Safe Travels International - Cost Saver
- AM Best Rating
- A (Excellent)
- Trawick International
C&F Crum & Forster
After deductible, the plan pays 100% up to the policy maximum.
Out of Network
Plan pays 100% up to the policy maximum.
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
Safe Travels International-Cost Saver insurance is a visitor medical insurance plan, available for Non US residents traveling outside the USA. After the deductible is met, the plan pays 100% up to policy maximum for all covered services.
Dr. / Physician Visit
Prescription Drugs / Medicines
Lab & X-rays
Hospital Intensive Care Unit
Acute, spontaneous and unexpected pain
Emergency Medical Evacuation / Repatriation
Return of Remains
Return of minor Child(ren)
Loss of checked Baggage
Common Carrier Accidental Death
General Physical full Checkup
24-Hrs Emergency Assistance
Plan Administrator Company
Carrier / Underwriter
C&F Crum & Forster
AM Best Rating
Non-US residents, traveling internationally, excluding the USA.
Comprehensive Coverage Plan Percentage based coverage.
Coverage in U.S.A.
Coverage outside U.S.A.
How the Benefits are Paid
After the deductible, the program pays 100% up to the Policy Maximum.
Life Time of the policy
Per Certificate Period
Yes, Up to 2 years(only with initial purchase of minimum 90 days)
- Full refund available if cancelled before start date.
- Pro-rated refund available after start date if no claims have been made ($25 cancellation fee applies)
No (visit any provider of your choice)
5days -1 year
Can be extended up to 2 years
$0, $50, $ 100 $250,$500,$1000,$2500,$5000
per member per certificate period
For below 65 age group: $50,000, $100,000, $250,000, $500,000 , $1000,000
For 65 and above age group: $50,000
By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
Safe Travels International - Cost Saver Insurance FAQs
Q1: When will I receive my ID card?
The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase.
Q2: How can I get a refund?
Refund of total plan cost minus the processing fee is considered, if a written request is received by Trawick International prior to the effective date of coverage. If written request is received after the effective date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, provided no claim has been submitted.
Q3: Does this plan have travel coverage?
Yes, Safe Travels International - Cost Saver Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST)
Q4: How do I use this insurance?
Please refer to the following article about the policy usage: How to use Visitor Insurance?
Q5: How do I file a claim?
Please refer to the following article concerning the claim process:
Q6: What information do I need to purchase this plan?
Name(s), date of birth, and passport number of the visitor(s).
Q7: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis?
Based on the desired coverage length you have selected, you have to make the full payment at once.
Q8: I am traveling with a friend or domestic partner. Can we both be on the same application?
Yes. One is listed on the form as Applicant and the other is Adult #2.
Q9: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy?
The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.
Having separate policies gives your more flexibility in extensions and cancellations.
Q10: I am traveling and I am pregnant. Will your plan cover me?
Yes. We cover emergency medical treatment for pregnancy up to $1,000 on the Safe Travels USA Insurance.
Q11: Where can I find answers to other questions I have?
Q12: Does Safe Travels cover coronavirus?
Depending on when you purchased a travel insurance policy and the type of plan purchased, coverage for coronavirus, if any, may vary. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
Q13: Does Safe Travels International-Cost Saver cover the Coronavirus vaccination?
Safe Travels International-Cost Saver doesn't cover COVID-19 vaccinations but will cover COVID-19 treatment and services the same as any other eligible condition if COVID-19 is contracted after the policy effective date. Preventative care related to COVD-19, like vaccinations, aren't covered under the policy. Please login to My Policy to view your plan specific documents for any limits or exclusions.
Q14. When does my coverage start on my travel medical insurance plan?
Coverage on a travel medical insurance plan will begin on the date of departure and once the traveler has left their home country. Coverage areas are anywhere outside ones' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.