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A Schengen visa is a type of visa that allows visitors to travel freely between 29 European countries that are part of the Schengen Area, without the need for border checks.
This visa is required for travelers who plan to visit any of these countries for tourism, business, or any other purpose for up to 90 days in a 180-day period and requires Schengen visa insurance.
Schengen visa travel insurance provides coverage for travelers who are headed to a country within the Schengen area.
This type of insurance can cover emergency medical expenses in the event of an unexpected injury or illness abroad, as well as other benefits such as emergency medical evacuation, repatriation, lost baggage, and more.
It is important to note that the requirement for a Schengen visa depends on your country of citizenship. If you are planning to travel to Europe with a Schengen visa, it is mandatory to fulfill the Schengen visa travel insurance requirements, which include:
Yes, travel insurance is required for all visitors who are applying for a Schengen visa. This requirement is in place to ensure that visitors have adequate medical coverage and financial protection in case of unexpected events or emergencies while traveling in the Schengen Area.
While non-U.S. residents can only choose a travel medical insurance plan, U.S. residents may choose between travel medical insurance or trip insurance, whichever coverage is better for your specific needs.
Schengen insurance must meet the following minimum requirements:
The policy must also have a minimum coverage amount of âÃÂì30,000 (or equivalent in other currencies) and be valid for the entire duration of the traveler's stay in the Schengen Area.
Policies should also cover any expenses that might arise with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death. Choosing a Schengen insurance policy that meets these requirements and provides adequate coverage for your specific travel needs is important.
The following countries make up the Schengen Area:
Currently, Ireland and Cyprus are not included in the Schengen area for Visa requirements and the EU members Bulgaria and Romania only apply some of the Schengen provisions, but if you have a valid Schengen visa, you can still enter and visit these countries without a visa.
The countries exempt from a Schengen Visa and its requirements are the European Union (EU) member countries, Switzerland, Norway, Iceland, and Liechtenstein. Citizens of these countries are free to travel and reside in any other Schengen member state without the need for a visa or any other form of authorization.
It is important to note that some non-EU countries such as the United States, Canada, Australia, and Japan may also be exempt from the Schengen Visa requirements for short stays of up to 90 days within a 180-day period. Checking with the respective embassy or consulate to confirm visa requirements before traveling is always recommended.
Having a Schengen visa can be extremely advantageous for travelers who wish to explore multiple countries in Europe, as it allows for greater flexibility and ease of travel. Schengen visas are categorized based on the purpose and duration of the intended stay.
There are three types of Schengen visas:
Type A visas or Airport Transit Visas allow travelers from non-Schengen states to transit through the international zone of an airport in a Schengen country, without entering the country.
The type C visa is issued by the visa services of a country within the Schengen area and allows the holder to stay or travel freely within the Schengen area.
To determine if you need a Type C Schengen visa, you can refer to the Schengen visa entry requirements. Depending on the purpose of your trip, the Type C Schengen visa can be one of the following types:
The Type D visa is a long-stay visa required for those wishing to live, study, or work in a Schengen country for more than 90 days.
The travel purposes which can justify applying for a category D visa are:
The consular authorities of the intended Schengen country issue the national visa or type D visa in accordance with national legislation. Thus, it is essential to contact the country's services to learn about the various conditions and formalities that must be fulfilled. Depending on certain circumstances, it may be granted as a single or multiple-entry long-stay visa.
Multiple-entry visas are also available for one, three, or five years.
Important: All types of Schengen visas have to adhere to the 90/180 Schengen Visa rule, which limits a traveler's stay to a maximum of 90 days in any 180-day period.
If youâÃÂÃÂve secured a Schengen Visa travel insurance plan, itâÃÂÃÂs important to remember that there may be coverage exclusions in your policy. This means that there are some instances in which your medical expenses will not be eligible for coverage. Common Schengen insurance exclusions include:
Each planâÃÂÃÂs exclusions will vary, so itâÃÂÃÂs important to review your Schengen visa insuranceâÃÂÃÂs coverage details in full to understand any possible restrictions or limitations.
If you require travel insurance for your Schengen visa, it is important to note that not all travel insurance out there will meet the set requirements for a Schengen visa.
When you purchase through VisitorsCoverage, you get the following benefits:
Ready to get insured? Check out our Schengen visa travel insurance plans today!
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Very easy to compare between options and choose from. Was able to complete the purchase in 10 minutes.
At VisitorsCoverage, you can easily compare Schengen Visa Insurance plans and buy them online, quickly and without excessive paperwork. Schengen Visa Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
