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Student Health Advantage - Platinum

Comprehensive Coverage, A.M. Best Rating: A
SiriusPoint Speciality Insurance Corporation

Student Health Advantage-Platinum is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, Scholars and their Families while abroad.


Student Health Advantage-Platinum will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Please review Student Health Advantage-Platinum policy documents for complete coverage and exclusions.

Learn more about 1 additional coverage options available on this plan.

How Student Health Advantage - Platinum Works

90%

In Network

90% of first $1000, 100% thereafter

80%

Out of Network

80% up to policy maximum

Key Travel Medical Insurance Benefits

COVID-19 Included
COVID-19 Included
Extendable & Cancelable
Extendable & Cancelable
PPO
PPO PPO Network
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 30 days to 365 days
Coverage from 30 days to 365 days

How COVID-19 is Covered Under Student Health Advantage - Platinum

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • For J1, M1, F1 or A1 visa holders
  • For ages 31 days old to 64 years
  • Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
  • Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
  • Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
  • Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
  • Meets student visa requirements
  • Premiums for this plan are charged per 30 days of coverage and do not work on a prorated basis. Please note that coverage is valid only for the specific travel dates selected
  • Extendable for up to 365 days

Similar Plans

Student Health Advantage - Standard

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

In Network:90% of first $1000, 100% thereafter.

Out of Network:80% up to policy maximum.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage
  • After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
  • Long-term medical coverage up to 5 years
  • Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
  • Repatriation for Medical Treatment
  • Maternity coverage
  • Optional Adventure Sports Rider
Student Secure - Elite

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

In Network:100% up to policy maximum.

Out of Network:100% of URC.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider
Student Secure - Select

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

In Network:80% of first $5000, 100% thereafter.

Out of Network:100% of URC.

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • COVID-19 Coverage
  • After the deductible, plan pays 80% of the first $5,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.