Students Insurance Plans

Top-rated health insurance for students. Student insurance provides quality health coverage for international students & their families, coming on F1/J1/M1 student visa or for US citizen students studying abroad. All international student insurance plans meet most requirements set by major universities and US Immigration Authorities for student visas.

CC-P

Collegiate Care Preferred

Limited Coverage
Plan pays 80% of the first $10,000, then 100% up to the policy maximum
  • Renewable
  • Family coverage available
  • For F1/J1 visa holders
  • Preferred Plan $500,000 coverage per Injury or Illness
  • Continuous coverage
  • PPO network (See list of doctors and hospitals)
Administrator
Trawick International
AM Best Rating
A(Excellent)
Carrier
GBG Insurance Limited
BUY
CC-S

Collegiate Care - Standard

Limited Coverage
Plan pays 80% up to the policy maximum
  • Renewable
Administrator
Trawick International
AM Best Rating
A(Excellent)
Carrier
GBG Insurance Limited
BUY
SP-500

Study USA Preferred 500

Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
  • For U.S. and Non-U.S. Citizens
  • $500,000 per policy period, $500,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $25, Outside PPO: $50 (Emergency Room deductible - $100)
  • 6-month pre-existing condition waiting period
  • PPO network (See list of doctors and hospitals)
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
SS-E

Student Secure - Elite

Limited Coverage
100% coinsurance within the PPO network
Outside PPO, Plan pays 80% to the certificate maximum
  • Renewable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
SHA-P

Student Health Advantage - Platinum

Limited Coverage
Within PPO Network: plan pays 100%
Outside PPO Network: plan pays 80% for first $5,000, and then 100%
  • Renewable & Cancelable
  • Long-term medical coverage up to 5 years
  • Pre-existing condition waiting period is 6 months
  • Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
  • $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
  • Meets student visa requirements
  • Maternity coverage up to $5,000 and includes newborn care for first 31 days
  • PPO network (See list of doctors and hospitals)
Administrator
IMG
AM Best Rating
A(Excellent)
Carrier
Sirius International
BUY
SP-300

Study USA Preferred 300

Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
  • For U.S. and Non-U.S. Citizens
  • $300,000 per policy period, $300,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $45, Outside PPO: $90 (Emergency Room deductible - $250)
  • 6 months pre-existing condition waiting period
  • PPO network (See list of doctors and hospitals)
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
SUSA

Study USA Standard Plan

Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Of Network - Usual, reasonable, and customary. Insured may be responsible for charges exceeding the payable amount.
  • For U.S. and Non-U.S. Citizens
  • $200,000 per policy period, $100,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $350)
  • Up to $500 in pre-existing conditions coverage after 12 month waiting period
  • PPO network (See list of doctors and hospitals)
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
SU-SP

Study USA Basic Plan

Limited Coverage
In the U.S., within network, plan pays 80% of eligible expenses after deductible
In the U.S., out of network, the plan covers what is usual, reasonable and customary
Outside the U.S., plan pays 100% of eligible expenses after the deductible
  • For U.S. and Non-U.S. Citizens
  • $200,000 per policy period, $100,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $100, Outside PPO: $150 per injury/illness.
  • PPO network (See list of doctors and hospitals)
  • Up to $25,000 for acute onset of pre-existing conditions
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
GBN

GeoBlue Navigator

Limited Coverage
In Network - Plan pays 80% till co-insurance maximum then 100%
Out Network - Plan pays 60% till co-insurance maximum then 100%
  • Renewable
  • Unlimited Policy Maximum
  • Coverage includes preventive care
  • U.S. licensed and admitted coverage
  • Co-insurance: 20% in-network /40% Out-of-network (waived outside the U.S.)
  • Cashless direct billing with participating providers.
  • PPO network (See list of doctors and hospitals)
Administrator
HTH
AM Best Rating
A(Excellent)
Carrier
BCS Insurance Company
BUY
SS-S

Student Secure - Select

Limited Coverage
Plan pays 80% up to $5,000 and then 100%
  • Renewable & Cancelable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
SHA-S

Student Health Advantage - Standard

Limited Coverage
Within PPO Network, plan pays 100%
Outside PPO Network, plan pays 80% for first $5,000, and 100% thereafter
  • Renewable & Cancelable
  • Long-term medical coverage up to 5 years
  • Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
  • Freedom to seek treatment with the hospital or doctor of your choice
  • Meets student visa requirements
  • Maternity coverage
  • PPO network (See list of doctors and hospitals)
Administrator
IMG
AM Best Rating
A(Excellent)
Carrier
Sirius International
BUY
SS-B

Student Secure - Budget

Limited Coverage
Plan pays 80% up to $25,000 and then 100%
  • Renewable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
SS-SM

Student Secure - Smart

Limited Coverage
Plan pays 80% up to the certificate maximum
  • Renewable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
CC-P

Collegiate Care Preferred

Limited Coverage
Plan pays 80% of the first $10,000, then 100% up to the policy maximum
  • Renewable
  • Family coverage available
  • For F1/J1 visa holders
  • Preferred Plan $500,000 coverage per Injury or Illness
  • Continuous coverage
  • PPO network (See list of doctors and hospitals)
Administrator
Trawick International
AM Best Rating
A(Excellent)
Carrier
GBG Insurance Limited
BUY
CC-S

Collegiate Care - Standard

Limited Coverage
Plan pays 80% up to the policy maximum
  • Renewable
Administrator
Trawick International
AM Best Rating
A(Excellent)
Carrier
GBG Insurance Limited
BUY
SP-500

Study USA Preferred 500

Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
  • For U.S. and Non-U.S. Citizens
  • $500,000 per policy period, $500,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $25, Outside PPO: $50 (Emergency Room deductible - $100)
  • 6-month pre-existing condition waiting period
  • PPO network (See list of doctors and hospitals)
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
SS-E

Student Secure - Elite

Limited Coverage
100% coinsurance within the PPO network
Outside PPO, Plan pays 80% to the certificate maximum
  • Renewable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
SHA-P

Student Health Advantage - Platinum

Limited Coverage
Within PPO Network: plan pays 100%
Outside PPO Network: plan pays 80% for first $5,000, and then 100%
  • Renewable & Cancelable
  • Long-term medical coverage up to 5 years
  • Pre-existing condition waiting period is 6 months
  • Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
  • $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
  • Meets student visa requirements
  • Maternity coverage up to $5,000 and includes newborn care for first 31 days
  • PPO network (See list of doctors and hospitals)
Administrator
IMG
AM Best Rating
A(Excellent)
Carrier
Sirius International
BUY
SP-300

Study USA Preferred 300

Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Network - Plan pays 70% of first $25,000, then 100%
  • For U.S. and Non-U.S. Citizens
  • $300,000 per policy period, $300,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $45, Outside PPO: $90 (Emergency Room deductible - $250)
  • 6 months pre-existing condition waiting period
  • PPO network (See list of doctors and hospitals)
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
SUSA

Study USA Standard Plan

Limited Coverage
In Network - Plan pays 80% of first $25,000, then 100%
Out Of Network - Usual, reasonable, and customary. Insured may be responsible for charges exceeding the payable amount.
  • For U.S. and Non-U.S. Citizens
  • $200,000 per policy period, $100,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $350)
  • Up to $500 in pre-existing conditions coverage after 12 month waiting period
  • PPO network (See list of doctors and hospitals)
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
SU-SP

Study USA Basic Plan

Limited Coverage
In the U.S., within network, plan pays 80% of eligible expenses after deductible
In the U.S., out of network, the plan covers what is usual, reasonable and customary
Outside the U.S., plan pays 100% of eligible expenses after the deductible
  • For U.S. and Non-U.S. Citizens
  • $200,000 per policy period, $100,000 per incident
  • Meets J-Visa requirements
  • Deductible - Inside PPO: $100, Outside PPO: $150 per injury/illness.
  • PPO network (See list of doctors and hospitals)
  • Up to $25,000 for acute onset of pre-existing conditions
Administrator
TIS
AM Best Rating
A(Excellent)
Carrier
HCCMIS
BUY
GBN

GeoBlue Navigator

Limited Coverage
In Network - Plan pays 80% till co-insurance maximum then 100%
Out Network - Plan pays 60% till co-insurance maximum then 100%
  • Renewable
  • Unlimited Policy Maximum
  • Coverage includes preventive care
  • U.S. licensed and admitted coverage
  • Co-insurance: 20% in-network /40% Out-of-network (waived outside the U.S.)
  • Cashless direct billing with participating providers.
  • PPO network (See list of doctors and hospitals)
Administrator
HTH
AM Best Rating
A(Excellent)
Carrier
BCS Insurance Company
BUY
SS-S

Student Secure - Select

Limited Coverage
Plan pays 80% up to $5,000 and then 100%
  • Renewable & Cancelable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
SHA-S

Student Health Advantage - Standard

Limited Coverage
Within PPO Network, plan pays 100%
Outside PPO Network, plan pays 80% for first $5,000, and 100% thereafter
  • Renewable & Cancelable
  • Long-term medical coverage up to 5 years
  • Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
  • Freedom to seek treatment with the hospital or doctor of your choice
  • Meets student visa requirements
  • Maternity coverage
  • PPO network (See list of doctors and hospitals)
Administrator
IMG
AM Best Rating
A(Excellent)
Carrier
Sirius International
BUY
SS-B

Student Secure - Budget

Limited Coverage
Plan pays 80% up to $25,000 and then 100%
  • Renewable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
SS-SM

Student Secure - Smart

Limited Coverage
Plan pays 80% up to the certificate maximum
  • Renewable
Administrator
Tokio Marine HCC – MIS Group
AM Best Rating
A(Excellent)
Carrier
Lloyd's of London
BUY
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.