Travel Insurance for Seniors Age 80 Years and Over

There are very limited choices of coverage available for visitors age 80 years and over due the fact that age is one of the primary factors insurance companies consider as a risk. Because of this, most plans for travelers over age 80 have restricted policy maximum options, reduced benefits and a higher premium.

However, because many seniors over 80 years old are at a higher risk of illness and injury, its even more important for them to have travel medical insurance, especially when visiting the United States. Without insurance, a simple doctor visit may cost hundreds of dollars and a trip to the emergency room could cost thousands of dollars out of pocket.

Many seniors of this age group are reluctant or fearful to travel because of the associated risks, but there are several plan options that offer important features for elders such as emergency medical care, acute onset of pre-existing conditions coverage and emergency evacuation. With visitors insurance, seniors can travel with peace of mind knowing they are covered for the unexpected.

Depending on your budget and policy maximum options, here are some of the best plans available for senior travelers over 80 years old.

Best Plans for Senior Travelers over 80 Years of Age Traveling to USA

STUC Safe Travels USA - Comprehensive

Underwriters: GBG Insurance Limited
Comprehensive plan provides max coverage up to $50,000
Plan pays 100% in network after deductible, up to the policy max
Acute onset of pre-existing coverage available up to $25,000 for age 70+
See Benefit Details
Best coverage plan for international visitors to USA.

LEL Liaison Travel Elite

Underwriters: Lloyd's
Comprehensive coverage plan provides maximum coverage up to $20,000
Plan pays 100% up to policy maximum
Pre-existing coverage for heart attack & stroke up to $3,000 only
Up to 12 months coverage for travelers 65+
See Benefit Details

IG Inbound Guest

Underwriters: Lloyd's
Limited coverage plan provide maximum coverage up to $100,000
Plan pays fixed amount per incident
See Benefit Details

IU Inbound USA

Underwriters: Lloyd's
Limited coverage plan provide maximum coverage up to $50,000 or $70,000.
Plan pays fixed amount per incident
See Benefit Details
Low-cost basic coverage plan

If you have any specific questions about travel insurance for seniors over 80, send us an email at

Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
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