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Student Secure - Budget

Comprehensive Coverage, A.M. Best Rating: A
Lloyd's of London

Student Secure - Budget is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, Scholars while abroad.

Student Secure - Budget can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Please review Student Secure - Budget policy documents for complete coverage and exclusions.

No optional add-on benefits on this plan.

How Student Secure - Budget Works

In Network

80%

After deductible, 80% of first $25000, 100% thereafter

Out of Network

100%

After deductible, 100% of URC

Key Travel Medical Insurance Benefits

Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Included
Included
Dental Accident
Dental Accident
Included
Included
General Physician Visit
General Physician Visit
Included
Included
Maternity
Maternity
Included
Included
Pre-Existing Conditions
Pre-Existing Conditions
Yes
Yes
Medical Evacuation
Medical Evacuation
Included
Included
Mental or Nervous Disorder
Mental or Nervous Disorder
Included
Included
Key Benfits Details

Note: Benefit amounts shown are based on In-Network coverage and may vary. Please consult your specific policy documents for precise coverage limits.

Eligibility

  • Available For: M, F, J, and OPT visa holders
  • For ages 14 days to 64 years
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Not applicable for dependents
  • Extendable for up to 364 days

How COVID-19 is Covered Under Student Secure - Budget

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Similar Plans

Student Health Advantage - Standard

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

In Network:90% of first $1000, 100% thereafter.

Out of Network:80% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

In Network:90% of first $1000, 100% thereafter.

Out of Network:80% up to policy maximum.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
  • Long-term medical coverage up to 5 years
  • Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
  • Repatriation for Medical Treatment
  • Optional Adventure Sports Rider
  • COVID-19 Coverage
Student Secure - Select

Comprehensive CoverageComprehensive Coverage A.M. Best Rating: A
Underwriter: Lloyd's of London

In Network:80% of first $5000, 100% thereafter.

Out of Network:100% of URC.

Direct Billing: Through United Healthcare PPO Network

In Network:80% of first $5000, 100% thereafter.

Out of Network:100% of URC.

Direct Billing: Through United Healthcare PPO Network

Benefits
Eligibility
Purchase Restrictions
Plan FAQs
  • After the deductible, plan pays 80% of the first $5,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider
  • COVID-19 Coverage

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.