Safe Travels International - Cost Saver
Comprehensive Coverage- AM Best Rating
- B+
- Administrator/Underwriter
- Trawick International
GBG Insurance Limited
In Network
After deductible, the plan pays 100% up to the policy maximum.
Acute onset of Pre-Existing Conditions
Medical Coverage During Travel
Renewable & Cancelable
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
PPO
No (visit any provider of your choice) Urgent Care
Safe Travels International-Cost Saver insurance is a visitor medical insurance plan, available for Non US citizens and Non US residents traveling outside the USA. After the deductible is met, the plan pays 100% up to policy maximum for all covered services.
Please review Safe Travels International Cost Saver Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Out-Patient
Dr. / Physician Visit
After the deductible, plan pays 100%
Surgical Treatment
The plan pays 100% to the selected maximum.
Prescription Drugs / Medicines
After the deductible, plan pays 100%
Lab & X-rays
After the deductible, plan pays 100%
Physical Therapy
$50 per day, up to 10 visits per Policy Period
In-Patient
Hospital Room
The average semi private room rate.
Surgical Treatment
The plan pays 100% to the selected maximum.
Hospital Intensive Care Unit
Three times the average semi private room rate.
Emergency Services
Ambulance Expenses
After the deductible, plan pays 100%
Emergency Room(ER)
The plan pays 100% to the selected maximum.
Dental
Acute, spontaneous and unexpected pain
$500 Covered
Accidental emergency
$500 Covered
Travel
Emergency Medical Evacuation / Repatriation
100% of $2000,000
Return of Remains
100% of $1000,000
Emergency Reunion
$15,000 Per policy period
Return of minor Child(ren)
Yes, Up to $5000
Trip Interruption
Yes, Up to $7500
Loss of checked Baggage
Yes ,Up to $1000 ($75/article)(Optional Rider available) Life
Life
AD&D
$25,000
Optional Rider available (see brochure for details)
Common Carrier Accidental Death
$25,000
Optional Rider available (see brochure for details)
Other
Pre-Existing Conditions
Unexpected Recurrence of a Pre-existing Condition ; the first $20,000 of covered expenses up to the age of 65 or the first $10,000 for over the age of 65
Maternity
Emergency medical treatment of pregnancy up to $2500 per policy period
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
Brochure
Support
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Plan Administrator Company
Trawick International
Carrier / Underwriter
GBG Insurance Limited
Eligibility
Non-US Citizens and non-US permanent residents, traveling internationally, excluding USA.
Plan Type
Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating
B+
Coverage in U.S.A.
Not Covered
Coverage outside U.S.A.
Covered
Co-Pay
No Copay
How the Benefits are Paid
After the deductible, the program pays 100% up to the Policy Maximum.
Coverage Type
Life Time of the policy
Deductible Type
Per Certificate Period
Renewability
Yes, Up to 2 years(only with initial purchase of minimum 90 days)
Cancellation
Yes.
- Full refund available if cancelled before start date.
- Pro-rated refund available after start date if no claims have been made ($25 cancellation fee applies)
PPO Network
No (visit any provider of your choice)
Coverage Length
5days -1 year
Can be extended up to 2 years
Available Deductibles
$0, $50, $ 100 $250,$500,$1000,$2500,$5000
per member per certificate period
Available Coverage
For below 65 age group: $50,000, $100,000, $250,000, $500,000 , $1000,000
For 65 and above age group: $50,000
Provider Directory
By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924
Fax: 251-666-1806
Email: info@trawickinternational.com
Plan Brochure
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
No Restriction
Country Restrictions
No Restriction
Safe Travels International - Cost Saver Insurance FAQs | |
| Q1: When will I receive my ID card? The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase. | |
| Q2: How can I get a refund? Refund of total plan cost minus the processing fee is considered, if a written request is received by Trawick International prior to the effective date of coverage. If written request is received after the effective date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $10, provided no claim has been submitted. | |
| Q3: Does this plan have travel coverage? Yes, Safe Travels International - Cost Saver Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST) | |
| Q4: How do I use this insurance? Please refer to the following article about the policy usage: How to use Visitor Insurance? | |
| Q5: How do I file a claim? Please refer to the following article concerning the claim process: | |
| Q6: What information do I need to purchase this plan? Name(s), date of birth, and passport number of the visitor(s). | |
| Q7: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis? Based on the desired coverage length you have selected, you have to make the full payment at once. | |
| Q8: I am traveling with a friend or domestic partner. Can we both be on the same application? Yes. One is listed on the form as Applicant and the other is Adult #2. | |
| Q9: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy? The benefits and cost does not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies. Having separate policies gives your more flexibility in renewals and cancellations. | |
| Q10: I am traveling and I am pregnant. Will your plan cover me? Yes. We cover emergency medical treatment for pregnancy up to $1,000 on the Safe Travels USA Insurance. | |
| Q11: Where can I find answers to other questions I have? Please refer to Visitors Insurance FAQs section. | |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
