cost of GlobeHopper Senior varies based on several qualifying criteria, such as traveler’s age, duration or length of trip, and selected coverage benefit limits. Typically, GlobeHopper senior can cost about $8 a day for the duration of the trip for a US citizen or permanent resident 70 years of age selecting International travel coverage area that does not include USA .
You can go to any doctor or hospital of your choice with the GlobeHopper Senior plan.
The GlobeHopper Senior plan can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
Please refer to the following article about the policy GlobeHopper Senior usage: How to use Visitor Insurance?
Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing the GlobeHopper Senior plan. They do not limit where you can travel or where you are covered.
Yes, if you buy the GlobeHopper Senior plan initially for more than 30 days, you can extend the policy. You would need to extend the plan at least two days before the policy expires. There would be an extra $5 extension charge.
Yes, you can cancel and get a refund for the GlobeHopper Senior Plan, if you need to go back earlier than plan. The following rules apply:
- A written request is required for cancellation.
- If you cancel the policy before the start date, you would get the full refund back.
- After the policy start date, you can get the refund, only if you do not need to visit the doctor/provider while the policy is in force.
- You can get the refund back only on a full month basis. So if you have less than a month of coverage left in the policy, you would not get any refund back. If you have one month and 20 days coverage left in the policy, you would get get the refund for only the full month, and not the extra 20 days.
- $50 cancellation fee applies.
- If there is any claim on file, you would not get any refund back.
You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing GlobeHopper Senior for the remaining travelers as per the policy terms.
In order to apply for GlobeHopper Senior, you will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.
You can print out your GlobeHopper Senior ID card from your confirmation e-mail and it will be used as proof of insurance. While filling out the online application, you will receive confirmation in your e-mail. If you select paper mail/snail mail then you will receive the ID card in the mail within 5-10 business days. You can also retrieve your ID card using MyIMG: Get My ID Card
GlobeHopper Senior will provide coverage in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country.
Based on the desired coverage length you have selected, you have to make the full payment at once.
Since the GlobeHopper Senior plan is renewable you can renew it anytime you would like to before the policy expires. There is a renewable fee of $5 that associated with the renewal.
The GlobeHopper Senior plan is designed for senior travelers who are looking for travel insurance to supplement their active Medicare Part A & Part B plans when traveling internationally. Medicare typically does not provide coverage outside the United States. We recommend reviewing the policy document to fully understand the coverage details, exclusions and benefits limits.
Coverage will begin on the date selected and once the policyholder has left their home country. The GlobeHopper Senior policy will only cover for conditions that occur after the policy effective date.
Only the primary destination in the GlobeHopper Senior application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period.
Coverage on the GlobeHopper Senior plan will begin on the date of departure (12:01am EST) and once the traveler has left their home country. Coverage areas are anywhere outside one's home country as long as the policy is active. The GlobeHopper Senior coverage will end immediately once the traveler has entered back into their home country and at 12:01am EST the day after the last date of coverage.
No, your GlobeHopper Senior plan won't be extended or renewed automatically. You have to sign into your account online and activate the extension or renewal yourself. Not all plans are extendable or renewable, so be sure to review your policy terms and conditions for eligibility.
A sudden and unexpected onset is a sudden unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration. It has to be an acute medical condition that requires immediate medical attention. GlobeHopper Senior conditions and restrictions apply. Please check the Description of Coverage to understand what is covered under sudden and unexpected recurrence of pre-existing condition.
Yes, you may purchase the GlobeHopper Senior policy even after the traveler has entered their destination country. Eligible benefits and coverage will begin after the policy's effective start date.
The insurance provider recommends that you submit any correction requests in writing as your policy is a legally enforceable document. Following receipt of the correction, we send the request to the insurance provider; normally, the updates require 3-5 business days. They are processed in the order that they are received. We advise double-checking the information on the GlobeHopper Senior application before completing the purchase to prevent any errors and corrections.
The GlobeHopper Senior telehealth rider is an optional benefit that provides 24/7 access to U.S. board-certified doctors and pediatricians for diagnosis, treatment, and prescriptions for new illnesses or injuries via phone or video.
If your GlobeHopper Senior original payment method is invalid, refunds require a wire/ACH transfer. Please provide complete account holder details, including full address, account type (checking/savings), bank information, and complete addresses for processing.
Learn more from informative articles at Visitor Insurance Information section.
Note: Information provided here is general in nature and may change from time to time. Your best course of action would be to refer to your policy papers/guidelines and contact the Provider for up-to-date information
Have specific questions about this plan?
AI Assistant GlobeHopper SeniorAI assistant can help you find specific terms and details in the policy document.
Need more assistance?
Chat with LunaOur smart travel assistant, Luna, is ready to assist you 24/7. Get instant answers to your questions.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Telehealth
Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
