Even at the last minute, your vacation plans may go awry due to an unforeseen strike or inclement weather, delaying your trip and keeping you from getting somewhere important. Such an incident proves not only stressful, but also expensive, since you have to bear additional expenses for accommodation, food, and medicines.

Trip delay insurance will provide you reimbursement for additional transportation costs or additional expenses for meals and lodging should your flight be delayed by inclement weather or other covered reasons.



Your policy will cover you for the trip delay insurance benefits if your trip is delayed for more than a stipulated number of hours because of events described in your policy, such as common carrier delays, traffic accidents, weather conditions, lost or stolen money or travel documents, natural disaster, and terror strike. Usually the benefits included in the policy are aimed at helping you return home or rejoin your trip. They may also include compensation for any unused and non refundable portion of your trip.

In other words, if your trip gets delayed due to inclement weather or due to strike or any other covered reason, trip delay reimburses you for food and accommodation.

STV

Safe Travels Voyager

By: Trawick, UW: National Mutual
Eligibility
  • U.S residents traveling domestically and internationally
  • Coverage: Up to 180 days
Plan Highlights
  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,000
  • Missed Connection: Up to $1,000
  • Lost/Damaged Checked Baggage: Up to $2,500
  • Emergency Medical Evacuation: Up to $1,000,000
  • Accident & Sickness Expense: Up to $250,000
Optional Benefits
  • Cancel for Any Reason
  • Accidental Death & Dismemberment (Air Flight Accident)
  • Accidental Death & Dismemberment (24 Hour)
  • Trip Delay Max Upgrade
RTC

RoundTrip Choice

By: Seven Corners, UW: US Fire
Eligibility
  • U.S residents traveling domestically and internationally
  • Coverage: Up to 90 days
Plan Highlights
  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,000
  • Missed Connection: Up to $1,500 (Missed Tour or Cruise Connection)
  • Lost/Damaged Checked Baggage: Up to $2,500
  • Emergency Medical Evacuation: Up to $1,000,000
  • Accident & Sickness Expense: Up to $500,000
Optional Benefits
  • Cancel for Any Reason
  • Trip Interruption for Any Reason (IFAR)
  • Rental Car Damage
  • Event Ticket Registration Fee Protection
  • Sports & Golf Equipment Rental
WTP

Worldwide Trip Protector

By: Travel Insured, UW: US Fire
Eligibility
  • U.S residents traveling domestically and internationally
  • Coverage: Up to 90 days
Plan Highlights
  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $1,000
  • Missed Connection: Up to $500
  • Lost/Damaged Checked Baggage: Up to $1,000
  • Emergency Medical Evacuation: Up to $1,000,000
  • Accident & Sickness Expense: Up to $100,00
Optional Benefits
  • Cancel for Any Reason
  • Interruption for Any Reason (IFAR)
  • Event Ticket Registration Fee Protection
  • Rental Car Damage & Theft Protection
  • Optional Travel Inconvenience
  • Travel Inconvenience Bed Rest
  • AD&D Air Flight Only (Flight Accident Coverage)
  • Electronic Equipment
Plan Information
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In addition to the plan above, some plans that offer travel delay coverage are:


  • TIS: Visit USA, World Med, Travel Insurance Select
  • HCCMIS: Atlas America
  • Seven Corners: Liaison Travel Economy, Liaison Travel Elite

Facts and Important Information for Trip Delay Insurance:

  • Check with your airlines to find out the covered reasons for delay. Most airlines provide travel delay insurance coverage.
  • Some credit card companies also offer you travel delay protection if you buy your tickets using the credit card.
  • Make sure to read the policy documents for covered reasons.

If you have any specific questions about trip delay insurance or any of our policies, contact our Customer Success Team .


Visit our extensive knowledge center to read and understand more about visitor insurance.