VisitorSecure

Limited Coverage,Rated A (Excellent)
Lloyd's of London

VisitorSecure is a limited Travel Medical insurance plan that provides pre-defined amounts for medical coverage and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. Visit USA does not participate in any PPO network. You can visit any doctor or hospital of your choice. Learn more about how VisitorSecure works.

VisitorSecure will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

VisitorSecure does not cover pre-existing condition conditions. Please review VisitorSecures policy documents for complete coverage and exclusions.

Key Benefits

COVID-19 Included

Acute onset of Pre-Existing Conditions

Extendable & Cancelable

Medical Evacuation

No PPO

Urgent Care

Medical Coverage During Travel

Basic Coverage Plan

Coverage from 5 days to 364 days

How COVID-19 is Covered Under VisitorSecure

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

A quarantine indemnity benefit of up to $50/day for 10 days.

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

For international travelers traveling anywhere outside their home country including the U.S
For ages 14 days to 89 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR)
Not available for Citizens of: Cuba (CUB), Iran (IRN) & North Korea (PRK)
Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival

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COVID-19 Coverage
After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the PPO network
Outpatient & Inpatient Services
Influenza (flu) Vaccination
Emergency Room Coverage
Emergency Medical Evacuation
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Optional Dental and Vision coverage Rider
Optional Adventure Sports Rider

Eligibility

For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
For ages 14 days to 79 years
Coverage for minimum of 5 days up to 365 days
To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)

Restrictions

Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA)
Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
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Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
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Coverage for minimum 5 days to maximum up to 364 days

Restrictions

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Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days

Restrictions

Not Available for Addresses from the Following U.S. States/Territories: Colorado (CO), Maryland (MD), South Dakota (SD), Washington (WA) & New York (NY)
Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Nigeria (NGA), North Korea (PRK), Russia (RUS), Sierra Leone (SLE), Syria (SYR), United States (USA) & Virgin Islands (USA) (VIR)
Not available for Citizens of: United States (USA) & Virgin Islands (USA) (VIR)

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COVID-19 Coverage
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Acute Onset of Pre-Existing Condition Coverage:
Outpatient & Inpatient Services
Emergency Room Coverage
Emergency Dental Accident

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days

Restrictions

Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.