Worldwide
Safe Travels International - Cost Saver
Comprehensive A.M. Best Rating: A
Comprehensive A.M. Best Rating: A
Safe Travels International - Cost Saver (A.M. Best Rating: A) is a comprehensive travel medical insurance plan that delivers affordable worldwide medical coverage for travelers leaving their home country. It includes essential medical benefits, emergency medical evacuation, and travel assistance while maintaining budget-friendly premiums, making it an excellent option for international vacations, business trips, and extended travel abroad. Coverage is available from 5 days to 364 days.
Safe Travels International - Cost Saver does not participate in any PPO network. You can visit any doctor or hospital of your choice.
Safe Travels International - Cost Saver does not cover pre-existing conditions. Safe Travels International - Cost Saver includes acute onset coverage of pre-existing conditions up to $1,000 for travelers under age 70.
Review the Safe Travels International - Cost Saver policy documents for complete coverage details, exclusions, and limitations.
Safe Travels International - Cost Saver does not participate in any PPO network. You can visit any doctor or hospital of your choice.
Safe Travels International - Cost Saver does not cover pre-existing conditions. Safe Travels International - Cost Saver includes acute onset coverage of pre-existing conditions up to $1,000 for travelers under age 70.
Review the Safe Travels International - Cost Saver policy documents for complete coverage details, exclusions, and limitations.
How Safe Travels International - Cost Saver Works
Out of Network
80%
After deductible, 80% of first $5,000, 100% thereafter See How Safe Travels International - Cost Saver Works.
PPO Network for Safe Travels International - Cost Saver
Inside the USA
The Safe Travels International - Cost Saver Insurance plan is an international plan that does not provide coverage in the U.S.
Outside the USA
There is no PPO network outside the United States. You may visit any doctor or hospital.
Key Travel Medical Insurance Benefits
Here are some of the top benefits, for your convenience*
Emergency Room
80% of first $5000, 100% thereafter
Hospitalization
Average semi-private room and rate
Urgent Care
80% of first $5000, 100% thereafter
Prescription Rx - Medicine
80% of first $5000, 100% thereafter
Acute Onset of Pre-Existing Conditions
up to $1000 : Age 69 and below
Schengen Visa Requirement
Yes
Medical Evacuation
Up to $1000000
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Lab & X-Rays
80% of first $5000, 100% thereafter
Emergency Room
80% of first $5000, 100% thereafter
Acute Onset of Pre-Existing Conditions
up to $1000 : Age 69 and below
Hospitalization
Average semi-private room and rate
Schengen Visa Requirement
Yes
Urgent Care
80% of first $5000, 100% thereafter
Medical Evacuation
Up to $1000000
Prescription Rx - Medicine
80% of first $5000, 100% thereafter
Lab & X-Rays
80% of first $5000, 100% thereafter
*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage benefits, exclusions and age limits. Optional add-on benefits are available for an additional charge.
Eligibility for Safe Travels International - Cost Saver
- For non U.S residents traveling anywhere outside their home country excluding USA
- For ages 14 days to 89 years
- Coverage for minimum 5 days to maximum up to 364 days
- Extendable for up to 364 days
- Plan must be purchased within 364 days of arrival
Medical Coverage
Medical coverage details.
Eligible Medical Expenses
Out-Network
80% of first $5,000, 100% thereafter
Available Policy Maximums
Available Policy Maximums
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
Limits may vary based on age or destination of traveler
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
Pre-Existing Conditions
Pre-Existing Conditions
Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:
Please review your policy document for any other limits or exclusions.
Acute onset Pre-Existing Condition
Acute onset Pre-Existing Condition
up to $1,000 : Age 69 and below
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
Prescription Drugs / Medicines
Prescription Drugs / Medicines
80% of first $5,000, 100% thereafter
Dr. / Physician Visit
Out-Network
80% of first $5,000, 100% thereafter
Urgent Care
Out-Network
80% of first $5,000, 100% thereafter
Surgical Treatment
Out-Network
80% of first $5,000, 100% thereafter
Lab & X-rays
Out-Network
80% of first $5,000, 100% thereafter
In-Patient
Medical treatment that includes an overnight stay at a hospital.
Hospital Room and Board
Out-Network
Average semi-private room and rate
Dr. / Physician Visit
Out-Network
80% of first $5,000, 100% thereafter
Surgical Treatment
Out-Network
80% of first $5,000, 100% thereafter
Emergency Services
Hospital emergency services (certain limits may apply).
Ambulance Expenses
Out-Network
Up to policy maximum
Emergency Room
Out-Network
80% of first $5,000, 100% thereafter
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
Dental Emergency
Dental Emergency
Up to $500
Travel Coverage
Travel-related coverage
US Border Entry Protection
US Border Entry Protection
Not covered
Emergency Medical Evacuation / Repatriation
Emergency Medical Evacuation / Repatriation
Up to $1,000,000
Return of Mortal Remains
Return of Mortal Remains
Up to $50,000
Trip Interruption
Trip Interruption
Up to $7,500
Trip Delay
Trip Delay
Not covered
Lost Luggage
Lost Luggage
Upto $1,000
Terrorism
Terrorism
Not covered
Personal Liability
Personal Liability
Not covered
Identity Theft
Identity Theft
Not covered
Legal Fees
Legal Fees
Not covered
Lost or Stolen Passport
Lost or Stolen Passport
Not covered
Missed Connection
Missed Connection
Not covered
Other
Other types of coverage not mentioned above.
Doctor Wellness Visit
Doctor Wellness Visit
Not covered
Preferred Rates
Preferred Rates
Not covered
Safe Travels International - Cost Saver Exclusions
What is not covered
Manage Your Policy Online
Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.
Sign in to your accountHelpful Links
Claims Contact Information
Send Claim Form to:
Surego Administrative Services,
PO Box 2069, Fairhope, AL 36533
PO Box 2069, Fairhope, AL 36533
1.866.747-2083 or 1.251.319-4019
claims@mysurego.com
Administrator Contacts:
claims@mysurego.com
Claims Form(s):
The Safe Travels International - Cost Saver plan is available for international visitors traveling anywhere outside their home country except the USA.
Unexpected recurrence of a pre-existing condition is covered up to $1,000 per policy period for individuals under 70 years old with Safe Travels International - Cost Saver.
Safe Travels International - Cost Saver covers cardiac conditions up to $25,000 per policy period for individuals up to age 69, or $15,000 per policy period for those aged 70 and over. Please refer to the description of coverage for terms and conditions.
You can go to any doctor or hospital of your choice with Safe Travels International - Cost Saver and be covered 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum.
Yes, Safe Travels International - Cost Saver Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST).
Please refer to the following article concerning the Safe Travels International - Cost Saver claim process:
Visitor Insurance Claim Process
The cost of Safe Travels International - Cost Saver varies based on several qualifying criteria, such as traveler’s age, duration or length of trip, and selected coverage benefit limits. Typically, Safe Travels International - Cost Saver can cost about $4 a day for the duration of the trip for a person 50 years of age selecting International travel coverage area that does not include USA .
Please refer to the following article about Safe Travels International - Cost Saver policy usage: How to use Visitor Insurance?
Yes, if you buy Safe Travels International - Cost Saver initially for more than 5 days, you can extend the policy. You would need to extend the plan before the policy expires.
Yes, you can cancel and get a refund for the Safe Travels International - Cost Saver plan, if you need to go back earlier than planned. The following rules apply:
You cannot remove one person from the Safe Travels International - Cost Saver policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.
To purchase Safe Travels International - Cost Saver, you will need names, date(s) of birth, home country address, and a valid credit card.
You can download your ID card for Safe Travels International - Cost Saver by signing into your account on our website. Additionally, you can download your ID card from your confirmation email that you can print and take to the doctor/hospital.
Coverage with Safe Travels International - Cost Saver will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates.
Safe Travels International - Cost Saver does not offer coverage for Covid-19. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
Based on the desired coverage length you have selected, you have to make the full payment at once.
Since Safe Travels International - Cost Saver is extendable, you can purchase the policy for a shorter duration and then extend it anytime you would like to before the policy expires. There is no extension fee.
Coverage with Safe Travels International - Cost Saver will begin on the date selected and once the policyholder has left their home country. The policy will only cover for conditions that occur after the policy effective date.
No, your Safe Travels International - Cost Saver plan won't be extended or renewed automatically. You have to sign into your account online and activate the extension or renewal yourself. Not all plans are extendable or renewable, so be sure to review your policy terms and conditions for eligibility.
Only the primary destination in the Safe Travels International - Cost Saver application will be listed on the policy documents, but rest assured that all other eligible input countries will be covered during the active policy period.
Coverage on the Safe Travels International - Cost Saver plan will begin on the selected coverage start date (12:01am CST) and once the traveler has left their home country. Coverage areas are anywhere outside one's home country and restricted countries as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country and at 12:01am CST the day after the last date of coverage.
Refund of the total plan cost minus the processing fee is considered, if a written request is received by Trawick International prior to the effective date of Safe Travels International - Cost Saver coverage. If written request is received after the effective date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee of $50, provided no claim has been submitted.
An insured can include their spouse or children on their Safe Travels International - Cost Saver policy. All other travelers will need to purchase a separate policy.
The benefits and cost does not differ if you buy individually or combined Safe Travels International - Cost Saver policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.
Having separate policies gives your more flexibility in extensions and cancellations.
Safe Travels International - Cost Saver can cover emergency medical treatment for pregnancy up to $2,500, per the policy guidelines
Yes, you may purchase Safe Travels International - Cost Saver even after the traveler has entered their destination country. The policy must be purchased within 364 days of your arrival. Eligible benefits and coverage will begin after the policy's effective start date.
The insurance provider for Safe Travels International - Cost Saver recommends that you submit any correction requests in writing as your policy is a legally enforceable document. Following receipt of the correction, we send the request to the insurance provider; normally, the updates require 3-5 business days. They are processed in the order that they are received. We advise double-checking the information on the application before completing the purchase to prevent any errors and corrections.
To purchase a Safe Travels International-Cost Saver policy, the minimum premium must be at least $10. If your total premium for the duration of coverage is $7, you will be charged $10 to meet the requirement. If you have further questions regarding the $10 premium minimum, please feel free to contact our licensed insurance specialist at support@visitorscoverage.com.
If your original payment method for Safe Travels International - Cost Saver is invalid, please call the insurance company directly at 888-301-9289 to update/edit your refund method and preferred credit card details over the phone.
Learn more from informative articles at Visitor Insurance Information section.
Have specific questions about this plan?
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
