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Patriot Platinum International
Underwriter: Sirius International
Plan pays 100% up to policy maximum 
- Comprehensive coverage plan
- For US destination maximum allowable days of coverage is 60 days.
- Coverage from 5 days to to 365 days
- PPO network (See list of doctors and hospitals)
- Covers during international travel
- Renewable and Cancelable
- Cannot accept an address in Maryland (MD).
Policy info
Plan Administrator: IMG
Carrier: Sirius International
AM Best Rating: A(Excellent)
Patriot Platinum International is a Comprehensive Coverage plan from IMG, that provides high limit travel medical coverage to individuals and families traveling internationally.
Please review Patriot Platinum International Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Benefits
Plan Overview
FAQs
Dr. / Physician Visit
100% covered
Surgical Treatment
100% covered
Prescription Drugs / Medicines
100% covered
Lab & X-rays
100% covered
Physical Therapy
100% covered
Hospital Room
100% covered
Surgical Treatment
100% covered
Hospital Intensive Care Unit
100% covered
Ambulance Expenses
100% covered
Emergency Room(ER)
100% covered
Emergency Room illness without In-patient Addmission $250 dedcutible
Emergency Room illness without In-patient Addmission $250 dedcutible
Acute, spontaneous and unexpected pain
Up to $250
Accidental emergency
100% covered
Emergency Medical Evacuation / Repatriation
100% covered up to the medical maximum
Return of Remains
Up to $100,000
Emergency Reunion
Up to $100,000
Return of minor Child(ren)
Up to $100,000
Trip Interruption
Up to $10,000
Loss of checked Baggage
$500 max
AD&D
Up to $50,000
Common Carrier Accidental Death
Up to $100,000 per Adult; $25,000 per child , to the maximum of $250,000 per family
Pre-Existing Conditions
Non US Citizens: Up to the age of 65, $20,000 life time maximum for eligible Medical Expenses. $20,000 life time maximum for Emergency Medical Evacuation.
US Citizens(Medical): Up to the age of 65 with primary health plan- URC up to plan maximum. Up to the age of 65 without primary health plan $20,000 life time maximum for eligible medical expenses.
Age 65+ with or without primary health plan- $2500 lifetime maximum.
US Citizens(Emergency Medical Evacuation): Up to $25,000 of eligible costs and expenses.
US Citizens(Medical): Up to the age of 65 with primary health plan- URC up to plan maximum. Up to the age of 65 without primary health plan $20,000 life time maximum for eligible medical expenses.
Age 65+ with or without primary health plan- $2500 lifetime maximum.
US Citizens(Emergency Medical Evacuation): Up to $25,000 of eligible costs and expenses.
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
100% Covered
Brochure
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
