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Student Secure - Smart

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Student Secure - Smart is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, Scholars while abroad.

Student Secure - Smart can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Please review Student Secure - Smart policy documents for complete coverage and exclusions.

No additional coverage options on this plan.

How Student Secure - Smart Works

In Network

80%

After deductible, 80% up to policy maximum

Out of Network

100%

After deductible, 100% of URC

Key Travel Medical Insurance Benefits

COVID-19 Included
COVID-19 Included
Acute onset of Pre-Existing Conditions
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Extendable & Cancelable
PPO
PPO
Medical Evacuation
Medical Evacuation
Urgent Care
Urgent Care
Medical Coverage During Travel
Medical Coverage During Travel
Comprehensive Coverage Plan
Comprehensive Coverage Plan
Coverage from 30 days to 364 days
Coverage from 30 days to 364 days

How COVID-19 is Covered Under Student Secure - Smart

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

  • Available For: M, F, J, and OPT visa holders
  • For ages 14 days to 64 years
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Not applicable for dependents
  • Extendable for up to 364 days

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.