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Best Visitors Insurance When Traveling to the US

Best Visitors Insurance When Traveling to the US

Choosing a health insurance policy for visitors traveling to the U.S. can seem overwhelming. While the typical buyer is wondering which plan is the best for insurance or looking to find popular visitor insurance plans, the best visitors insurance plan for one person might not be the best insurance plan for the other. The answer varies according to the buyer’s priority and needs.

How to Determine the Best Plan for You

Because there are so many insurance companies and so many similar products, it can be hard to know the best travel insurance plan for you. Each plan offers certain benefits, so consider various factors at the start of your search.

Factors to consider

Before you purchase a policy, examine your health, examine your age, and consider how long you'll be in the United States. Likewise, think about the types of activities you'll be doing. If you're young and healthy, traveling to the United States for a week or less, or intend to spend more of your vacation relaxing on the beach and shopping, a limited coverage plan might be ideal for you. You'll save money because of the lower premium, and you'll still be covered in the event of an emergency.

However, if you're older, in poor health, or likely to engage in more daring activities while on your trip to the United States, you might want to opt for a plan with comprehensive coverage. Yes, you'll pay a more premium, but you'll get a lot more coverage and your deductible will be less.

Do you want any add-ons?

In addition to your basic travel insurance policy, you can customize the policy itself or add additional benefits. For example, if you want the ability to cancel your trip for any reason and still recoup pre-paid costs, you might opt for Cancel For Any Reason insurance. Or, if you're participating in adrenaline-inducing activities on your vacation, you could add an Adventure Sports Coverage rider to your plan.

Purchase Your Travel Insurance from a Trusted Provider

Finally, you should purchase travel insurance from a reputable insurance company or travel insurance comparison site. Don't be afraid to talk to your friends about their own personal experiences with travel insurance and insurance providers.

At VisitorsCoverage, we only offer top-rated travel insurance plans from reliable insurance carriers. We make it simple for travelers like you to research, compare, and buy travel insurance online. Our award-winning Customer Success Team is happy to assist you if you have any concerns or need assistance choosing a policy.

Best Visitors Insurance Plans for the U.S.

Below, you'll find a list of the best visitors insurance plans for visitors coming to the United States.

Best Comprehensive Plans for People Age 70 and Under

CoverAmerica - Gold®

Comprehensive Coverage Plan A- (Excellent)
Sirius Specialty Insurance Corporation

Best for:
COVID-19 Coverage Visitors to the USA

COMPREHENSIVE TRAVEL MEDICAL INSURANCE FOR VISITORS TO USA

Coverage for non-U.S. residents and non-U.S. citizens, while traveling to the United States and incidental trips to Canada, Mexico, Latin America, Bahamas and South America.

Patriot America Plus

Comprehensive Coverage Plan A- (Excellent)
SiriusPoint Speciality Insurance Corporation

Best for:
U.S citizens visiting the USA Greencard holders visiting the USA

Travel Medical Insurance Plan for non US Residents and US citizens who permanently live outside the USA, for traveling to the USA, and anywhere outside their country of Residence.

Best Limited Coverage Plans for People Age 70 and Under

ChoiceAmerica®

Limited Coverage Plan A- (Excellent)
Sirius Specialty Insurance Corporation

Best for:
Budget plan Limited Pre-existing Conditions

Travel Medical Insurance Plan for non US Citizens visiting the United States, Mexico or Canada.

Visitors Care

Limited Coverage Plan A- (Excellent)
SiriusPoint Speciality Insurance Corporation

Travel Medical Insurance Plan for international traveler traveling to the USA.

Popular Coverage Plans for People Between the Ages of 70-79

Patriot Platinum

Comprehensive Coverage Plan A- (Excellent)
SiriusPoint Speciality Insurance Corporation

Travel Medical Insurance Plan for non US Residents and US citizens who permanently live outside the USA, for traveling to the USA, and anywhere outside their country of Residence.

Atlas America

Comprehensive Coverage Plan A (Excellent)
Lloyd's of London

Travel Medical Insurance policy for non US-Citizens, traveling internationally including USA.

International Major Medical PIU

Comprehensive Coverage Plan A (Excellent)
Lloyd's of London

Popular Coverage Plans for People Age 80 and Over

Safe Travels USA Comprehensive

Comprehensive Coverage Plan A (Excellent)
C&F Crum & Forster

Best for:
Travelers ages 80+ to the USA

Travel Medical Insurance Plan for international traveler traveling to USA.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.