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Trip Delay Insurance

Trip Delay Insurance

Trip Delay Insurance
What is it?

Trip delay insurance offers reimbursement for certain trip expenses should your trip be delayed.

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Generally, basic trip insurance will include some form of trip delay insurance as long as it meets certain standards. For instance, the delay must be for at least the stipulated number of hours in the policy and it must be due to events beyond the insured’s control.Assuming your trip delay is covered under your trip insurance policy, you can receive reimbursements for unused days at your lodging accommodations, missed events, and additional transportation costs.

What Is Trip Delay Insurance?

If you have a trip insurance plan, you will typically be covered for trip delay under certain circumstances.

If your trip is delayed unexpectedly due to a covered reason, you can receive reimbursement for your insured and nonrefundable affected trip expenses.

Do I Need Trip Delay Insurance?

Trip delay insurance is especially important when your travel plans are uncertain, as this type of insurance covers you when unexpected factors out of your control ends up resulting in a cancellation of your entire trip or a portion of your trip.

Let's imagine you're flying to Europe for a long vacation and a snowfall hits during your brief layover in Canada, causing your final journey to Europe to be postponed indefinitely. This is referred to as a trip delay, and having trip delay coverage will reimburse you for additional meal and hotel expenses incurred as a result of the delay up to the covered amount indicated in the policy documentation.

If you're expecting any hiccups with your flight or the weather, trip delay insurance can help ensure that you don’t suffer financial repercussions. It’s also designed to make sure you return home safely or rejoin your trip with minimal economic hardship. Best of all, trip delay insurance gives you the confidence and peace of mind you need to handle the unexpected.

Trip delay insurance offers the following benefits:

  • COVID-19 coverage
  • Travel delay
  • Missed connection
  • Trip interruption

Where to Buy Trip Delay Insurance

Trip delay insurance is a typical benefit of a trip insurance plan. Other benefits of trip insurance include coverage for trip cancellation or interruption, lost baggage, accident and sickness, and more.

Compare trip insurance plans to find the right coverage for your specific needs.

See What Customers Have to Say

VisitorsCoverage let me get it done very painlessly and immediately sent all the documents including IDs by email. It was so great!


Website was easy to navigate, and contained a lot of information so I could make an informed decision. Also I thought the rates were very reasonable considering the peace of mind the policy will give me.


Very straightforward process, website navigation was excellent as well and can’t beat the price. Thanks!!


Very easy to compare between options and choose from. Was able to complete the purchase in 10 minutes.


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Trip Delay Insurance FAQs

We’ve got you covered.

At VisitorsCoverage, you can easily compare Trip Delay Insurance plans and buy them online, quickly and without excessive paperwork. Trip Delay Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.