How to Buy Visitors Insurance

How to Buy Visitors Insurance

All visitors medical insurance plans listed on VisitorsCoverage can be purchased online. But if you prefer a paper application, you can request or print one. Visitors medical insurance plans are primarily international travel medical insurance plans for people traveling overseas to the U.S.

To find the best Visitors Insurance for the U.S., you'll need to gather some information about the applicant like full name, passport number, date of birth, coverage start date, and coverage end date. You can buy the best health insurance for visitors to the U.S. for yourself (applicant), your parents, relatives, or anyone else.

You'll need a valid credit card to purchase the policy online. The credit card doesn't need to belong to the applicant. You can purchase the policy on your credit card, even if you aren't the insured. So, if you want to buy health insurance for foreign visitors or visitors insurance for parents, you can.Be sure to connect a printer to your computer so you can print a copy of your application out for your records, or to submit a hard copy to your insurance company.

When Should you Buy Visitors Insurance?

You can buy American visitors insurance anytime before the person starts the journey or even after they arrive in the United States. Still, it's recommended that you buy a visitors health insurance policy at least a day in advance of the plan effective date.

The plan start/effective date can be based on the following factors:

  • If you're buying fixed/limited medical insurance for visitors to the U.S., the start date should be the day person arrives in America.
  • If the plan's a comprehensive insurance plan with the option for international coverage (outside the U.S.), the start date should be the day the policyholder boards the plane. These plans are effective during the flight as well.
  • If the person has already arrived, you can make the start date any day you'd like. Just know that the policyholder won't be covered until the policy start date.

Policy purchase process and acknowledgment

Buying visitors medical insurance online is a simple 3-6 step process that takes 5-15 minutes to complete. When you're done, you'll be able to print out a copy of the completed application. Specifically, you can print out the confirmation visa letter, which can be used as proof of insurance acquired online. The confirmation email also contains information pertaining to the policy with supporting URLs for further reference.

After you submit your application, you may be able to get hard copies of all the necessary documents along with the original insurance card sent via regular mail to the policyholder address on the application.

If you have any more questions, our Customer Success Team is happy to help.