- AM Best Rating
Lloyd's of London
After deductible, the plan pays 80% up to the policy maximum.
Comprehensive Coverage Plan
Coverage from 10 days to 12 days
Bridge plan insurance is a comprehensive health insurance for permanent residents, green card holders, waiting for Medicare or not currently eligible for Medicare. Bridge Medical Insurance Plan is perfect to cover senior citizens in the transition period between traditional insurance and Medicare. The expenses eligible for payment under the policy is subject to deductible, co-insurance and limitations as outlined by the policy. This temporary plan is similar to Medicare policy that comes in two parts. Part A covers hospitalization, hospice, nursing, and home health care; Part B covers the costs of physicians and surgeons, ambulances and other medical needs. You can choose either of the option or both .The Bridge Insurance plan covers for 80% for first $10,000 and 100% thereafter.
Note: The Bridge Plan is not available for residents of the following states: Alaska, California, Colorado, Connecticut, Delaware, Iowa, Kentucky, Maine, Maryland, Mississippi, Missouri, Montana, Nebraska, New Jersey, New York, North Carolina, Rhode Island, South Carolina, South Dakota, Tennessee.
Please contact us if you need assistance.
Please review Bridge Plan Insurance Brochure or policy document for complete and accurate coverage information.
Dr. / Physician Visit
Prescription Drugs / Medicines
Lab & X-rays
Hospital Intensive Care Unit
Acute, spontaneous and unexpected pain
Emergency Medical Evacuation / Repatriation
Return of Remains
Return of minor Child(ren)
Loss of checked Baggage
Common Carrier Accidental Death
Hazardous Sports Coverage
Plan Administrator Company
Carrier / Underwriter
Lloyd's of London
U.S. Residents awaiting the Medicare eligibility awaiting Medicare or without Medicare Part A or B above the age 60 .To be eligible for Bridge Plan coverage, you must not be eligible for Medicare.
Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating
Coverage in U.S.A.
Coverage outside U.S.A.
First: 20% for first $10,000
Then: 0% up to policy max
How the Benefits are Paid
After the deductible, the program pays 80% of the first $10,000 of eligible expenses; then it pays 100% up to the policy maximum.
Lifetime of the policy
Choose between deductible based on per incident or per policy perid
Cancelable only if the insured becomes eligible for Medicare
No PPO Network/ You can go to any doctor
From 1day to 12 months,
can be renewed up to 5 years
$1,000, $1,500, $2,500, $5,000
Ages 60-74: $250,000
Ages: 75-79 : $100,000 Max
Ages: 80 and over: $ 50,000 Max
By Provider, Phone Nos. : 800-345-8816 or 661-254-0006
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
Restricted States: Alaska, California, Colorado, Connecticut, Delaware, Iowa, Kentucky, Maine, Maryland, Mississippi, Missouri, Montana, Nebraska, New Jersey, New York, North Carolina, Rhode Island, South Carolina, South Dakota, Tennessee
No restriction. Only requirement is to provide a US address while purchasing the policy
Bridge Plan Insurance FAQs
No, with the Bridge Insurance Plan you can see any doctor and go to any hospital. The policy does not require that the insured go to a specific network of doctors and hospitals.
Q :If I have a claim under the first policy will the condition be considered a pre existing condition on the renewal?
The condition will be considered a pre-existing condition on the renewal of the policy.
Q :If I have a chronic pre existing condition such as diabetes necessitating regular treatment, will the policy provide coverage for medical expenses related to diabetes?
The policy will not provide coverage for expenses related to diabetes or any chronic conditions. The policy wording has an exclusion which requires 24 months, treatment free, before being covered.
Q :I had a heart attack 5 years ago; will this still be considered a pre-existing condition?
Due to the cardiac event underwriters will most likely place a permanent exclusion for the entire cardiovascular system including heart attack and stroke.
Q :How will my premiums be determined on the renewals?
Premiums will adjust each renewal year by age and any other underwriting ratings at that time.
Q :Will my prescription medications be covered under this plan?
Prescriptions will be covered during a hospitalization only. Maintenance medication is typically covered by a Medicare supplement under Medicare Part D and is not covered under the Bridge Plan Insurance.
Q :Do I need to pay the premium when I apply for the coverage?
No, the premium is not due until the coverage has been approved by underwriters. If the payment is set up to be automated on a monthly basis the payment will be drafted the day of the month the coverage became effective.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.