Student Insurance Plans
Student insurance plans provide quality health coverage for international students and their families. These plans are applicable for students coming to the U.S. on a F1, J1 or M1 student visa, or for U.S. citizens studying abroad. All international plans meet most requirements set by major universities and by the U.S. Immigration Authorities for student visas.
Showing 11 of 11 plans
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $10,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $10,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $10,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- COVID-19 Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $100,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $100,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $100,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Outpatient Treatments
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- COVID-19 Coverage
- No optional add-on benefits available
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $45,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $45,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% up to $45,000 and then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 12-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- COVID-19 Coverage
- No optional add-on benefits available
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $25,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $25,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $25,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- COVID-19 Coverage
Comprehensive Coverage
Underwriter: 4Ever Life Insurance Co.
In Network:80% of coinsurance maximum, then 100%.
Out of Network:60% of coinsurance maximum, then 100%.
Direct Billing:via PPO Blue Cross Blue Shield PPO Network
In Network:80% of coinsurance maximum, then 100%.
Out of Network:60% of coinsurance maximum, then 100%.
Direct Billing:via PPO Blue Cross Blue Shield PPO Network
- In Network - After the deductible, the plan pays 80% up to co-insurance maximum, then 100%; Out of network: plan pays 60% up to co-insurance maximum, then 100%
- Unlimited Policy Maximum
- Coverage includes preventive care
- U.S. licensed and admitted coverage
- Cashless direct billing with participating providers
- Optional Dental/Vision Rider
- COVID-19 Coverage
- No optional add-on benefits available
Comprehensive Coverage
Underwriter: Lloyd's of London
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Zurich Insurance Europe AG Belgian branch
80% of first $5,000, 100% thereafter.
Direct Billing:Depends on provider. No PPO network.
80% of first $5,000, 100% thereafter.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- Trip Delay
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Repatriation for Medical Treatment
- Optional Adventure Sports Rider
- COVID-19 Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Long-term medical coverage up to 5 years
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- Repatriation for Medical Treatment
- Maternity coverage
- Pre-existing Conditions
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Optional Adventure Sports Rider
- COVID-19 Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.