STI-CS

Safe Travels International - Cost Saver

Comprehensive Coverage,  Rated B++ (Good)GBG Insurance Limited
AM Best Rating
B++ (Good)
Administrator/Underwriter
Trawick International
GBG Insurance Limited
100%
In Network

After deductible, the plan pays 100% up to the policy maximum.

100%
Out of Network

Plan pays 100% up to the policy maximum.

acute-onset-pre-existing-condition
Acute onset of Pre-Existing Conditions
medical-coverage-during-travel
Medical Coverage During Travel
renewable-cancelable
Renewable & Cancelable
comprehensive
Comprehensive Coverage Plan
coverage-days
Coverage from 5 days to 365 days
ppo
urgent-care
Urgent Care
COVID-19 Included
  • Not available if home country is: Nigeria or Antartica
BUY

Safe Travels International-Cost Saver insurance is a visitor medical insurance plan, available for Non US citizens and Non US residents traveling outside the USA. After the deductible is met, the plan pays 100% up to policy maximum for all covered services.


Please review Safe Travels International Cost Saver Insurance Brochure brochure or Description of Coverage brochure (policy document) for complete and accurate coverage and exclusions.

Out-Patient

Dr. / Physician Visit

After the deductible, plan pays 100%

Surgical Treatment

The plan pays 100% to the selected maximum.

Prescription Drugs / Medicines

After the deductible, plan pays 100%

Lab & X-rays

After the deductible, plan pays 100%

Physical Therapy

$50 per day, up to 10 visits per Policy Period

In-Patient

Hospital Room

The average semi private room rate.

Surgical Treatment

The plan pays 100% to the selected maximum.

Hospital Intensive Care Unit

Three times the average semi private room rate.

Emergency Services

Ambulance Expenses

After the deductible, plan pays 100%

Emergency Room(ER)

The plan pays 100% to the selected maximum.

Dental

Acute, spontaneous and unexpected pain

$500 Covered

Accidental emergency

$500 Covered

Travel

Emergency Medical Evacuation / Repatriation

100% of $2000,000

Return of Remains

100% of $1000,000

Emergency Reunion

$15,000 Per policy period

Return of minor Child(ren)

Yes, Up to $5000

Trip Interruption

Yes, Up to $7500

Loss of checked Baggage

Yes ,Up to $1000 ($75/article)(Optional Rider available) Life

Life

AD&D

$25,000
Optional Rider available (see brochure for details)

Common Carrier Accidental Death

$25,000
Optional Rider available (see brochure for details)

Other

Pre-Existing Conditions

Unexpected Recurrence of a Pre-existing Condition ; the first $20,000 of covered expenses up to the age of 65 or the first $10,000 for over the age of 65

Maternity

Emergency medical treatment of pregnancy up to $2500 per policy period

General Physical full Checkup

Not Covered

Terrorism Coverage

Not Covered

Brochure

Support

24-Hrs Emergency Assistance

Yes. Contact Number and details can be found on the ID card.

Plan Administrator Company

Trawick International

Carrier / Underwriter

GBG Insurance Limited

AM Best Rating

B++ (Good)

Eligibility

Non-US Citizens and non-US permanent residents, traveling internationally, excluding USA.

Plan Type

Comprehensive Coverage Plan Percentage based coverage.

Coverage in U.S.A.

Not Covered

Coverage outside U.S.A.

Covered

Co-Pay

No Copay

How the Benefits are Paid

After the deductible, the program pays 100% up to the Policy Maximum.

Coverage Type

Life Time of the policy

Deductible Type

Per Certificate Period

Renewability

Yes, Up to 2 years(only with initial purchase of minimum 90 days)

Cancellation

Yes.
- Full refund available if cancelled before start date.
- Pro-rated refund available after start date if no claims have been made ($25 cancellation fee applies)

PPO Network

No (visit any provider of your choice)

Coverage Length

5days -1 year
Can be extended up to 2 years

Available Deductibles

$0, $50, $ 100 $250,$500,$1000,$2500,$5000
per member per certificate period

Available Coverage

For below 65 age group: $50,000, $100,000, $250,000, $500,000 , $1000,000
For 65 and above age group: $50,000

Provider Directory

By Provider, Toll Free: 888-301-9289 ,Direct: 251-661-0924
Fax: 251-666-1806
Email: info@trawickinternational.com

Plan Brochure

Safe Travels International - Cost Saver Insurance Brochure brochure

Home Country Definition

The country where the covered person has his/her true, fixed, permanent home and principal establishment.

US States Restrictions

No Restriction

Country Restrictions

No Restriction

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.