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SafeCruise®

Trip Plan, A.M. Best Rating: A
By: IMG, C&F Crum & Forster

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SafeCruise is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.


SafeCruise will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.


Please review SafeCruise policy documents for complete coverage and exclusions.

Key Trip Insurance Benefits

COVID-19 Included
COVID-19 Included
Trip Cancellation
Trip Cancellation
Cancel For Any Reason Option
Cancel For Any Reason Option
Trip Interruption
Trip Interruption
Medical Evacuation
Medical Evacuation
Missed Connection
Missed Connection

How COVID-19 is Covered Under SafeCruise®

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

Quarantine coverage included in the Trip Delay benefit can provide coverage for additional accommodation expenses if the quarantine is ordered by a physician.

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Trip Cancellation

Trip Cancellation

Coverage for canceling a trip due to COVID-19 before the departure date.

Eligibility

  • For U.S residents traveling within the U.S and internationally
  • For Ages 1 to 99 years old
  • Coverage for a maximum of 31 days
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date: Not Available for NY Residents

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IMGUnderwriter: US Fire Insurance Company

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Benefits
  • COVID-19 Coverage
  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,500
  • Emergency Medical Evacuation
  • Accident & Sickness Medical and Dental Expense
  • Missed Trip Connection
  • Rental Car Damage & Theft Coverage
  • Change Fee
  • Optional Cancel for Any Reason (CFAR)/ Interruption for Any Reason (IFAR): Up to 75%
Eligibility
  • For U.S residents traveling within the U.S and/or internationally
  • For Age 14 days to 99 years of age
  • Coverage for a maximum of 180 days
  • Optional Cancel for Any Reason (CFAR) is not available for residents of: NY. CFAR is included for the following states: MO, and WA. CFAR must be purchased within 20 days of initial trip deposit date
  • Optional Interruption for Any Reason (IFAR) is not available for residents of: NY. IFAR must be purchased within 20 days of initial trip deposit date
Purchase Restrictions
  • Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR), Ukraine (UKR) & Venezuela (VEN)
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Safe Travels Voyager

Trip Plan, A.M. Best Rating: A
Trawick InternationalUnderwriter: Nationwide Mutual Insurance Company

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Benefits
  • COVID-19 Coverage
  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $3,000
  • Accident & Sickness Medical Expense
  • Missed Connection
  • Emergency Medical Evacuation
  • Rental Car Damage Coverage: Not available for NY residents
  • Pre-Existing Condition Look Back Period
  • Optional Cancel for Any Reason (CFAR): Up to 75%
  • Optional Interruption for Any Reason (IFAR): Up to 50%
  • Optional 24hr AD&D
  • Optional Trip Delay Max Upgrade
  • Optional Additional Medical Expense
Eligibility
  • For U.S residents or U.S citizens traveling within the U.S and/or internationally
  • For Age 14 days to 99 years of age
  • Coverage for a maximum of 180 days
  • Optional Cancel for Any Reason (CFAR) is not available for residents of: New York, New Hampshire, and Washington. CFAR must be purchased within 21 days of initial trip deposit date
Purchase Restrictions
  • Not Available for Purchase from the Following U.S. States/Territories: New Hampshire (NH) & Puerto Rico (PR)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
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Worldwide Trip Protector

Trip Plan, A.M. Best Rating: A
Travel Insured International Underwriter: US Fire Insurance Company

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Benefits
  • COVID-19 Coverage
  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $1,500
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Missed Connection
  • Itinerary Change
  • Optional Cancel for Any Reason(CFAR): Up to 75%
  • Optional Interruption for Any Reason(IFAR): Up to 75%
  • Optional Rental Car Damage & Theft Coverage
Eligibility
  • For U.S residents traveling within the U.S and internationally
  • For Ages 1 to 99 years old
  • Coverage for a maximum of 180 days
  • Not available for residents of: MO, MT, NY, PA, and WA
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
  • Interruption for Any Reason(IFAR) must be purchased within 21 days of initial trip deposit date
Purchase Restrictions
  • Not Available for the following Destination Countries: Belarus (BLR) & Russia (RUS)
  • Not Available for Purchase from the Following U.S. States/Territories: American Samoa (AS), Washington (WA), Virginia (VA), Virgin Islands (VI), Puerto Rico (PR), Pennsylvania (PA), New York (NY), Montana (MT), Missouri (MO), Marshall Islands (MH), Kansas (KS) & Guam (GU)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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