PPI

Patriot Platinum International

Underwriter: Sirius International
Policy info
Plan Administrator: IMG
Carrier: Sirius International
AM Best Rating: A(Excellent)

Patriot Platinum International is a Comprehensive Coverage plan from IMG, that provides high limit travel medical coverage to individuals and families traveling internationally.

Please review Patriot Platinum International Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.

Travel Medical Insurance Plan for US citizens travelling anywhere outside their home country including a brief return to USA(not exceeding 60 days).

Here is a complete list of benefits of Patriot Platinum International
Dr. / Physician Visit
100% covered
Surgical Treatment
100% covered
Prescription Drugs / Medicines
100% covered
Lab & X-rays
100% covered
Physical Therapy
100% covered
Hospital Room
100% covered
Surgical Treatment
100% covered
Hospital Intensive Care Unit
100% covered
Ambulance Expenses
100% covered
Emergency Room(ER)
100% covered
Emergency Room illness without In-patient Addmission $250 dedcutible
Acute, spontaneous and unexpected pain
Up to $250
Accidental emergency
100% covered
Emergency Medical Evacuation / Repatriation
100% covered up to the medical maximum
Return of Remains
Up to $100,000
Emergency Reunion
Up to $100,000
Return of minor Child(ren)
Up to $100,000
Trip Interruption
Up to $10,000
Loss of checked Baggage
$500 max
AD&D
Up to $50,000
Common Carrier Accidental Death
Up to $100,000 per Adult; $25,000 per child , to the maximum of $250,000 per family
Pre-Existing Conditions
Non US Citizens: Up to the age of 65, $20,000 life time maximum for eligible Medical Expenses. $20,000 life time maximum for Emergency Medical Evacuation.

US Citizens(Medical): Up to the age of 65 with primary health plan- URC up to plan maximum. Up to the age of 65 without primary health plan $20,000 life time maximum for eligible medical expenses.
Age 65+ with or without primary health plan- $2500 lifetime maximum.

US Citizens(Emergency Medical Evacuation): Up to $25,000 of eligible costs and expenses.
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
100% Covered
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.