STI-CS

Safe Travels International - Cost Saver

Comprehensive Coverage
AM Best Rating
B+
Administrator/Underwriter
Trawick International
GBG Insurance Limited
100%
In Network

After deductible, the plan pays 100% up to the policy maximum.

100%
Out of Network

Plan pays 100% up to the policy maximum.

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Acute onset of Pre-Existing Conditions
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Medical Coverage During Travel
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Renewable & Cancelable
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Comprehensive Coverage Plan
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Coverage from 5 days to 365 days
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Urgent Care
  • Not available if home country is: Nigeria or Antartica
BUY

Safe Travels International-Cost Saver insurance is a visitor medical insurance plan, available for Non US citizens and Non US residents traveling outside the USA. After the deductible is met, the plan pays 100% up to policy maximum for all covered services.


Please review Safe Travels International Cost Saver Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Out-Patient

Dr. / Physician Visit

After the deductible, plan pays 100%

Surgical Treatment

The plan pays 100% to the selected maximum.

Prescription Drugs / Medicines

After the deductible, plan pays 100%

Lab & X-rays

After the deductible, plan pays 100%

Physical Therapy

$50 per day, up to 10 visits per Policy Period

In-Patient

Hospital Room

The average semi private room rate.

Surgical Treatment

The plan pays 100% to the selected maximum.

Hospital Intensive Care Unit

Three times the average semi private room rate.

Emergency Services

Ambulance Expenses

After the deductible, plan pays 100%

Emergency Room(ER)

The plan pays 100% to the selected maximum.

Dental

Acute, spontaneous and unexpected pain

$500 Covered

Accidental emergency

$500 Covered

Travel

Emergency Medical Evacuation / Repatriation

100% of $2000,000

Return of Remains

100% of $1000,000

Emergency Reunion

$15,000 Per policy period

Return of minor Child(ren)

Yes, Up to $5000

Trip Interruption

Yes, Up to $7500

Loss of checked Baggage

Yes ,Up to $1000 ($75/article)(Optional Rider available) Life

Life

AD&D

$25,000
Optional Rider available (see brochure for details)

Common Carrier Accidental Death

$25,000
Optional Rider available (see brochure for details)

Other

Pre-Existing Conditions

Unexpected Recurrence of a Pre-existing Condition ; the first $20,000 of covered expenses up to the age of 65 or the first $10,000 for over the age of 65

Maternity

Emergency medical treatment of pregnancy up to $2500 per policy period

General Physical full Checkup

Not Covered

Terrorism Coverage

Not Covered

Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Trawick International

Carrier / Underwriter

GBG Insurance Limited

Eligibility

Non-US Citizens and non-US permanent residents, traveling internationally, excluding USA.

Plan Type

Comprehensive Coverage Plan Percentage based coverage.

AM Best Rating

B+

Coverage in U.S.A.

Not Covered

Coverage outside U.S.A.

Covered

Co-Pay

No Copay

How the Benefits are Paid

After the deductible, the program pays 100% up to the Policy Maximum.

Coverage Type

Life Time of the policy

Deductible Type

Per Certificate Period

Renewability

Yes, Up to 2 years(only with initial purchase of minimum 90 days)

Cancellation

Yes.
- Full refund available if cancelled before start date.
- Pro-rated refund available after start date if no claims have been made ($25 cancellation fee applies)

PPO Network

No (visit any provider of your choice)

Coverage Length

5days -1 year
Can be extended up to 2 years

Available Deductibles

$0, $50, $ 100 $250,$500,$1000,$2500,$5000
per member per certificate period

Available Coverage

For below 65 age group: $50,000, $100,000, $250,000, $500,000 , $1000,000
For 65 and above age group: $50,000

Provider Directory

By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924
Fax: 251-666-1806
Email: info@trawickinternational.com

Plan Brochure

Safe Travels International - Cost Saver Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

No Restriction

Country Restrictions

No Restriction

Safe Travels International - Cost Saver Insurance FAQs

Q1: When will I receive my ID card?

The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase.

Q2: How can I get a refund?

Refund of total plan cost minus the processing fee is considered, if a written request is received by Trawick International prior to the effective date of coverage. If written request is received after the effective date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, provided no claim has been submitted.

Q3: Does this plan have travel coverage?

Yes, Safe Travels International - Cost Saver Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST)

Q4: How do I use this insurance?

Please refer to the following article about the policy usage: How to use Visitor Insurance?

Q5: How do I file a claim?

Please refer to the following article concerning the claim process:
Visitor Insurance Claim Process

Q6: What information do I need to purchase this plan?

Name(s), date of birth, and passport number of the visitor(s).

Q7: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis?

Based on the desired coverage length you have selected, you have to make the full payment at once.
Since this plan is renewable you can renew it anytime you would like to before the policy expires. There is no renewal fee.

Q8: I am traveling with a friend or domestic partner. Can we both be on the same application?

Yes. One is listed on the form as Applicant and the other is Adult #2.

Q9: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy?

The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.

Having separate policies gives your more flexibility in renewals and cancellations.

Q10: I am traveling and I am pregnant. Will your plan cover me?

Yes. We cover emergency medical treatment for pregnancy up to $1,000 on the Safe Travels USA Insurance.

Q11: Where can I find answers to other questions I have?

Please refer to Visitors Insurance FAQs section.
Learn more from informative articles at Visitor Insurance Information section.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.