ET-P

EuropeTravel-Plus

Underwriter: Sirius International
Policy info
Plan Administrator: IMG
Carrier: Sirius International
AM Best Rating: A(Excellent)

Europe Travel Plus is the most suitable plan for non-U.S. citizens seeking to visit Schengen countries. This plan meets or exceeds Schengen visa requirements along with other travel medical benefits. This plan not only covers you in Schengen countries but anywhere in the Europe, so that you and your family can travel worry-free and enjoy your trip. You can get access to Schengen Visa letter immediately after online purchase via email.

Please review Europe Travel Plus Plan Brochure brochure and Description of Coverage for complete coverage information.

Here is a complete list of benefits of EuropeTravel-Plus
Dr. / Physician Visit

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Urgent Care

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Surgical Treatment

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Prescription Drugs / Medicines

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Lab & X-rays

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Hospital Room

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Surgical Treatment

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Hospital Intensive Care Unit

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Ambulance Expenses
Maximum up to $2,500
Emergency Room(ER)

After the deductible is met:


In Europe

Plan pays 100% up to policy maximum.


Incidental trips within USA

In-Network: 90% covered for first $5,000, 100% covered thereafter

Out-of-Network: 80% covered for first $5,000, 100% covered thereafter

Acute, spontaneous and unexpected pain
Up to $100
Accidental emergency
Up to $500
Emergency Medical Evacuation / Repatriation
Up to maximum $300,000
Return of Remains
Up to $50,000
Emergency Reunion
Up to $50,000
Return of minor Child(ren)
Not Covered
Trip Interruption
Up to $5,000
Loss of checked Baggage
Not Covered
AD&D
$25,000 principal sum
Common Carrier Accidental Death
$50,000 to beneficiary; max $250,000 per family
Hazardous Sports Coverage
Available as an optional, with additional premium
Pre-Existing Conditions
Only for Sudden & Unexpected Recurrence up to $35,000
Maternity
Not Covered
General Physical full Checkup
Not Covered
Terrorism Coverage
Not Covered
24-Hrs Emergency Assistance
Yes. Contact number and details can be found on the ID card.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
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