WI

WorldMed Inbound

Underwriter: Lloyd's of London
Policy info
Plan Administrator: TIS
Carrier: Lloyd's of London
AM Best Rating: A(Excellent)

WorldMed Inbound Insurance is a international travel insurance plan that provides medical coverage and travel emergency services to folks and families traveling outside their home country. After the deductible is satisfied, the plan pays 90% for the first $10,000 and then 100% thereafter towards eligible covered expenses for each sickness or injury.

Please review WorldMed Inbound Insurance Brochure brochure or policy document for complete and accurate coverage information.

Here is a complete list of benefits of WorldMed Inbound
Dr. / Physician Visit
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Urgent Care
$50 copay, after which coinsurance will apply. The $50 copay is waived for those who selected a $0 deductible.
Surgical Treatment
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Prescription Drugs / Medicines
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Lab & X-rays
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Physical Therapy
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Hospital Room
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Surgical Treatment
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Hospital Intensive Care Unit
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Ambulance Expenses
In-Network: plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
Out-of-Network: Usual, reasonable and customary. You may be responsible for any charges exceeding the payable amount.
Emergency Room(ER)
Extra $250 Co-pay applies for sickness that does not lead to direct hospitalization. After the deductible, plan pays 100% up to the policy max in the Network. Out of network, it covers up to URC
Acute, spontaneous and unexpected pain
$100
Accidental emergency
Up to $1,000
Emergency Medical Evacuation / Repatriation
Up to $250,000
Return of Remains
Up to $50,000
Emergency Reunion
Up to $15,000
Return of minor Child(ren)
$50,000
Trip Interruption
Up to $5,000
Loss of checked Baggage
Up to $500
AD&D
Up to $50,000
Optional Buy ups available
Common Carrier Accidental Death
up to $50,000
Pre-Existing Conditions
For age up to 64 Acute onset of pre-existing condition covered up to $20,000 and age 65 and over up to $2,500
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Up to $50,000
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.