Visitors Medical Insurance from the U.S.
If you're visiting the U.S., considering buying travel insurance based in the United States. A U.S.-based travel medical insurance will be recognized by more hospitals and doctors in the U.S. than internationally-based policies.
Some of the benefits of buying policies from a U.S.-based insurance company include convenience, 24/7 customer support, peace of mind and a hassle-free claims process.
Major U.S. based health insurance companies (including United Health Care, MetLife Insurance, Aetna Insurance, Kaiser Insurance, BlueCross Insurance, BlueShield Insurance and AAA Insurance) do not offer travel or visitor insurance for foreign visitors coming to America. Instead, visitor medical insurance is offered by specialty insurance companies.
Here is a list of some of the best U.S.-based Visitor Medical Insurance Plans.
Travel Insurance from Your Home Country
There are several non-U.S. companies that provide Travel Medical Insurance. A non-U.S. visitor insurance policy may not provide the same level of coverage as a U.S.-based insurance company. There are several differences in insurance purchased from a home country vs. a U.S.-based insurance provider. Also, keep in mind that travel insurance is different from trip insurance. Travel insurance generally provides medical coverage, while trip insurance may offer protection for cancelled flights, etc.
If you choose a plan from a company not based in the United States, it may not be accepted by many hospitals and doctors in the U.S. Then, when you need to claim your expenses, you may face a lot of paperwork, correspondence, and frustrating follow-ups.
How does Visitors Medical Insurance Work?
Depending on the type of plan, a policy can either be a limited coverage plan or comprehensive visitor coverage insurance plan. A comprehensive coverage policy will provide higher benefits and greater coverage.
Learn how to use Visitor Insurance.
How Do I Make a Travel Insurance Claim?
Your insurance provider may require you to fill out claim forms and proofs of expenditure, which include copies of the hospital and doctors reports, and all original bills.
Find out about the travel insurance claim process.
Why buy visitors medical insurance policy online?
- Easy and quick
- Hassle free
- No paper work, faxes or membership requirements
- No physical or medical exams required
- ID cards available instantly
- Coverage can start immediately or whenever requested
- Easy renewal process
VisitorsCoverage is a unique one-stop-shop when it comes to travel insurance. You can view plans, compare quotes, get unbiased advice, and purchase travel insurance policies in one place. Find the right visitors insurance for you and your budget: Visitors Insurance from the comfort of your home.
If you have any questions, please contact our Customer Success Team. Here are some consumer tips on how a licensed travel insurance expert can help you.