Student Secure - Smart is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, Scholars while abroad.
Student Secure - Smart can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Please review Student Secure - Smart policy documents for complete coverage and exclusions.
Student Secure - Smart
Comprehensive Coverage,
Lloyd's of London
How Student Secure - Smart Works
80%
In Network
80% up to policy maximum
100%
Out of Network
100% of URC
Key Travel Medical Insurance Benefits
COVID-19 Included
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
PPO
Medical Evacuation
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 30 days to 364 days
How COVID-19 is Covered Under Student Secure - Smart
COVID-19 Medical Expenses
Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.
COVID-19 Vaccination/Booster
COVID-19 vaccination/booster is not covered under the policy.
Quarantine Benefit
No Coverage
Emergency Medical Evacuation
Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.
Eligibility
- Available For: M, F, J, and OPT visa holders
- For ages 14 days to 64 years
- Must be residing outside home country for the purpose of pursuing international educational activities
- Must be a full-time student
- The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
- Monthly Coverage Durations
- Not applicable for dependents
- Extendable for up to 364 days
Similar Plans
Student Health Advantage - Standard
Comprehensive Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
- COVID-19 Coverage
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Repatriation for Medical Treatment
- Maternity coverage
- Optional Adventure Sports Rider
- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Study USA Basic Plan
Comprehensive Coverage,
Underwriter: Lloyd's of London
- After the deductible, plan pays 80% up to the policy maximum within the United Healthcare PPO network; outside the PPO network, plan pays URC for eligible medical expenses
- $200,000 per policy period, $100,000 per incident
- Deductible - Inside PPO: $250, Outside PPO: $500 per injury/illness
- Emergency Room Services
- Sports & Activities Coverage
- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Study USA Preferred
Comprehensive Coverage,
Underwriter: Lloyd's of London
- COVID-19 Coverage
- After the deductible, plan pays 80% of first $25,000 within the United Healthcare PPO network, then 100%; outside the PPO network, plan pays URC up to the policy maximum
- $600,000 per policy period, $300,000 per incident
- Deductible - Inside PPO: $50, Outside PPO: $150 (Emergency Room deductible - $250)
- 12 months pre-existing condition waiting period
- Emergency Room Services
- Wellness Benefit Coverage
- Maternity Care for a Covered Pregnancy
- No Additional Coverage Options Available
Additional Coverage Options
Add more protection to your trip for peace of mind. You will be able to select these additional coverage options during the checkout process.
Disclaimer:
All additional coverage options may not be available to all travelers and are applicable based on eligibility. Additional coverage options eligibility can be viewed during the checkout process when given the option to add more coverage options to the policy. Also, check the plan brochure for full list of additional coverage options eligibility.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
