iTravelInsured Travel LX

Trip Plan, A.M. Best Rating: A
By: IMG, US Fire Insurance Company

iTravelInsured Travel LX is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.

iTravelInsured Travel LX will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.

Please review iTravelInsured Travel LX policy documents for complete coverage and exclusions.

Plan Brochure

Key Benefits

COVID-19 Included

Trip Cancellation

Cancel For Any Reason Option

Trip Interruption

Medical Evacuation

How COVID-19 is Covered Under iTravelInsured Travel LX

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine coverage included in the Trip Delay benefit can provide coverage for additional accommodation expenses if the quarantine is ordered by a physician.

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Trip Cancellation

Coverage for canceling a trip due to COVID-19 before the departure date.

Eligibility

For U.S residents traveling within the U.S and/or internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 180 days
Optional Cancel for Any Reason (CFAR) is not available for residents of: NY. CFAR is included for the following states: MO, and WA. CFAR must be purchased within 20 days of initial trip deposit date
Optional Interruption for Any Reason (IFAR) is not available for residents of: NY. IFAR must be purchased within 20 days of initial trip deposit date

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Benefits

COVID-19 Coverage
Trip Cancellation: Up to 100%
Trip Interruption: Up to 150%
Travel Delay: Up to $2,000
Emergency Medical Evacuation
Accident & Sickness Medical and Dental Expense
Missed Trip Connection
Rental Car Damage & Theft Coverage
Change Fee

Eligibility

For U.S residents or U.S citizens traveling within the U.S and/or internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 180 days

Purchase Restrictions

Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS), Syria (SYR), Ukraine (UKR) & Venezuela (VEN)

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Travel Delay: Up to $2,000
Emergency Medical Evacuation
Accident & Sickness Medical Expense
Pre-Existing Condition Waiver
Optional Cancel for Any Reason (CFAR): Up to 75%
Optional Trip Interruption for Any Reason: Up to 75%
Optional Rental Car Damage

Eligibility

For U.S residents or U.S citizens traveling within the U.S and internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 180 days
Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date

Purchase Restrictions

Not Available for the following Destination Countries: Antarctica (ATA), Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
Not Available for Purchase from the Following U.S. States/Territories: New York (NY), Pennsylvania (PA), Washington (WA) & Missouri (MO)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Trip Interruption: Up to 150%
Travel Delay: Up to $3,000
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Missed Connection
Emergency Medical Evacuation
Rental Car Damage Coverage: Not available for NY residents
Pre-Existing Condition Look Back Period
Optional Cancel for Any Reason (CFAR): Up to 75%
Optional Interruption for Any Reason (IFAR): Up to 50%
Optional 24hr AD&D
Optional Trip Delay Max Upgrade
Optional Additional Medical Expense

Eligibility

For U.S residents or U.S citizens traveling within the U.S and/or internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 180 days
Optional Cancel for Any Reason (CFAR) is not available for residents of: New York, New Hampshire, and Washington. CFAR must be purchased within 21 days of initial trip deposit date

Purchase Restrictions

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COVID-19 Coverage
Trip Cancellation: Up to 100%
Trip Interruption: Up to 150%
Travel Delay: Up to $1,500
Emergency Medical Evacuation
Accident & Sickness Medical Expense
Missed Connection
Itinerary Change
Optional Cancel for Any Reason(CFAR): Up to 75%
Optional Interruption for Any Reason(IFAR): Up to 75%
Optional Rental Car Damage & Theft Coverage

Eligibility

For U.S residents traveling within the U.S and internationally
For Ages 1 to 99 years old
Coverage for a maximum of 180 days
Not available for residents of: MO, MT, NY, PA, and WA
Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
Interruption for Any Reason(IFAR) must be purchased within 21 days of initial trip deposit date

Purchase Restrictions

Not Available for the following Destination Countries: Belarus (BLR) & Russia (RUS)
Not Available for Purchase from the Following U.S. States/Territories: American Samoa (AS), Washington (WA), Virginia (VA), Virgin Islands (VI), Puerto Rico (PR), Pennsylvania (PA), New York (NY), Montana (MT), Missouri (MO), Marshall Islands (MH), Kansas (KS) & Guam (GU)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.