COVID-19 CoveragePre-existing Coverage (limits apply*)Visitors to the USA
Visitors Protect
Comprehensive Coverage, A.M. Best Rating: A
SiriusPoint Speciality Insurance Corporation
Best for:
Visitors Protect (rated A-) is a comprehensive Travel Medical insurance plan providing temporary medical coverage for emergency services and limited pre-existing conditions for international visitors traveling to the U.S., Canada, and Mexico. The coverage duration available is from 90 days to 365 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 75% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 60% of eligible medical expenses up to the policy maximum. Learn more about how Visitors Protect works.
Visitors Protect can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Visitors Protect does cover for limited Pre-Existing medical conditions. Please review Visitors ProtectâÂÂs policy documents for complete coverage and exclusions.
How It Works
75%
In Network
75% up to policy maximum See How Visitors Protect Works.
60%
Out of Network
60% up to policy maximum
Key Benefits
Pre-Existing Conditions
COVID-19 Included
Cancelable
PPO 
Medical Evacuation
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 90 days to 12 months
How COVID-19 is Covered Under Visitors Protect
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- For visitors traveling to the United States
- For ages 14 days to 99 years
- Coverage for a minimum of 90 days up to 365 days
- Not Extendable
- Must purchase policy before departing home country if traveling to the U.S
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Underwriter: SiriusPoint Speciality Insurance Corporation
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Budget planLimited Pre-existing Conditions
Benefits
- COVID-19 Coverage
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
- Optional Adventure Sports Rider
Eligibility
- For non U.S residents and non U.S citizens, traveling to the United States, Mexico or Canada
- For ages 14 days to 79 years
- Coverage for minimum of 5 days up to 365 days
- Extendable up to 365 days
- To qualify for coverage, you must not be a citizen permanent resident of the host country you are traveling to (U.S, Mexico, or Canada)
- Must purchase a minimum of 30 days of coverage to be eligible for the optional Pre-Existing Condition Rider
Purchase Restrictions
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
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INF Elite
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
Best for:
Pre-existing Coverage (limits apply*)COVID-19 Coverage
Benefits
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage: Included
- Urgent Care Visits
- Emergency Medical Evacuation
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
Eligibility
- For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
- For Ages 1 year to 99 years
- Coverage for minimum of 90 days up to 364 days
- Extendable for up to 364 days
- Must purchase policy before departing home country
Purchase Restrictions
- Not available if Home Country/Country of Residences are: Belarus (BLR), Congo, The Democratic Republic of (COD), Cote D'Ivoire (CIV), Cuba (CUB), Iran (IRN), Iraq (IRQ), Liberia (LBR), North Korea (PRK), Puerto Rico (PRI), Sudan (SDN), Syria (SYR), United States (USA), Virgin Islands (USA) (VIR) & Zimbabwe (ZWE)
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INF Premier
Limited Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster
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Pre-existing Coverage (limits apply*)COVID-19 Coverage
Benefits
- COVID-19 Coverage: Included
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the United Healthcare PPO network
- Pre-Existing Condition Coverage: Included
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
Eligibility
- For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
- For Ages 1 year to 99 years
- Coverage for minimum of 90 days up to 364 days
- Extendable for up to 364 days
- Must purchase policy before departing home country
Purchase Restrictions
- Not available if Home Country/Country of Residences are: Belarus (BLR), Congo, The Democratic Republic of (COD), Cote D'Ivoire (CIV), Cuba (CUB), Iran (IRN), Iraq (IRQ), Liberia (LBR), North Korea (PRK), Puerto Rico (PRI), Sudan (SDN), Syria (SYR), United States (USA), Virgin Islands (USA) (VIR) & Zimbabwe (ZWE)
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USVisit-Pro®
Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
COVID-19 CoveragePre-existing Coverage (limits apply*)Visitors to the USA
Benefits
- COVID-19 Coverage: Included
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Border Entry Protection
- Telehealth Services
Eligibility
- For visitors traveling to the United States
- For ages 14 days to 74 years
- Coverage for a minimum of 60 days up to 180 days
- Not Extendable
- Must purchase policy before departing home country
Purchase Restrictions
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA), Puerto Rico (PRI), Sierra Leone (SLE), United States (USA) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
