Visitors Medical Insurance from the U.S.
If you are visiting the U.S., considering buying travel insurance based in the United States. A U.S.-based travel medical insurance will be recognized by more hospitals and doctors in the U.S. than internationally-based policies. Some of the benefits of buying policies from a U.S.-based insurance company include convenience, 24/7 customer support, peace of mind and a hassle-free claims process.
Major U.S. based health insurance companies (including United Health Care, MetLife Insurance, Aetna Insurance, Kaiser Insurance, BlueCross Insurance, BlueShield Insurance and AAA Insurance) do not offer travel or visitor insurance for foreign visitors coming to America. Instead, visitor medical insurance is offered by specialty insurance companies.
Here is a list of some of the best U.S.-based Visitor Medical Insurance Plans.
Travel Insurance from Your Home Country
There are several non-U.S. companies that provide Travel Medical Insurance. A non-U.S. visitor insurance policy may not provide the same level of coverage as a U.S.-based insurance company. There are several differences in insurance purchased from a home country vs. a US-based insurance provider.
If you choose a plan not based in the United States, it may not be accepted by many hospitals and doctors in the U.S. Then, when you need to claim your expenses, you may encounter a lot of paperwork, correspondence, and frustrating follow-ups.
How does Visitors Medical Insurance Work?
Depending on the type of plan, the policy can either be a limited coverage plan or comprehensive visitor coverage insurance plan. A comprehensive coverage policy will provide higher benefits and greater coverage.
Please refer to this article on How to use Visitor Insurance.
How to Make a Travel Insurance Claim?
You may have to fill out the claim forms along with the proof of expenditure, which includes a copy of the hospital and doctors reports, and all original bills.
Here is some comprehensive information about the travel insurance claim process.
Why Buy Visitors Medical Insurance Policy Online?
- Easy and quick
- Hassle free
- No paper work, faxes or membership requirements
- No physical or medical exams required
- ID cards available instantly
- Coverage can start immediately or whenever requested
- Easy renewal
Visitors Coverage is a unique one-stop-shop that specializes in offering visitors medical insurance policies to international travelers with online buying convenience and provides unbiased advice on buying comprehensive medical insurance coverage. You can also easily compare quotes so that you can purchase the right visitors insurance for you and your budget: Visitors Insurance. If you have any questions, please contact our support team. Here are some consumer tips on why you should consult with a licensed travel insurance expert.