Kayaking and whitewater rafting are wonderful ways to get out into nature and see the world from a new perspective, right on top of the water! Whether you're ready for a relaxing paddle over a still lake or a heart-pounding rush over river rapids, were here to back you up and help protect you as you embark on your adventures.

Between 2007 and 2016 there were 530 deaths reported as a result of whitewater activities including rafting and kayaking and many more injuries. Therefore, for your safety and peace of mind, it is important that you insure yourself before you set out on the water.

While you're on your adventure, be sure to keep in mind a few things:

  • Unless you are very experienced on the water, be sure to take your adventure with licensed professionals. Your risk of injury is much lower when you are on the water with tour companies and individuals who know the area, body of water and how to stay safe while having the best time.
  • Pay attention to local warnings and don't go into bodies of water that have been declared dangerous by local authorities.
  • Never go out on the water alone. If you are injured or become overtired, its a good idea to have someone with you so that they can contact emergency services if necessary.
Top kayaking and whitewater rafting destinations:

Also, remember to pack these important items:

  • Sunscreen: No matter what the weather, when spending a long amount of time outside you will be exposed to harmful UV rays. This can easily be avoided by covering exposed skin in waterproof sunscreen. Consider buying reef-safe sunscreen, especially if you are not wearing a wetsuit or plan on swimming.
  • Glasses straps: if you are wearing glasses or sunglasses, be sure to secure them to your face or neck with a strap so that you wont send your glasses into the rapids or to the bottom of the lake, river or ocean.
  • Drivers License or ID: Many companies require a valid ID to rent out items such as wetsuits and boats. So be sure that you have your ID handy before you embark on your adventure.
  • Plastic Bags: After your trip, you will likely be quite wet. Be sure to bring plastic bags or garbage bags to put your wet things in and a change of clothes, shoes and socks so that you're not miserably traveling back to your hotel while soaking wet.

Check out our available kayaking and whitewater rafting insurance below, and connect with us at VisitorsCoverage for help choosing the best plan for your next trip.

AA

Atlas America

WorldTrips
Plan Highlights
  • Coverage for kayaking
  • Whitewater rafting not covered
  • Comprehensive coverage plan
  • Only available for non-US citizens
DA

Diplomat America

Global Underwriters
Plan Highlights
  • Optional hazardous sports rider provides coverage for kayaking
  • Emergency evacuation coverage
  • Comprehensive coverage plan
  • Only available for non-US citizens