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Atlas Essential International

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Best for:
COVID-19 CoverageWorldwide

Atlas Essential International is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 5 days to 364 days. After the deductible is satisfied, the plan will pay 100% of the URC for eligible medical expenses up to the policy maximum. Learn more about how Atlas Essential International works.

Atlas Essential International can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Atlas Essential International does not cover Pre-Existing medical conditions. Please review Atlas Essential International policy documents for complete coverage and exclusions.

No additional coverage options on this plan.

How Atlas Essential International Works

100%

Out of Network

After deductible, 100% URC up to policy maximum See How Atlas Essential International Works.

Key Travel Medical Insurance Benefits

COVID-19 Included
COVID-19 Included
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
Coverage from 5 days to 364 days

How COVID-19 is Covered Under Atlas Essential International

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For international travelers travelling anywhere outside their home country. No Coverage in USA
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
  • Extendable for up to 364 days
  • If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible

Similar Plans

Atlas International Premium

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
COVID-19 CoverageWorldwide

In Network:Not Available.

Out of Network:100% up to policy maximum.

In Network:Not Available.

Out of Network:100% up to policy maximum.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam
  • Emergency Dental Accident
  • Prescriptions/Medication
  • Quarantine Indemnity
  • Trip Interruption
  • Trip Delay
  • Lost Checked Luggage
  • Pre-Existing Conditions: No Coverage
  • No Additional Coverage Opts Available
Patriot International Lite

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
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In Network:Not Available.

Out of Network:100% up to policy maximum.

In Network:Not Available.

Out of Network:100% up to policy maximum.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage: Included
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage
Patriot Platinum International

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
COVID-19 CoverageWorldwide

In Network:Not Available.

Out of Network:100% up to policy maximum.

In Network:Not Available.

Out of Network:100% up to policy maximum.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage: Included
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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