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Insurance Plans for New Immigrants and Green Card Holders

Green card insurance, also known as immigrant insurance, is ideal for those who don’t qualify for private or domestic U.S. health insurance or Medicare. The following plans are some of the top-rated short-term travel medical insurance plans that provide health coverage for new immigrants and green card holders.

Showing 6 of 6 plans

Patriot Platinum

Comprehensive Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Patriot America Plus

Comprehensive Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
U.S citizens visiting the USAGreencard holders visiting the USA
Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Temporary coverage for green card holders visiting the USA for a short trip
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
INF Elite

Comprehensive Coverage, Rated A (Excellent)
Underwriter: C&F Crum & Forster

Best for:
COVID-19 CoveragePre-existing Coverage (limits apply*)
Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
  • Pre-Existing Condition Coverage: Included
  • Urgent Care Visits
  • Emergency Medical Evacuation
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
Eligibility
  • For non U.S. residents and non U.S. citizens, while traveling to the United States, Canada, or Mexico
  • For Ages 1 year to 99 years
  • Coverage for minimum of 90 days up to 364 days
  • Extendable for up to 364 days
  • Must purchase policy before departing home country
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Belarus (BLR), Congo, The Democratic Republic of (COD), Cote D'Ivoire (CIV), Cuba (CUB), Iran (IRN), Iraq (IRQ), Liberia (LBR), North Korea (PRK), Puerto Rico (PRI), Sudan (SDN), Syria (SYR), United States (USA), Virgin Islands (USA) (VIR) & Zimbabwe (ZWE)
Plan FAQs
Diplomat America

Comprehensive Coverage, Rated A (Excellent)
Underwriter: C&F Cayman SPC for and on behalf of ITI SP

Benefits
  • COVID-19 Coverage: Included
  • After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation and Repatriation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Lost Checked Luggage
  • Optional Athletic Sports & Hazardous Activity Benefit Rider
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents traveling to the USA
  • For Ages 14 days to 99 years
  • Coverage for minimum 15 days to maximum up to 365 days
  • Not Extendable
  • Temporary coverage for green card holders visiting the USA for a short trip
  • For U.S citizens living abroad and visiting the USA for a short trip
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Australia (AUS), Iran (IRN), Puerto Rico (PRI), United States (USA) & Virgin Islands (USA) (VIR)
Plan FAQs
Patriot America Lite

Comprehensive Coverage, Rated A- (Excellent)
Underwriter: SiriusPoint Speciality Insurance Corporation

Benefits
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Excluded
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For non U.S residents traveling to the USA and internationally and for U.S citizens living abroad visiting for a short period
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Temporary coverage for green card holders visiting the USA for a short trip
Purchase Restrictions
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Bridge plan

Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London

Benefits
  • After the deductible, plan pays 100% up to policy maximum within the First Health PPO network
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • Hospice Facilities
  • Home Healthcare
  • Pre-Existing Conditions: No Coverage
Eligibility
  • For permanent residents, green card holders, waiting for Medicare or not currently eligible for Medicare.
  • For ages 60 to 95 years
  • Coverage for up to 364 days in a policy period
  • Extendable for up to 364 days
Purchase Restrictions
  • Not Available for Purchase from the Following U.S. States/Territories: Alaska (AK), New Jersey (NJ), New York (NY), North Carolina (NC), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Nebraska (NE), Montana (MT), California (CA), Colorado (CO), Delaware (DE), Iowa (IA), Kentucky (KY), Maine (ME), Maryland (MD), Mississippi (MS) & Missouri (MO)
    Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Plan FAQs
Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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