WI

WorldMed Inbound

Comprehensive Coverage,  Rated A (Excellent)By: TIS,  UW: Lloyd'sLloyd's of London
AM Best Rating
A (Excellent)
Administrator/Underwriter
TIS
Lloyd's of London
100%
In Network

After deductible, the plan pays 100% up to the policy maximum.

COVID-19 Included
acute-onset-pre-existing-condition
Acute onset of Pre-Existing Conditions
extendable-cancelable
Extendable & Cancelable
ppo
urgent-care
Urgent Care
medical-coverage-during-travel
Medical Coverage During Travel
extendable-cancelable
Comprehensive Coverage Plan
Coverage from 5 days to 12 months
  • Urgent Care
  • Cannot physically be located at the time of purchase: Maryland, New York, Washington, Canada or Australia
BUY

WorldMed Inbound Insurance is a international travel insurance plan that provides medical coverage and travel emergency services to folks and families traveling outside their home country. After the deductible is satisfied, the plan pays 100% of eligible medical expenses up to the policy maximum.

Please review WorldMed Inbound Insurance Brochure brochure or policy document for complete and accurate coverage information.

Dr. / Physician Visit
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Urgent Care
$25 copay, after which coinsurance will apply. The $25 copay is waived for those who selected a $0 deductible.
Surgical Treatment
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Prescription Drugs / Medicines
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Lab & X-rays
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Physical Therapy
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Hospital Room
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Surgical Treatment
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Hospital Intensive Care Unit
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Ambulance Expenses
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Emergency Room(ER)
Extra $250 Co-pay applies for sickness that does not lead to direct hospitalization. After the deductible, plan pays 100% up to the policy max in the Network. Out of network, it covers up to URC
Acute, spontaneous and unexpected pain
$100
Accidental emergency
Up to $1,000
Emergency Medical Evacuation / Repatriation
Up to $1,000,000
Return of Remains
Up to $50,000
Emergency Reunion
Up to $100,000
Return of minor Child(ren)
$50,000
Trip Interruption
Up to $10,000
Loss of checked Baggage
Up to $500
AD&D
Up to $50,000
Optional Buy ups available
Common Carrier Accidental Death
up to $50,000
Acute Onset
For ages below 60, up to $200,000 for an acute onset of pre-existing condition. For ages 60-69, up to $20,000 for an acute onset of a pre-existing condition.
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Up to $50,000
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

TIS

Carrier / Underwriter

Lloyd's of London

AM Best Rating

A (Excellent)

Eligibility

WorldMed Inbound covers non-U.S. citizens who are traveling outside of their home country, and at least one of their destination countries is the U.S.

Plan Type

Comprehensive Coverage Plan
Percentage based coverage.

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Covered

Co-Pay

No Co-pay

Co-Insurance

After the deductible is met, the plan will pay 100% of eligible medical expenses up to the policy maximum within the PPO network.

How the Benefits are Paid

After the deductible is met, the plan will pay 100% of eligible medical expenses up to the policy maximum within the PPO network.

Coverage Type

Lifetime of the policy

Deductible Type

Once Annually or Per Policy Period.

Renewability

Not Extendable

Cancellation

Full refund available if cancelled before start date. $25 cancellation fee applicable. After effective date NO REFUND

PPO Network

No PPO Network

Coverage Length

5 days to 364 days

Available Deductibles

Choose From: $0, $250, $500, $1,000, $2,500

Available Coverage

Choose From:
$500,000 $1,000,000 or $2,000,000

Provider Directory

By Provider, Phone Nos. : 888-647-3105 or 630-766-7731

Plan Brochure

WorldMed Insurance brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

Country Restrictions

No Restriction

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.