SC

SafeCruise

Trip Plan
Administrator/Underwriter
IMG
United States Fire Insurance Company
Coin
Trip Cancellation
up to $50,000
Notification
Trip Interruption
150% of trip cost
Coin
Trip Delay
$1,000
Coin
Medical Evacuation
$1,000,000
BUY
All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.
Trip Interruption
Up to 150% of trip cost
Trip Cancellation
Up to 100% of trip cost. $50,000 maximum.
Pre-Existing Coverage
Available if purchased within 24 hours of final trip payment
Trip Delay
$200 per day / $1,000 maximum
24 Hour AD&D
Not Available
Accident and Sickness Medical Expense
Up to $250,000
Baggage and Personal Effects
$250 per item limit / $2,000 maximum
Baggage Delay
$400 (after initial delay of 6 hours)
Cancel for Any Reason
Optional benefit: covers up to 75% of non-refundable trip costs
Cancel for Work Reason
Not Available
Change Fee
Not Available
Common Carrier AD&D
Up to $25,000
Emergency Medical Evacuation
Up to $1,000,000
Emergency Medical Expense
Not Available
Interruption for any reason
Not Available
Lost Golf Rounds and Equipment Rental
Not Available
Lost Ski Days and Equipment Rental
Not Available
Missed Connection
Up to $2,000
Non-emergency Evacuation
Not Available
Optional Collision Damage Waiver
Not Available
Optional Flight Accident
Not Available
Reimbursement of Miles or Reward Points
Not Available

Plan Administrator Company

IMG

Carrier / Underwriter

United States Fire Insurance Company

SafeCruise Insurance FAQs

Q1: Who is eligible for the SafeCruise Trip Plan?

US Residents who live in the US are covered by this plan, for traveling both within the US, as well as internationally outside the US.

Q2: What should be included in the trip cost?

The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc.

Q3: Can I renew the plan if I extend my trip?

Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan.

Q4: Is the plan cancelable?

You can cancel the plan and get a full refund back, within 10 days of the look-up period. After 10 days of purchase, the plan is not cancelable or refundable.

Q5: Are pre-existing conditions covered by the plan?

Pre-existing condition coverage is available if purchased within 24 hours of or before final trip payment (if you are not disabled from travel when plan cost is paid)

Q6: Can I cancel the plan for any reason?

Cancel for Any Reason is available with the SafeCruise plan as an additional option. The benefit will cover up to 75% of your total trip cost.

Q7: What are some of the covered reasons for trip cancellation benefits?

All options of the plan would cover for the specific covered reasons. Some of these include:

  • Sickness, injury, or death of insured, a family member, a travel companion, a business partner, or child caregiver
  • Insured's primary residence or destination uninhabitable
  • Documented theft of passports/visas
  • Involved in a merger, job loss, or job relocation
  • Documented traffic accident
  • Unannounced strike
  • Inclement weather that causes cessation of services provided by your common carrier

Please check the brochure for more details.

Q8: What is the difference between Trip Cancellation and Trip Interruption?

Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.