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Visitors Protect

Comprehensive Coverage, A.M. Best Rating: A
SiriusPoint Speciality Insurance Corporation

Best for:
COVID-19 CoveragePre-existing Coverage (limits apply*)Visitors to the USA
Visitors Protect (rated A-) is a comprehensive Travel Medical insurance plan providing temporary medical coverage for emergency services and limited pre-existing conditions for international visitors traveling to the U.S., Canada, and Mexico. The coverage duration available is from 90 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 75% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 60% of eligible medical expenses up to the policy maximum. Learn more about how Visitors Protect works.

Visitors Protect can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Visitors Protect does cover for limited Pre-Existing medical conditions. Please review Visitors Protect’s policy documents for complete coverage and exclusions.

No additional coverage options on this plan.

How Visitors Protect Works

In Network

75%

After deductible, 75% up to policy maximum
See How Visitors Protect Works.

Out of Network

60%

After deductible, 60% up to policy maximum

Key Travel Medical Insurance Benefits

Pre-Existing Conditions
Pre-Existing Conditions
COVID-19 Included
COVID-19 Included
Cancelable
Cancelable
PPO
PPO PPO Network
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 90 days to 365 days
Coverage from 90 days to 365 days

How COVID-19 is Covered Under Visitors Protect

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For visitors traveling to the United States
  • For ages 14 days to 99 years
  • Coverage for a minimum of 90 days up to 365 days
  • Not Extendable
  • Must purchase policy before departing home country if traveling to the U.S

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.