Students Insurance Plans
Top-rated health insurance for students. Student insurance provides quality health coverage for international students & their families, coming on F1/J1/M1 student visa or for US citizen students studying abroad. All international student insurance plans meet most requirements set by major universities and US Immigration Authorities for student visas.
CC-P
Collegiate Care Preferred
Limited Coverage
Plan pays 80% of the first $10,000, then 100% up to the policy maximum
- Renewable
- Family coverage available
- For F1/J1 visa holders
- Preferred Plan $500,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- United States Fire Insurance Company
CC-S
Collegiate Care - Standard
Limited Coverage
Plan pays 80% up to the policy maximum
- Renewable
- Family coverage available
- For F1/J1 visa holders
- $100,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- United States Fire Insurance Company
SP-500
Study USA Preferred 500
Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
- For US & non-US citizens
- $500,000/policy period, $500,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $25, Outside PPO: $50 (Emergency Room deductible - $100)
- 6 months pre-existing condition waiting period.
- PPO network (See list of doctors and hospitals)
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
SS-E
Student Secure - Elite
Limited Coverage
100% coinsurance within the PPO network
Outside PPO,Plan pays 80% to the certificate maximum.
Outside PPO,Plan pays 80% to the certificate maximum.
- Renewable
- For US & non-US citizens
- $500K/incident
- Meets J-Visa requirements
- No Family coverage.
- Pre-existing coverage available after waiting period.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
SHA-P
Student Health Advantage - Platinum
Limited Coverage
Within PPO network- plan pays 100%
Outside PPO Network- plan pays 80% for first $5,000, and 100% thereafter.
Outside PPO Network- plan pays 80% for first $5,000, and 100% thereafter.
- Renewable & Cancelable
- Long-term medical coverage up to 5 years
- Pre-existing condition waiting period is 6 months
- Coverage for $500K/incident for individuals and groups and $100K for their dependents
- $25 Per Injury or Illness Deductible (Outside US and in US PPO Network)
- Meets student visa requirements
- Maternity coverage up to $5,000 and includes newborn care for first 31 days
- PPO network (See list of doctors and hospitals)
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
SP-300
Study USA Preferred 300
Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
- For US & non-US citizens
- $300,000/policy period, $300,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $45, Outside PPO: $90 (Emergency Room deductible - $250)
- 6 months pre-existing condition waiting period.
- PPO network (See list of doctors and hospitals)
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
SUSA
Study USA Standard Plan
Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Of Network - Usual, reasonable, and customary. Insured may be responsible for charges exceeding the payable amount.
Out Of Network - Usual, reasonable, and customary. Insured may be responsible for charges exceeding the payable amount.
- For US & non-US citizens
- $200,000/policy period, $100,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $350)
- Up to $500 in pre-existing conditions coverage after 12 month waiting period
- PPO network (See list of doctors and hospitals)
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
SU-SP
Study USA Basic Plan
Limited Coverage
In USA, within network - Plan pays 80% of eligible expenses after deductible
In USA, out of network - Usual, reasonable and customary
Outside USA - Plan pays 100% of eligible expenses after the deductible
In USA, out of network - Usual, reasonable and customary
Outside USA - Plan pays 100% of eligible expenses after the deductible
- For US & non-US citizens
- $200,000/policy period, $100,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $100, Outside PPO: $150 per injury/illness.
- PPO network (See list of doctors and hospitals)
- Up to $25,000 for acute onset of pre-existing conditions
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
GBN
GeoBlue Navigator
Limited Coverage
In Network - Plan pays 80% till co-insurance maximum then 100%
Out Network - Plan pays 60% till co-insurance maximum then 100%
Out Network - Plan pays 60% till co-insurance maximum then 100%
- Renewable
- Unlimited Policy Maximum
- Coverage includes Preventive care.
- U.S. licensed and admitted coverage
- Co-insurance: 20% in-network /40% Out-of -network(waived outside the USA
- Cashless direct billing with participating providers.
- PPO network (See list of doctors and hospitals)
- Administrator
- HTH
- AM Best Rating
- A(Excellent)
- Carrier
- BCS Insurance Company
SS-S
Student Secure - Select
Limited Coverage
Plan pays 80% up to $5,000 and then 100%
- Renewable
- For US & non-US citizens
- $300K/incident
- Meets J-Visa requirements
- No Family coverage.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
SHA-S
Student Health Advantage - Standard
Limited Coverage
Within PPO network, plan pays 100%
Outside PPO Network, plan pays 80% for first $5,000, and 100% thereafter.
Outside PPO Network, plan pays 80% for first $5,000, and 100% thereafter.
- Renewable & Cancelable
- Long-term medical coverage up to 5 years
- Coverage for $300K/incident for individuals and groups and $100,000 for their dependents
- Freedom to seek treatment with the hospital or doctor of your choice
- Meets student visa requirements
- Maternity coverage
- PPO network (See list of doctors and hospitals)
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
SS-B
Student Secure - Budget
Limited Coverage
Plan pays 80% up to $25,000 and then 100%
- Renewable
- For US & non-US citizens
- $250K/incident
- Meets J-Visa requirements
- No Family coverage.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
SS-SM
Student Secure - Smart
Limited Coverage
Plan pays 80% up to the certificate maximum.
- Renewable
- For US & non-US citizens
- $200K/incident
- Meets J-Visa requirements
- No Family coverage.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
CC-P
Collegiate Care Preferred
Limited Coverage
Plan pays 80% of the first $10,000, then 100% up to the policy maximum
- Renewable
- Family coverage available
- For F1/J1 visa holders
- Preferred Plan $500,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- United States Fire Insurance Company
CC-S
Collegiate Care - Standard
Limited Coverage
Plan pays 80% up to the policy maximum
- Renewable
- Family coverage available
- For F1/J1 visa holders
- $100,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- Administrator
- Trawick International
- AM Best Rating
- A(Excellent)
- Carrier
- United States Fire Insurance Company
SP-500
Study USA Preferred 500
Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
- For US & non-US citizens
- $500,000/policy period, $500,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $25, Outside PPO: $50 (Emergency Room deductible - $100)
- 6 months pre-existing condition waiting period.
- PPO network (See list of doctors and hospitals)
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
SS-E
Student Secure - Elite
Limited Coverage
100% coinsurance within the PPO network
Outside PPO,Plan pays 80% to the certificate maximum.
Outside PPO,Plan pays 80% to the certificate maximum.
- Renewable
- For US & non-US citizens
- $500K/incident
- Meets J-Visa requirements
- No Family coverage.
- Pre-existing coverage available after waiting period.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
SHA-P
Student Health Advantage - Platinum
Limited Coverage
Within PPO network- plan pays 100%
Outside PPO Network- plan pays 80% for first $5,000, and 100% thereafter.
Outside PPO Network- plan pays 80% for first $5,000, and 100% thereafter.
- Renewable & Cancelable
- Long-term medical coverage up to 5 years
- Pre-existing condition waiting period is 6 months
- Coverage for $500K/incident for individuals and groups and $100K for their dependents
- $25 Per Injury or Illness Deductible (Outside US and in US PPO Network)
- Meets student visa requirements
- Maternity coverage up to $5,000 and includes newborn care for first 31 days
- PPO network (See list of doctors and hospitals)
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
SP-300
Study USA Preferred 300
Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
- For US & non-US citizens
- $300,000/policy period, $300,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $45, Outside PPO: $90 (Emergency Room deductible - $250)
- 6 months pre-existing condition waiting period.
- PPO network (See list of doctors and hospitals)
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
SUSA
Study USA Standard Plan
Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Of Network - Usual, reasonable, and customary. Insured may be responsible for charges exceeding the payable amount.
Out Of Network - Usual, reasonable, and customary. Insured may be responsible for charges exceeding the payable amount.
- For US & non-US citizens
- $200,000/policy period, $100,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $350)
- Up to $500 in pre-existing conditions coverage after 12 month waiting period
- PPO network (See list of doctors and hospitals)
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
SU-SP
Study USA Basic Plan
Limited Coverage
In USA, within network - Plan pays 80% of eligible expenses after deductible
In USA, out of network - Usual, reasonable and customary
Outside USA - Plan pays 100% of eligible expenses after the deductible
In USA, out of network - Usual, reasonable and customary
Outside USA - Plan pays 100% of eligible expenses after the deductible
- For US & non-US citizens
- $200,000/policy period, $100,000/incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $100, Outside PPO: $150 per injury/illness.
- PPO network (See list of doctors and hospitals)
- Up to $25,000 for acute onset of pre-existing conditions
- Administrator
- TIS
- AM Best Rating
- A(Excellent)
- Carrier
- HCCMIS
GBN
GeoBlue Navigator
Limited Coverage
In Network - Plan pays 80% till co-insurance maximum then 100%
Out Network - Plan pays 60% till co-insurance maximum then 100%
Out Network - Plan pays 60% till co-insurance maximum then 100%
- Renewable
- Unlimited Policy Maximum
- Coverage includes Preventive care.
- U.S. licensed and admitted coverage
- Co-insurance: 20% in-network /40% Out-of -network(waived outside the USA
- Cashless direct billing with participating providers.
- PPO network (See list of doctors and hospitals)
- Administrator
- HTH
- AM Best Rating
- A(Excellent)
- Carrier
- BCS Insurance Company
SS-S
Student Secure - Select
Limited Coverage
Plan pays 80% up to $5,000 and then 100%
- Renewable
- For US & non-US citizens
- $300K/incident
- Meets J-Visa requirements
- No Family coverage.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
SHA-S
Student Health Advantage - Standard
Limited Coverage
Within PPO network, plan pays 100%
Outside PPO Network, plan pays 80% for first $5,000, and 100% thereafter.
Outside PPO Network, plan pays 80% for first $5,000, and 100% thereafter.
- Renewable & Cancelable
- Long-term medical coverage up to 5 years
- Coverage for $300K/incident for individuals and groups and $100,000 for their dependents
- Freedom to seek treatment with the hospital or doctor of your choice
- Meets student visa requirements
- Maternity coverage
- PPO network (See list of doctors and hospitals)
- Administrator
- IMG
- AM Best Rating
- A(Excellent)
- Carrier
- Sirius International
SS-B
Student Secure - Budget
Limited Coverage
Plan pays 80% up to $25,000 and then 100%
- Renewable
- For US & non-US citizens
- $250K/incident
- Meets J-Visa requirements
- No Family coverage.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
SS-SM
Student Secure - Smart
Limited Coverage
Plan pays 80% up to the certificate maximum.
- Renewable
- For US & non-US citizens
- $200K/incident
- Meets J-Visa requirements
- No Family coverage.
- Continuous coverage
- PPO network (See list of doctors and hospitals)
-
IDD Important Notices
- Administrator
- HCC MIS
- AM Best Rating
- A(Excellent)
- Carrier
- Lloyd's of London
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
