Worldwide Health Insurance is also known as expatriate health insurance. It provides long-term health coverage for those who are living and/or working abroad for long periods of time. These plans are crafted with your peace of mind as the top priority, ensuring you have access to the best healthcare no matter where your adventures take you.
What Is Worldwide Health Insurance?
Worldwide health insurance provides medical coverage for individuals who are either living or working outside of their home country for an extended period.
For example, let's say you're an American citizen who spends 6 months of the year living in Mexico. Having global travel medical insurance would give you flexible medical coverage while you're enjoying your extended stay in Mexico.
For most U.S. citizens, domestic healthcare plans would not offer coverage abroad, which is why understanding your insurance coverage overseas is crucial for ensuring you're adequately protected.
Who Is Worldwide Health Insurance For?
Worldwide health insurance is ideal for people who want one medical insurance policy that works globally to protect them while living overseas.
Foreign Workers
Worldwide health insurance or global health insurance coverage is perfect for employees working in a foreign country, marine crews, digital nomads, and expatriates working or living abroad by themselves or with their families.
Expats
Expats who are living or working outside of their country of residence are a great candidate for worldwide health insurance. Senior expats with dual residences who need coverage abroad can also get global health insurance, as policies are usually available for people up to the age of 99.
Businesses or Global Employees
Businesses and companies looking for insurance solutions would benefit from purchasing health insurance for global employees. The main benefit is cost savings. Since these international medical insurance plans eliminate the need to spend on domestic plans, they can easily offer just one plan that will work anywhere.
Why Worldwide Medical Insurance Matters
Worldwide health insurance is a great option for those who prefer private health insurance or have difficulty finding quality healthcare in the country they're temporarily living in.
Without permanent residency in a country, it can be difficult to secure a long-term solution for healthcare while living or working abroad.
In the absence of proper medical coverage, uninsured and out-of-pocket healthcare can be expensive depending on the country you are living in. Having a healthcare plan can ensure that you are able to get the medical attention you need, when you need it, without worrying about a huge financial burden.
Worldwide Health Insurance Benefits
- Medical coverage
- Emergency services
- Emergency medical evacuation
- Preventive care
- Maternity care
Most worldwide health insurance plans offer multiple coverage options with extremely flexible benefits and policy maximums ranging from $250,000 to unlimited amounts.
Worldwide Medical Insurance Simplifies Healthcare Abroad
It can be worrisome thinking about healthcare accessibility abroad, finding the right doctor or hospital, or being able to access quality medical care.
Most worldwide medical insurance plans offer assistance services that help you find proper care in your area while also having the knowledge to deal with foreign languages and currencies.
Stay Protected With Worldwide Health Insurance
When living or working abroad for an extended period of time, the chance that you’ll need to see a doctor or receive medical care is pretty likely.
Worldwide health insurance has the benefit of offering medical coverage for a wide range of services, including preventive care and maternity.
This type of protection is crucial for those who are living outside of their home country without domestic health insurance coverage to avoid medical debts and having to deal with complex healthcare systems abroad.
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Worldwide Health & Medical Insurance Coverage FAQs
Expat insurance is a type of health insurance specifically designed for individuals living outside their home country. It typically covers medical expenses, emergency care, and may also include additional services such as repatriation or emergency medical evacuation. This insurance is especially important for expatriates, long-term travelers, or those working abroad, as it ensures access to necessary medical care while navigating healthcare systems in foreign countries.
If you still have any questions about expat insurance and which plans we recommend for expats, feel free to contact us at support@visitorscoverage.com or call 1-866-384-9104.
Expat health insurance is available for both U.S. and non-U.S. citizens under the age of 75. This type of insurance is designed for individuals living outside their home country for an extended period, such as expatriates, long-term travelers, or those working abroad.
Eligibility requirements can vary between plans, so it’s essential to review the specific terms and conditions of the policy you’re considering. Some plans may also have restrictions based on age, country of residence, or pre-existing medical conditions.
If you have questions about your eligibility or need help selecting an expat health insurance plan, our support team is here to assist. Contact us at support@visitorscoverage.com or call 1-866-384-9104.
An email confirmation will be sent out after completing the purchase. The email will include links and instructions on how to access and print out your policy documents and ID card(s).
You can also download your policy documents by logging into your Account.
Most travel medical insurance plans can be extended prior to the expiration date. You can extend the policy by logging into your account. Extension requests should be submitted at least two days prior to the expiration date. Extension fees may apply.
Coverage on a Travel Medical insurance plan will begin on the effective date chosen and once the policyholder departs their home country.
To purchase a travel insurance plan, you will need to have the following information ready: Name(s) of travelers, date of birth(s), coverage duration, home country address, and a valid credit card for the purchase.
You can visit any doctor or hospital of your choice. Depending on what plan you have, you may have a choice of using a PPO network specific to your insurance policy. You can locate PPO providers here.
For coverage outside of the U.S, you can go to any doctor or hospital of your choice.
We’ve got you covered.
At VisitorsCoverage, you can easily compare Worldwide Health Insurance plans and buy them online, quickly and without excessive paperwork. Worldwide Health Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.



