If you're renting a car on your trip, it's wise to protect yourself against any damage or repair in the event of an accident. Rental Car Collision insurance protects you against the expenses related to physical damage and repair of the rental car.

Rental car collision insurance is a great option if you're taking a road trip by rental car. It covers theft or damage of a car rented by a policyholder during their trip. It also covers costs related to the damage and injury sustained by other people if the policyholder causes an accident.

Some travel insurance policies may cover rental car coverage as an extra coverage option with additional premium. It's best to check with your travel insurance agent or trip insurance policy.

The plans that offer rental car insurance for foreigners in the U.S. as part of the coverage or as an add-on are:

Facts about Rental Car Collision Insurance:

  • Rental car collision insurance is technically not insurance, rather it's a collision damage waiver and may be added to trip insurance.
  • If you don't have comprehensive insurance or car rental insurance, it's wise to add the rental car collision waiver.
  • Always read the policy documents as coverage specifics vary.
  • Compare the insurance that you already have through homeowners and auto insurance to avoid getting unnecessary coverage.