Adventurous sports are activities that are considered risky by the travel insurance industry because these activities can sometimes be hazardous to the physical health of the participant, even after taking all the necessary precautions. Though adventure sports are adrenaline pumping and thrill seeking in spirit, they also tend to be inherently more accident- and injury-prone in nature.
If you are visiting a new country and try out a new sport, your medical costs, evacuation expenses and even repatriation charges may not be paid by your travel insurance company if the injury or death was the result of your participation in a sport listed as an excluded activity in your travel insurance plan document. People all over the world travel internationally to participate in these high intensity activities, and many of them don't have coverage, leaving themselves vulnerable to unexpected mishaps and financial disaster.
Adventure sports coverage helps to protect you if you are injured, or worse, while taking part in adventure sports activities. With adventure sports coverage, you can participate in these activities with peace of mind knowing that you are covered for the unexpected, which can be more common with high speed, high risk activities.