SS-S

Student Secure - Select

Limited Coverage,  Rated A (Excellent)By: WorldTrips,  UW: Lloyd'sLloyd's of London
AM Best Rating
A (Excellent)
Carrier/Underwriter
Lloyd's of London
Administrator
WorldTrips
COVID-19 Included
extendable-cancelable
Extendable & Cancelable
urgent-care
Urgent Care
Coverage from 5 days to 364 days
BUY

Student Secure Insurance - Select Plan is a affordable travel medical insurance that provides medical coverage for international students. The insurance provides medical coverage for study abroad, acts of terrorism and astonishing travel assistance services.

Please review Student Secure Insurance - Select Plan Brochure brochure or policy document for complete and accurate coverage information.

Out-Patient

Dr. / Physician Visit

After the deductible, the plan pays 80% for first $5,000, and 100% to the certificate period maximum.

Urgent Care

After the deductible, the plan pays 80% for first $5,000, and 100% to the certificate period maximum.

Surgical Treatment

After the deductible, the plan pays 80% for first $5,000, and 100% to the certificate period maximum.

Prescription Drugs / Medicines

50% of actual charge

Lab & X-rays

After the deductible, the plan pays 80% for first $5,000, and 100% to the certificate period maximum.

Physical Therapy

Maximum $50 per visit per day.
Must be ordered in advance by a Physician and not obtained at a Student Health Center.

In-Patient

Hospital Room

Average semi-private room rate, including nursing services.

Hospital Intensive Care Unit

After the deductible, the plan pays 80% for first $5,000, and 100% to the certificate period maximum.

Drug/Alcohol Abuse

Not Covered

Emergency Services

Ambulance Expenses

Up to $750 per injury/illness if hospitalized as inpatient.

Emergency Room(ER)

$200 deductible

Dental

Acute, spontaneous and unexpected pain

Up to $100

Accidental emergency

$250 maximum per tooth
$500 maximum per certificate period

Travel

Emergency Medical Evacuation / Repatriation

$300,000 Participant Maximum Lifetime

Return of Remains

Up to $50,000

Emergency Reunion

$5,000 lifetime maximum

Life

AD&D

Up to $25,000

Other

Mental Illness

Outpatient: maximum of 30 visits.
Inpatient: maximum of 30 days.

Pre-Existing Conditions

Covered after 6 month waiting period

Maternity

Up to $10,000

General Physical full Checkup

Not Covered

Terrorism Coverage

$50,000 Maximum Lifetime Limit, Eligible Medical Expenses only

Brochure

Support

24-Hrs Emergency Assistance

Inside USA 800-605-2282
Outside USA 317-262-2132

Plan Administrator Company

WorldTrips

Carrier / Underwriter

Lloyd's of London

AM Best Rating

A (Excellent)

Deductible Content

Deductible Per Incident
What is Deductible?

Deductible is the amount that you are responsible for, before insurance company starts paying for any covered expenses. Deductible for this type of plan is applicable once per incident.


For example: If you visit a doctor for a medical problem, and after consultation, the doctor prescribes Medicines, X-rays, and Lab tests, then since all these services are part of one incident, your deductible will be applicable for these services only once. If you visit a doctor again after a few days for a new problem, the deductible will be applicable again for that new incident.
What deductible to choose with this Plan?

Since deductible is per incident for these type of plans. It is a good idea to select a lower deductible such as “0“.

Note : For Age 70 and above, lower deductible like Zero “0“ is not available.

Plan Type

Comprehensive Coverage Plan

Coverage in U.S.A.

Covered

Coverage outside U.S.A.

Covered

Trip Interruption

Not Covered

Co-Insurance

After the deductible,the plan pays 80% for first $5000, and 100% to the certificate period maximum.

Plan Effective Date

Coverage becomes effective on the latest of:

1. The moment we receive the application and correct premium (if application and payment is made online or by fax)
2. 12:01am US Eastern Time on the date we receive your application and payment (if application and payment is made by mail)
3. 12:01am US Eastern Time on the date you meet eligibility requirements.

Plan End Date

Coverage terminates on the earliest of:

1. 11:59pm US Eastern Time on the last day of the period for which you have paid premium
2. 11:59pm US Eastern Time on the last date requested on your application
3. 12:01am US Eastern Time on the date you no longer meet eligibility requirements.

Deductible Type

Per Incident

Renewability

Yes

Cancellation

Yes : Conditions apply for cancellation requests received after the effective date and no refund is provided after 60 days of purchase.

PPO Network

UnitedHealthcare

Available Deductibles

$25 per Injury or Illness for PPO and Student Health Center ; otherwise $50 per Injury or Illness.

Provider Directory

Inside USA 800-605-2282
Outside USA 317-262-2132

Plan Brochure

Student Secure Insurance Brochure brochure

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.