The Schengen Visa is a special tourist visa allowing international travelers to enter and freely move within the 26 Schengen countries of Europe. For international travelers who wish visit multiple European countries within in the same trip, having a Schengen visa allows them to do so with ease for visiting Schengen countries in Europe, depending on their country of citizenship.
Those who are planning to travel to Europe with a Schengen visa are required to fulfill the Schengen visa travel insurance requirements, of which having proof of an adequate travel medical insurance policy that covers repatriation for medical reason, emergency medical evacuation, urgent medical attention, and emergency hospital treatment or death. The policy must also cover the entire period of stay or transit in the Schengen area, be valid in all Schengen countries, and have a minimum coverage amount of EUR 30,000. Some embassies also recommend that $0 deductible is chosen in insurance application. To be on the safer side, it is better to choose a $0 deductible. Please read the Schengen visa application document to know what is required by the particular embassy or country you are visiting.