Students Insurance Plans
Top-rated health insurance for students. Student insurance provides quality health coverage for international students & their families, coming on F1/J1/M1 student visa or for US citizen students studying abroad. All international student insurance plans meet most requirements set by major universities and US Immigration Authorities for student visas.
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CC-ES
Collegiate Care Essential
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited 
In Network: Plan pays 100% of the Preferred Allowance.
(Out of network: Plan pays 75% of URC.)
(Out of network: Plan pays 75% of URC.)
-
COVID-19 Included - Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- $150,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] CC-EX
Collegiate Care Exclusive
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 80% of the Preferred Allowance.
(Out of network: Plan pays 70% of URC.)
(Out of network: Plan pays 70% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- Preferred Plan $500,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] CC-EN
Collegiate Care Enhanced
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 80% of the Preferred Allowance.
(Out of network: Plan pays 70% of URC.)
(Out of network: Plan pays 70% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- $100,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] CC-EL
Collegiate Care Elite
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 80% of the Preferred Allowance.
(Out of network: Plan pays 70% of URC.)
(Out of network: Plan pays 70% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- $100,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] SHA-S
Student Health Advantage - Standard
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: Plan pays 100%
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Freedom to seek treatment with the hospital or doctor of your choice
- Meets student visa requirements
- Maternity coverage
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SHA-P
Student Health Advantage - Platinum
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: plan pays 100%
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Pre-existing condition waiting period is 6 months
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Meets student visa requirements
- Maternity coverage up to $5,000 and includes newborn care for first 31 days
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SUSA-P
Study USA Platinum
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network - After the deductible, the plan pays 85% up to $10,000 then 100%
(Out of Network: Plan pays the URC for eligible medical expenses.)
(Out of Network: Plan pays the URC for eligible medical expenses.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $500,000 per policy period, $500,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $25, Outside PPO: $100 (Emergency Room deductible - $100)
- 6-month pre-existing condition waiting period
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Vaccination Benefit Rider
- PPO network (See list of doctors and hospitals)
] SS-E
Student Secure - Elite
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $500,000 per incident
- Meets J-Visa requirements
- No family coverage
- Pre-existing condition coverage available after waiting period
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] S-PR
Study USA Preferred
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network - Plan pays 80% of first $25,000, then 100%
(Out of Network: Plan pays URC up to the policy maximum.)
(Out of Network: Plan pays URC up to the policy maximum.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $600,000 per policy period, $300,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $250)
- 12 months pre-existing condition waiting period
- PPO network (See list of doctors and hospitals)
] SUSA
Study USA Standard Plan
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network - After the deductible, plan pay 80% up to the policy maximum
(Out of Network: Plan pays the URC for eligible medical expenses.)
(Out of Network: Plan pays the URC for eligible medical expenses.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per policy period, $100,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $100, Outside PPO: $250 (Emergency Room deductible - $350)
- Up to $500 in pre-existing conditions coverage after 12 month waiting period
- PPO network (See list of doctors and hospitals)
] SS-S
Student Secure - Select
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% of the first $5,000 then 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $300,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-B
Student Secure - Budget
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to $25,000 and then 100%
(Outside PPO Network: plan pays URC.)
(Outside PPO Network: plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. & Non-U.S. Citizens
- $250,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-SM
Student Secure - Smart
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to the policy maximum
(Outside PPO: Plan pays URC.)
(Outside PPO: Plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SU-SP
Study USA Basic Plan
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network- After the deducitble, plan pays 80% up to the policy maximum.
(Out of Network: After the deductible, the plan pays URC for eligible medical expenses.)
(Out of Network: After the deductible, the plan pays URC for eligible medical expenses.)
-
COVID-19 Excluded - Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per policy period, $100,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $250, Outside PPO: $500 per injury/illness.
- PPO network (See list of doctors and hospitals)
] GBN
GeoBlue Navigator
Limited Coverage , Rated A- (Excellent) By: HTH, UW: 4Ever Life 4Ever Life Insurance Co. In Network - Plan pays 80% till co-insurance maximum then 100%
(Out of network: Plan pays 60% till co-insurance maximum then 100%)
(Out of network: Plan pays 60% till co-insurance maximum then 100%)
- COVID-19 Excluded
- Renewable
- Administrator
- HTH
- AM Best Rating
- A- (Excellent)
- Carrier
- 4Ever Life Insurance Co.
- Unlimited Policy Maximum
- Coverage includes preventive care
- U.S. licensed and admitted coverage
- Co-insurance: 20% in-network /40% Out-of-network (waived outside the U.S.)
- Cashless direct billing with participating providers.
- PPO network (See list of doctors and hospitals)
] CC-ES
Collegiate Care Essential
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 100% of the Preferred Allowance.
(Out of network: Plan pays 75% of URC.)
(Out of network: Plan pays 75% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- $150,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] CC-EX
Collegiate Care Exclusive
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 80% of the Preferred Allowance.
(Out of network: Plan pays 70% of URC.)
(Out of network: Plan pays 70% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- Preferred Plan $500,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] CC-EN
Collegiate Care Enhanced
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 80% of the Preferred Allowance.
(Out of network: Plan pays 70% of URC.)
(Out of network: Plan pays 70% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- $100,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] CC-EL
Collegiate Care Elite
Limited Coverage , Rated B++ (Good) By: Trawick, UW: GBG GBG Insurance Limited In Network: Plan pays 80% of the Preferred Allowance.
(Out of network: Plan pays 70% of URC.)
(Out of network: Plan pays 70% of URC.)
- COVID-19 Included
- Extendable
- Administrator
- Trawick International
- AM Best Rating
- B++ (Good)
- Carrier
- GBG Insurance Limited
- Family coverage available
- For F1/J1 visa holders
- $100,000 coverage per Injury or Illness
- Continuous coverage
- PPO network (See list of doctors and hospitals)
] SHA-S
Student Health Advantage - Standard
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: Plan pays 100%
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Freedom to seek treatment with the hospital or doctor of your choice
- Meets student visa requirements
- Maternity coverage
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SHA-P
Student Health Advantage - Platinum
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: plan pays 100%
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Pre-existing condition waiting period is 6 months
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Meets student visa requirements
- Maternity coverage up to $5,000 and includes newborn care for first 31 days
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SUSA-P
Study USA Platinum
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network - After the deductible, the plan pays 85% up to $10,000 then 100%
(Out of Network: Plan pays the URC for eligible medical expenses.)
(Out of Network: Plan pays the URC for eligible medical expenses.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $500,000 per policy period, $500,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $25, Outside PPO: $100 (Emergency Room deductible - $100)
- 6-month pre-existing condition waiting period
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Vaccination Benefit Rider
- PPO network (See list of doctors and hospitals)
] SS-E
Student Secure - Elite
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $500,000 per incident
- Meets J-Visa requirements
- No family coverage
- Pre-existing condition coverage available after waiting period
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] S-PR
Study USA Preferred
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network - Plan pays 80% of first $25,000, then 100%
(Out of Network: Plan pays URC up to the policy maximum.)
(Out of Network: Plan pays URC up to the policy maximum.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $600,000 per policy period, $300,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $250)
- 12 months pre-existing condition waiting period
- PPO network (See list of doctors and hospitals)
] SUSA
Study USA Standard Plan
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network - After the deductible, plan pay 80% up to the policy maximum
(Out of Network: Plan pays the URC for eligible medical expenses.)
(Out of Network: Plan pays the URC for eligible medical expenses.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per policy period, $100,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $100, Outside PPO: $250 (Emergency Room deductible - $350)
- Up to $500 in pre-existing conditions coverage after 12 month waiting period
- PPO network (See list of doctors and hospitals)
] SS-S
Student Secure - Select
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% of the first $5,000 then 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $300,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-B
Student Secure - Budget
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to $25,000 and then 100%
(Outside PPO Network: plan pays URC.)
(Outside PPO Network: plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. & Non-U.S. Citizens
- $250,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-SM
Student Secure - Smart
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to the policy maximum
(Outside PPO: Plan pays URC.)
(Outside PPO: Plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SU-SP
Study USA Basic Plan
Limited Coverage , Rated A (Excellent) By: TIS, UW: Lloyd's Lloyd's of London In Network- After the deducitble, plan pays 80% up to the policy maximum.
(Out of Network: After the deductible, the plan pays URC for eligible medical expenses.)
(Out of Network: After the deductible, the plan pays URC for eligible medical expenses.)
- COVID-19 Excluded
- Extendable & Cancelable
- Administrator
- TIS
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per policy period, $100,000 per incident
- Meets J-Visa requirements
- Deductible - Inside PPO: $250, Outside PPO: $500 per injury/illness.
- PPO network (See list of doctors and hospitals)
] GBN
GeoBlue Navigator
Limited Coverage , Rated A- (Excellent) By: HTH, UW: 4Ever Life 4Ever Life Insurance Co. In Network - Plan pays 80% till co-insurance maximum then 100%
(Out of network: Plan pays 60% till co-insurance maximum then 100%)
(Out of network: Plan pays 60% till co-insurance maximum then 100%)
- COVID-19 Excluded
- Renewable
- Administrator
- HTH
- AM Best Rating
- A- (Excellent)
- Carrier
- 4Ever Life Insurance Co.
- Unlimited Policy Maximum
- Coverage includes preventive care
- U.S. licensed and admitted coverage
- Co-insurance: 20% in-network /40% Out-of-network (waived outside the U.S.)
- Cashless direct billing with participating providers.
- PPO network (See list of doctors and hospitals)
] Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
