WorldMed is a percentage based comprehensive plan. The plan covers for any unexpected sickness or injury that starts after the policy becomes effective.
Which Doctor to Go To
You can go to any doctor or hospital of your choice. However it is better to go to a doctor within the PPO network to get better provider rates, and better percentage of coverage. The WorldMed plan is part of the First Health PPO network. To search for nearby providers in your area visit WorldMed Insurance Providers
How does the Deductible Work
The deductible is the first amount of the covered bill that is the insured persons responsibility, before the insurance starts paying. The deductible for the WorldMed plan is one time in the policy period. If the policy expires, and you need to buy a new policy, then the deductible would reset again. The WorldMed Plan is available for a maximum of 364 days.
Coverage within the PPO Network in USA
In the USA, after the deducitble is met, WorldMed will cover up to 100% of eligible medical expenses if you visit the First Health PPO Network.
For Coverage outside the PPO Network in the USA
Outside the PPO network in the USA, after the deductible is met, the plan pays the URC up to the policy maximum.
All expenses beyond the URC are the responsibility of the insured.
Read the WorldMed Insurance brochure for complete details.
