Student Health Advantage - Standard
- AM Best Rating
- A- (Excellent)
- Sirius Specialty Insurance Corporation
Extendable & Cancelable
Coverage from 5 days to 365 days
Student Health Advantage is designed to meet the needs of international students, scholars, and faculty, their families, and groups of two or more involved in long-term educational programs. In addition to meeting the requirements of the J1 Visa, this plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.
Please review Student Health Advantage Insurance Brochure or policy document for complete and accurate coverage information.
Dr. / Physician Visit
Prescription Drugs / Medicines
Lab & X-rays
Hospital Intensive Care Unit
Acute, spontaneous and unexpected pain
Emergency Medical Evacuation / Repatriation
Return of Remains
Return of minor Child(ren)
Loss of checked Baggage
Incidental Home Country Coverage
General Physical full Checkup
24-Hrs Emergency Assistance
Plan Administrator Company
Carrier / Underwriter
Sirius Specialty Insurance Corporation
AM Best Rating
Deductible is the amount that you are responsible for, before insurance company starts paying for any covered expenses. Deductible for this type of plan is applicable once per incident.
Since deductible is per incident for these type of plans. It is a good idea to select a lower deductible such as “0“.
Comprehensive Coverage Plan
Coverage in U.S.A.
Coverage outside U.S.A.
$5 per visit for Student Health Center
Inside PPO Network or Student Health Center: Insurance company will pay 100 % after deductible, to coverage maximum.
Outside PPO Network: Insurance company will pay 80% of $5,000 of Eligible Expenses after deductible, then 100% to coverage maximum.
Per Illness or Injury
$100 per Illness or Injury
Extendable (Only if initially purchased for 3 month) provided there is no break in coverage , up to a maximum period of 5 years.
Full refund available if cancelled before start date. Only Monthly refund available after start date if no claims have been made( $50 Cancellation Fee Applicable)
Min 1 month to Max 5 years
Ages 14 days - 64 years
Student: $300,000 (Lifetime Maximum :$500,000)
Dependent: $100,000 (Lifetime Maximum :$100,000)
By Provider, 24 hours Worldwide, Phone Nos. : 866-281-1688
Student Health Advantage Insurance - Plan FAQs
Q1: Am I eligible for the Student Health Advantage program?
Q2: Are a student's dependents eligible for coverage?
Q3. What does the optional Adventure Sports Rider cover?
Q4: Can I extend the Student Health Advantage plan?
Q5: Can I cancel the Student Health Advantage plan?
Q6: Does this plan cover any pre-existing conditions?
Q7. Does Student Health Advantage program cover pregnancy?
Q8. Which doctor or hospital can I go to?
Q9: What information do I need to purchase this insurance?
Q10: When will I receive my ID card?
Q12: Does Student Health Advantage cover the Coronavirus vaccination?
Student Health Advantage doesn't cover COVID-19 vaccinations but will cover COVID-19 treatment and services the same as any other eligible condition if COVID-19 is contracted after the policy effective date. Preventative care related to COVD-19, like vaccinations, aren't covered under the policy. Please login to My Policy to view your plan specific documents for any limits or exclusions.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.