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Atlas America Premium

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Best for:
Visitors to the USA

Atlas America Premium is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country . The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay100% of eligible medical expenses, up to the policy maximum. Learn more about how Atlas America works.


Atlas America Premium can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Atlas America Premium does not cover Pre-Existing medical conditions. Please review Atlas America Premium policy documents for complete coverage and exclusions.

No optional add-on benefits on this plan.

How Atlas America Premium Works

In Network

100%

After deductible, 100% up to policy maximum
See How Atlas America Premium Works.

Out of Network

100%

After deductible, 100% up to policy maximum

Key Travel Medical Insurance Benefits

Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Included
Included
Lost or Stolen Passport
Lost or Stolen Passport
Up to $100
Up to $100
Medical Evacuation
Medical Evacuation
Included
Included
Trip Delay
Trip Delay
Included
Included
Trip Interruption
Trip Interruption
Up to $15,000
Up to $15,000
Lost Luggage
Lost Luggage
Up to $2,000
Up to $2,000
Personal Liability
Personal Liability
Up to $100,000
Up to $100,000
Key Benfits Details

Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.

Eligibility

  • For non U.S residents and non U.S citizens traveling to the U.S
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 364 days in a policy period
  • Extendable for up to 364 days

How COVID-19 is Covered Under Atlas America Premium

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

A quarantine indemnity benefit of up to $50/day for 10 days.

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Similar Plans

Atlas America

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Visitors to the USA

In Network:100% up to policy maximum.

Out of Network:100% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

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Benefits
Eligibility
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Plan FAQs
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  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
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Best for:
Visitors to the USA

In Network:100% up to policy maximum.

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Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

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Eligibility
Purchase Restrictions
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  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
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  • COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
  • Quarantine Indemnity
  • Influenza (flu) shot
  • No Cancellation Fee
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  • COVID-19 Coverage: Included
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View Complete Details
Preferred ratePreferred rate available.Learn moreWhy CoverAmerica-Gold?Why CoverAmerica-Gold?Learn more
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In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

In Network:100% up to policy maximum.

Out of Network:80% of first $5000, 100% thereafter.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.