ET-P

EuropeTravel-Plus

Underwriter: Sirius International
Policy info
Plan Administrator: IMG
Carrier: Sirius International
AM Best Rating: A(Excellent)

Europe Travel Plus is the most suitable plan for non-U.S. citizens seeking to visit Schengen countries. This plan meets or exceeds Schengen visa requirements along with other travel medical benefits. This plan not only covers you in Schengen countries but anywhere in the Europe, so that you and your family can travel worry-free and enjoy your trip. You can get access to Schengen Visa letter immediately after online purchase via email.

Please review Europe Travel Plus Plan Brochure brochure and Description of Coverage for complete coverage information.

Here is a complete list of benefits of EuropeTravel-Plus
Dr. / Physician Visit
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Surgical Treatment
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Prescription Drugs / Medicines
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA: 80% covered for first $5,000 100% covered thereafter
Lab & X-rays
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Hospital Room
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Surgical Treatment
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Hospital Intensive Care Unit
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Ambulance Expenses
Maximum up to $2,500
Emergency Room(ER)
In Europe: After deductible is met, 100% up to policy maximum.

Incidental trip within USA:
In-Network: 90% covered for first $5,000
100% covered thereafter
Out-of-Network: 80% covered for first $5,000 100% covered thereafter
Acute, spontaneous and unexpected pain
Up to $100
Accidental emergency
Up to $500
Emergency Medical Evacuation / Repatriation
Up to maximum $300,000
Return of Remains
Up to $50,000
Emergency Reunion
Up to $50,000
Return of minor Child(ren)
Not Available
Trip Interruption
Up to $5,000
Loss of checked Baggage
$50 per item up to $250 max per period of coverage
AD&D
$25,000 principal sum
Common Carrier Accidental Death
$50,000 to beneficiary; max $250,000 per family
Hazardous Sports Coverage
Available as an optional, with additional premium
Pre-Existing Conditions
Covered only for Acute Onset of pre-existing condition for up to maximum $35,000
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Up to $50,000 lifetime maximum
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
Disclaimer
The comparison of insurance plans shown below is generic and high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benifits, Limitations, and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.