COVID-19 CoveragePre-existing Coverage (limits apply*)Visitors to the USA
Visitors Protect
Comprehensive Coverage,
SiriusPoint Speciality Insurance Corporation
Best for:
Visitors Protect (rated A-) is a comprehensive Travel Medical insurance plan providing temporary medical coverage for emergency services and limited pre-existing conditions for international visitors traveling to the U.S., Canada, and Mexico. The coverage duration available is from 90 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 75% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 60% of eligible medical expenses up to the policy maximum. Learn more about how Visitors Protect works.
Visitors Protect can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Visitors Protect does cover for limited Pre-Existing medical conditions. Please review Visitors ProtectâÂÂs policy documents for complete coverage and exclusions.
How Visitors Protect Works
75%
In Network
75% up to policy maximum See How Visitors Protect Works.
60%
Out of Network
60% up to policy maximum
Key Travel Medical Insurance Benefits
Pre-Existing Conditions
COVID-19 Included
Cancelable
PPO 
Medical Evacuation
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 90 days to 12 months
How COVID-19 is Covered Under Visitors Protect
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For visitors traveling to the United States
- For ages 14 days to 99 years
- Coverage for a minimum of 90 days up to 365 days
- Not Extendable
- Must purchase policy before departing home country if traveling to the U.S
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Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
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Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
