Whether you're a competitive professional, just skiing for fun, or picking up a snowboard for the very first time, there's one thing you shouldn't hit the slopes without: travel insurance that includes coverage for skiing and snowboarding.
The National Ski Areas Association estimates that about 50 million people will head to snowy destinations for winter sports each season. And although these activities can be especially fun—and many ski resorts take particular care in their safety rules and regulations—accidents, injuries and deaths still occur.
Researchers at John Hopkins University approximate that about 600,000 people are hurt while snowboarding and skiing every year. There are about 38 fatalities annually.
Even the most experienced skiers or snowboarders can run into dangerous trails or unexpected weather conditions. If you're injured on a mountain or cross country trail during a trip abroad, getting the medical assistive services you need can be difficultnot to mention expensive. In these cases, winter sports insurance that provides specialized coverage for skiing or snowboarding is a smart investment.
Why you need a travel insurance plan for winter sports
If you're preparing for a ski trip, one of the last things you may think about is insurance. However, there are a few key reasons to add ski insurance to your packing list:
- Your regular insurance may not provide adequate coverage. Even if you have a top-notch, regular health insurance policy, it may not provide the type of coverage you need during travel. Many plans only support coverage in policyholders home countries, so a trip to an international ski resort could mean that you're left without coverage.
- You need ski trip insurance or snowboard insurance that includes emergency medical evacuation coverage. The travel insurance plan you choose must include coverage for emergency assistive services, as well as more traditional medical expenses. This way, your travel health insurance has you covered should you be injured and need emergency medical evacuation.