SafeCruise
Rated A (Excellent)By: IMG, UW: US FireUnited States Fire Insurance Company
- Administrator/Underwriter
- IMG
United States Fire Insurance Company
- Trip Cancellation
- up to $50,000
- Trip Interruption
- 150% of trip cost
- Trip Delay
- $1,000
- Medical Evacuation
- $1,000,000
- Cancel For Any Reason Option
- Optional add-on benefit. Up to 75% of nonrefundable trip costs
- COVID-19 Included
- This plan covers COVID-19 like any other covered medical condition.
Trip Interruption | Up to 150% of trip cost |
Trip Cancellation | Up to 100% of trip cost. $50,000 maximum. |
Pre-Existing Coverage | Available if purchased within 24 hours of final trip payment |
Trip Delay | $200 per day / $1,000 maximum |
24 Hour AD&D | Not Available |
Accident and Sickness Medical Expense | Up to $250,000 |
Baggage and Personal Effects | $250 per item limit / $2,000 maximum |
Baggage Delay | $400 (after initial delay of 6 hours) |
Cancel for Any Reason | Optional benefit: covers up to 75% of non-refundable trip costs |
Cancel for Work Reason | Not Available |
Change Fee | Not Available |
Common Carrier AD&D | Up to $25,000 |
Emergency Medical Evacuation | Up to $1,000,000 |
Emergency Medical Expense | Not Available |
Interruption for any reason | Not Available |
Lost Golf Rounds and Equipment Rental | Not Available |
Lost Ski Days and Equipment Rental | Not Available |
Missed Connection | Up to $2,000 |
Non-emergency Evacuation | Not Available |
Optional Collision Damage Waiver | Not Available |
Optional Flight Accident | Not Available |
Reimbursement of Miles or Reward Points | Not Available |
Plan Administrator Company
IMG
Carrier / Underwriter
United States Fire Insurance Company
AM Best Rating
A (Excellent)
SafeCruise Insurance FAQs | |
| Q1: Who is eligible for the SafeCruise Trip Plan? US Residents who live in the US are covered by this plan, for traveling both within the US, as well as internationally outside the US. | |
| Q2: What should be included in the trip cost? The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc. | |
| Q3: Can I renew the plan if I extend my trip? Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan. | |
| Q4: Is the plan cancelable? You can cancel the plan and get a full refund back, within 10 days of the look-up period. After 10 days of purchase, the plan is not cancelable or refundable. | |
| Q5: Are pre-existing conditions covered by the plan? Pre-existing condition coverage is available if purchased within 24 hours of or before final trip payment (if you are not disabled from travel when plan cost is paid) | |
| Q6: Can I cancel the plan for any reason? Cancel for Any Reason is available with the SafeCruise plan as an additional option. The benefit will cover up to 75% of your total trip cost. | |
| Q7: What are some of the covered reasons for trip cancellation benefits? All options of the plan would cover for the specific covered reasons. Some of these include:
Please check the brochure for more details. | |
| Q8: What is the difference between Trip Cancellation and Trip Interruption? Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country. | |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
