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Visitors Care

Limited Coverage,Rated A- (Excellent)
SiriusPoint Speciality Insurance Corporation

Featured

Visitors Care is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Learn more about how Visitors Care works.


Visitors Care can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Visitors Care does not cover Pre-Existing medical conditions. Please review Visitors Care’s policy documents for complete coverage and exclusions.

Key Benefits

COVID-19 Included
COVID-19 Included
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
PPO
PPO PPO Network
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Basic Coverage Plan
Basic Coverage Plan
Coverage from 5 days to 365 days
Coverage from 5 days to 365 days

How COVID-19 is Covered Under Visitors Care

COVID-19 Medical Expenses
COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing
COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster
COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit
Quarantine Benefit

No Coverage

Emergency Medical Evacuation
Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days

Similar Plans

Featured
ChoiceAmerica®

Limited Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Budget planLimited Pre-existing Conditions
Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
  • Pre-Existing Condition Coverage: Optional Pre-Existing Rider
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage: Optional Vision Rider
  • Emergency Dental Coverage: Optional Dental Rider
  • Prescriptions/Medication
  • Influenza (flu) Vaccination
  • Optional Adventure Sports Rider
Eligibility
  • For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
  • For ages 14 days to 79 years
  • Coverage for minimum of 5 days up to 365 days
  • Extendable up to 365 days
  • To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
  • Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Inbound USA Basic

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Excluded
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable up to 364 days
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Purchase from the Following U.S. States/Territories: New York (NY), Colorado (CO), Washington (WA), Maryland (MD) & South Dakota (SD)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Inbound USA Choice

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Excluded
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable up to 364 days
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
  • Not Available for Purchase from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), South Dakota (SD), Washington (WA) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
VisitorSecure

Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For international travelers traveling anywhere outside their home country including the U.S
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
Purchase Restrictions
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
  • Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival
Plan FAQs

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.