Trip Delay Insurance
Trip delay insurance offers reimbursement for certain trip expenses should your trip be delayed.
What Is Trip Delay Insurance?
If you have a trip insurance plan, you will typically be covered for trip delay under certain circumstances.
If your trip is delayed unexpectedly due to a covered reason, you can receive reimbursement for your insured and nonrefundable affected trip expenses.
Do I Need Trip Delay Insurance?
Trip delay insurance is especially important when your travel plans are uncertain, as this type of insurance covers you when unexpected factors out of your control ends up resulting in a cancellation of your entire trip or a portion of your trip.
Let's imagine you're flying to Europe for a long vacation and a snowfall hits during your brief layover in Canada, causing your final journey to Europe to be postponed indefinitely. This is referred to as a trip delay, and having trip delay coverage will reimburse you for additional meal and hotel expenses incurred as a result of the delay up to the covered amount indicated in the policy documentation.
If you're expecting any hiccups with your flight or the weather, trip delay insurance can help ensure that you don’t suffer financial repercussions. It’s also designed to make sure you return home safely or rejoin your trip with minimal economic hardship. Best of all, trip delay insurance gives you the confidence and peace of mind you need to handle the unexpected.
Trip delay insurance offers the following benefits:
- COVID-19 coverage
- Travel delay
- Missed connection
- Trip interruption
Where to Buy Trip Delay Insurance
Trip delay insurance is a typical benefit of a trip insurance plan. Other benefits of trip insurance include coverage for trip cancellation or interruption, lost baggage, accident and sickness, and more.
Compare trip insurance plans to find the right coverage for your specific needs.
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Trip Delay Insurance FAQs
The Trip Cancellation benefit will begin the following day after the policy is purchased. Once the policyholder has departed on their trip, the remaining benefits such as Trip Interruption, Trip Delay, Missed Connection, Accident and Sickness, and more will take effect.
If you purchase Cancel for Any Reason (CFAR) coverage, you can cancel your trip for any reason, as long as it’s at least 48 hours before departure. If your policy does not include CFAR, trip cancellations must fall under specific covered reasons, which may include:
• Inclement weather
• Sickness, injury, or death
• Terrorist incidents
• Other specific events as defined by your policy
It’s important to review your policy’s terms and conditions for a complete list of covered reasons, exclusions, and restrictions.
If you have questions about CFAR or finding the right policy, contact us at support@visitorscoverage.com or call 1-866-384-9104.
Trip cancellation coverage will begin the following day after purchasing a policy leading up to departure. Trip interruption benefits will begin after the policyholder departs on their journey.
Pre-existing conditions are generally not covered by most travel insurance plans. This means the insurance company will not pay for expenses related to any illness, disease, or condition that occurred during the specified time period before your coverage starts. However, for certain plans, the exclusion for pre-existing conditions can be waived if the following conditions are met:
(1) Your payment for the policy was made within the time-sensitive period before your initial deposit date.
(2) You insure all prepaid trip costs that are subject to cancellation penalties or restrictions.
(3) You are not disabled at the time your premium is paid.
To find plans that offer coverage for pre-existing conditions or to discuss your specific situation, feel free to contact us at support@visitorscoverage.com or call 1-866-384-9104.
The trip cancellation benefit on the Trip insurance plans will begin the day after purchase. All other benefits will begin once a policyholder departs on their trip.
All trip insurance policies will provide coverage for the treatment costs of new accidents and sicknesses that occur while you are on your trip.
We’ve got you covered.
At VisitorsCoverage, you can easily compare Trip Delay Insurance plans and buy them online, quickly and without excessive paperwork. Trip Delay Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
