Are you a US citizen living or working abroad? Are you planning a short-term trip to the United States for a vacation or personal reason? If you have family members or children who are US citizens and making a short visiting USA, do you have a proper insurance protection? It is important to note that eligibility criteria for US-based travel insurance policies can sometimes be quite complicated. Most insurance providers cover US citizens traveling abroad, but only a few offer travel insurance for US citizens traveling to the United States. Not all policies cover US citizens staying abroad and traveling to the United States on a short-term visit; therefore, it is important to investigate the insurance policy carefully and ask your insurance agent to get any doubts clarified.
While some USA travel insurance providers in the United States do offer travel insurance coverage for US expatriates returning home, they usually ask returning US expatriates to wait for a minimum period of 3 to 6 months before they are eligible for coverage. Most American insurance companies do not cover you if you have not lived in the United States for at least 6 months before applying for coverage. You must ensure that the health insurance plan you enroll in covers you for the first 6 months in the United States.
Patriot America Plus and Patriot America travel insurance can provide health insurance for Americans living abroad and traveling to the US for a short duration.