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Visitors Care
Underwriter: Sirius International
Plan pays fixed amount 
- Basic coverage, low cost, less benefits (Review limits)
- Coverage from 5 days to 12 months.
- Renewable and Cancelable
- No PPO network, visit any doctor
- Cannot accept an address in Maryland (MD).
Policy info
Plan Administrator: IMG
Carrier: Sirius International
AM Best Rating: A(Excellent)
Useful Links
No PPO Network
Visitors Care insurance provides insurance coverage for international travelers.
Visitors Care insurance is a basic travel health plan that has a fixed pre-defined limit for each medical service.
You can visit any doctor or hospital of your choice.
Note: Visitors Care Plan is not available for the resident of Maryland (MD).
The following benefit table shows how much insurance pays for the given covered medical service. If the actual bill is more, the difference will be your responsibility.
Please review Visitors Care Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Benefits
Plan Overview
FAQs
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
Dr. / Physician Visit
$50 per visit
Surgical Treatment
$2,000 per surgical session
Prescription Drugs / Medicines
$150 per period of coverage
Lab & X-rays
$650 per period of coverage ($325 per procedure)
Physical Therapy
$25 per visit per day, 12 visit per period of coverage
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
Hospital Room
$825 per day
30 day maximum per period of coverage
30 day maximum per period of coverage
Surgical Treatment
$2,000 per surgical session
Hospital Intensive Care Unit
Additional $400 per day, 8 day max per period of coverage
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
Ambulance Expenses
$250 per period of coverage
Emergency Room(ER)
$200 per visit
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
Acute, spontaneous and unexpected pain
Not covered
Accidental emergency
$350 per period of coverage
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
Emergency Medical Evacuation / Repatriation
$25,000
Return of Remains
Up to $7,500 when coordinated through IMG
Trip Interruption
Not covered
Loss of checked Baggage
Not covered
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
AD&D
Not covered
Common Carrier Accidental Death
$25,000 to Beneficiary
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
Pre-Existing Conditions
Optional Coverage of $5,000/2,500 for Myocardial infarction/heart attack and stroke
Maternity
Not covered
General Physical full Checkup
Not covered
Terrorism Coverage
Not covered
Brochure
Plan A
(Age 70 or over) ($10,000 policy)
Per person, policy period
(Age 70 or over) ($10,000 policy)
Per person, policy period
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
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