Do I need trip insurance or travel medical insurance?
When traveling, it can be difficult to know exactly what kind of insurance policy you need in order to protect yourself and your loved ones. Most insurance plans can be separated into two broad groups: trip insurance and travel medical insurance. Let's take a look at these two categories more closely to help you find the perfect plan for your travel needs.
What's the difference between travel medical and trip insurance?
Travel medical insurance (also known as just travel insurance or visitors insurance) is designed to protect people from unforeseen illnesses and injuries that may occur while traveling abroad. A travel medical insurance policy will cover eligible treatment and services as stated in the policy documents. This is especially useful for people traveling internationally. Travel medical policies include benefits for medical expenses such as doctor or hospital visits, medical evacuation and repatriation.