Choosing a health insurance policy for visitors traveling to the U.S. can seem overwhelming. While the typical buyer is wondering which plan is the best for insurance or looking to find popular visitor insurance plans, the best visitors insurance plan for one person might not be the best insurance plan for the other. The answer varies according to the buyer’s priority and needs.
How to Determine the Best Plan for You
Because there are so many insurance companies and so many similar products, it can be hard to know the best travel insurance plan for you. Each plan offers certain benefits, so consider various factors at the start of your search.
Factors to consider
Before you purchase a policy, examine your health, examine your age, and consider how long you'll be in the United States. Likewise, think about the types of activities you'll be doing. If you're young and healthy, traveling to the United States for a week or less, or intend to spend more of your vacation relaxing on the beach and shopping, a limited coverage plan might be ideal for you. You'll save money because of the lower premium, and you'll still be covered in the event of an emergency.
However, if you're older, in poor health, or likely to engage in more daring activities while on your trip to the United States, you might want to opt for a plan with comprehensive coverage. Yes, you'll pay a more premium, but you'll get a lot more coverage and your deductible will be less.
Do you want any add-ons?
In addition to your basic travel insurance policy, you can customize the policy itself or add additional benefits. For example, if you want the ability to cancel your trip for any reason and still recoup pre-paid costs, you might opt for Cancel For Any Reason insurance. Or, if you're participating in adrenaline-inducing activities on your vacation, you could add an Adventure Sports Coverage rider to your plan.
Purchase Your Travel Insurance from a Trusted Provider
Finally, you should purchase travel insurance from a reputable insurance company or travel insurance comparison site. Don't be afraid to talk to your friends about their own personal experiences with travel insurance and insurance providers.
At VisitorsCoverage, we only offer top-rated travel insurance plans from reliable insurance carriers. We make it simple for travelers like you to research, compare, and buy travel insurance online. Our award-winning Customer Success Team is happy to assist you if you have any concerns or need assistance choosing a policy.
Best Visitors Insurance Plans for the U.S.
Below, you'll find a list of the best visitors insurance plans for visitors coming to the United States.