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Atlas Essential International

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Best for:
Worldwide

Atlas Essential International is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 5 days to 364 days. After the deductible is satisfied, the plan will pay 100% of the URC for eligible medical expenses up to the policy maximum. Learn more about how Atlas Essential International works.

Atlas Essential International can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Atlas Essential International does not cover Pre-Existing medical conditions. Please review Atlas Essential International policy documents for complete coverage and exclusions.

No optional add-on benefits on this plan.

How Atlas Essential International Works

100%

Out of Network

After deductible, 100% URC up to policy maximum See How Atlas Essential International Works.

Key Travel Medical Insurance Benefits

Here are some of the top benefits, for your convenience*

Emergency Room
Emergency Room
100% of URC, up to policy maximum
Hospitalization
Hospitalization
Average semi-private room and rate
Urgent Care
Urgent Care
$15 copay, 100% up to Policy Maximum
Prescription
Prescription
URC up to policy maximum
Acute Onset of Pre-Existing Conditions
Acute Onset of Pre-Existing Conditions
No Coverage
Schengen Visa Requirement
Schengen Visa Requirement
Yes
Medical Evacuation
Medical Evacuation
Up to $500000
Lab & X-Rays
Lab & X-Rays
100% of URC, up to policy maximum
Emergency Room
Emergency Room
100% of URC, up to policy maximum
Acute Onset of Pre-Existing Conditions
Acute Onset of Pre-Existing Conditions
No Coverage
Hospitalization
Hospitalization
Average semi-private room and rate
Schengen Visa Requirement
Schengen Visa Requirement
Yes
Urgent Care
Urgent Care
$15 copay, 100% up to Policy Maximum
Medical Evacuation
Medical Evacuation
Up to $500000
Prescription
Prescription
URC up to policy maximum
Lab & X-Rays
Lab & X-Rays
100% of URC, up to policy maximum

*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge.

Eligibility

  • For international travelers travelling anywhere outside their home country. No Coverage in USA
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
  • Extendable for up to 364 days
  • If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible
  • Plan can be purchased after arrival at the destination

How COVID-19 is Covered Under Atlas Essential International

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support