Visitors Care

Limited Coverage,Rated A- (Excellent)
SiriusPoint Speciality Insurance Corporation

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Visitors Care is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 365 days. While in the U.S, after the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Learn more about how Visitors Care works.

Visitors Care can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Visitors Care does not cover Pre-Existing medical conditions. Please review Visitors Careâs policy documents for complete coverage and exclusions.

Key Benefits

COVID-19 Included

Acute onset of Pre-Existing Conditions

Extendable & Cancelable

PPO

Medical Evacuation

Urgent Care

Medical Coverage During Travel

Basic Coverage Plan

Coverage from 5 days to 365 days

How COVID-19 is Covered Under Visitors Care

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Extendable for up to 365 days

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Benefits

COVID-19 Coverage
After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
Pre-Existing Condition Coverage: Optional Pre-Existing Rider
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Exam Coverage: Optional Vision Rider
Emergency Dental Coverage: Optional Dental Rider
Prescriptions/Medication
Influenza (flu) Vaccination
Optional Adventure Sports Rider

Eligibility

For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
For ages 14 days to 79 years
Coverage for minimum of 5 days up to 365 days
Extendable up to 365 days
To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider

Purchase Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Dental Coverage
Prescriptions/Medication
COVID-19 Coverage: Excluded
Pre-Existing Conditions: No Coverage

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days
Extendable up to 364 days

Purchase Restrictions

Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not Available for Purchase from the Following U.S. States/Territories: New York (NY), Colorado (CO), Washington (WA), Maryland (MD) & South Dakota (SD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Inbound USA Choice

Limited Coverage, Rated A (Excellent)
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Benefits

After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Dental Coverage
Prescriptions/Medication
COVID-19 Coverage: Excluded
Pre-Existing Conditions: No Coverage

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days
Extendable up to 364 days

Purchase Restrictions

Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not Available for Purchase from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), South Dakota (SD), Washington (WA) & New York (NY)
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Limited Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

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Benefits

COVID-19 Coverage: Included
After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Dental Coverage
Prescriptions/Medication
Quarantine Indemnity
Pre-Existing Conditions: No Coverage

Eligibility

For international travelers traveling anywhere outside their home country including the U.S
For ages 14 days to 89 years
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days

Purchase Restrictions

Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.