Welcome
to Belgium!
Belgium is a captivating country known for its rich history, stunning architecture, and delectable cuisine. From medieval cities like Bruges and Ghent to the vibrant capital city of Brussels, Belgium combines old-world charm with modern sophistication. Explore picturesque canals, indulge in delicious chocolates and waffles, and immerse yourself in the country's art and culture.
Before you embark on your journey to Belgium, make sure you are protected with travel insurance.
Do I Need Travel Insurance for Belgium?
Obtaining travel insurance before your journey to Belgium is crucial for enjoying your trip with peace of mind as you explore the stunning landscapes and cities.
When selecting coverage for your Belgian adventure, you'll typically look at two primary types: travel medical insurance, which helps cover unexpected medical expenses, and trip insurance, which protects the financial investment of your travel plans, such as cancellations or delays.
Trip Insurance for Belgium
Trip insurance offers tailored protection to safeguard the financial commitment you've made in your travel arrangements.
This coverage typically includes non-refundable costs like flights, accommodations, transportation, tours, and other prepaid expenses.
Whether your trip is cancelled due to weather in Europe, or your personal belongings are stolen because of pickpockets (especially in large cities like Brussels), trip insurance can help.
When visiting Belgium, trip insurance can provide coverage for:
- Canceled or interrupted trips
- Travel delays
- Lost, damaged, or delayed baggage
- Emergency medical evacuation
- Accidents and medical emergencies
- Theft or damage involving rental cars
Travel Medical Insurance for Belgium
Securing travel medical insurance for your journey to Belgium is vital to protect yourself from unexpected medical costs and emergencies while abroad.
Since visitors to Belgium are not eligible for coverage under the country's healthcare system and could face substantial out-of-pocket expenses, having adequate insurance is a must. Whether you require medical evacuation while in Europe or become ill during your stay abroad, travel medical insurance can help.
Your travel medical insurance for Belgium might include coverage for:
- Emergency medical treatment
- Hospital stays
- Prescription drugs
- Medical evacuation services
- Repatriation of remains
- Loss or delay of luggage
For US residents seeking more affordable coverage with a specific focus on medical emergencies, travel medical insurance is recommended. However, trip insurance is typically best suited for U.S. residents traveling domestically or internationally who want to protect their overall trip costs, including travel interruptions and medical situations.
While non-US passport holders will not qualify for trip insurance, a travel medical insurance plan can offer strong medical protection, and be a better overall option due to high US medical costs.
Best Travel Insurance for Belgium:
Best Trip Insurance Plan With High Medical Coverage for Belgium: iTravelInsured Travel LX
Best Affordable Trip Insurance Plan for Belgium: iTravelInsured Choice
Best Overall Travel Medical Insurance Plan for Belgium: Europe Travel Plus
Frequently Asked Questions About Belgium Travel Insurance
Do I need travel insurance for Belgium?
You may need travel insurance for Belgium, depending on your nationality. If you are required to get a Schengen visa to travel to Belgium, then you will be required to obtain travel insurance for your visa application.
Which insurances are legally required in Belgium?
Travel insurance is required for those who need to obtain a Schengen visa to travel to Belgium. A Schengen visa is required for citizens of non-EU/EEA countries that do not have a visa-free agreement with the EU, intending to stay up to 90 days within a 180-day period. This primarily includes nationals from countries in Africa, most of the Middle East, China, India, Russia, and many others.
How to get health insurance in Belgium for foreigners?
Foreigners can opt for travel medical insurance when traveling to Belgium to have health insurance coverage during their stay. Travel medical insurance can be purchased online in just a few minutes through VisitorsCoverage.
Do I need travel medical insurance for Belgium?
Travel medical insurance is required for those who are applying for a Schengen visa to enter Belgium. While it may not be a requirement for others, it is still recommended in case medical situations or emergencies do occur abroad.
Do I need a visa for Belgium?
U.S. citizens are not required to have a visa to enter Belgium for tourist or business stays under 90 days within a 180 day period. However, if you are an American passport holder, your passport must be valid for three months beyond your departure date. Citizens from countries like India, China, Nigeria must apply for a Schengen visa prior to visiting Belgium.
Is it safe to travel to Belgium?
Belgium is generally safe to visit, but visitors should still take small precautions in the case of situations like pickpocketing and petty theft. Travelers should be sure to stay alert in large crowds and at night.
Can travel insurance help if I lose my passport?
If your passport is lost or stolen while abroad, travel insurance may provide help with things like scheduling an appointment for replacement, offering coverage for replacement of your passport up to a certain amount (typically $50-100), help with filing reimbursement claims, connecting you to the local U.S. embassy, and covering pre-paid, non-refundable expenses or accommodations. Limits or exclusions may apply depending on your plan, so be sure to review details prior to traveling.
Is a passport required for travel to Belgium?
U.S. citizens need a passport for travel to Belgium, and it should be valid for at least 3 months beyond planned departure from the Schengen area. Non-EU travelers also generally need a valid passport to enter Belgium.
Do I need travel insurance for Belgium travel from Canada?
No, travel insurance is not required for Belgium travel from Canada. However, it is still highly recommended if medical situations or emergencies do occur overseas.
Belgium Travel Insurance Requirements
If you are required to obtain a Schengen visa for your trip to Belgium, you will be required to obtain a travel insurance policy that meets the following requirements:
- Minimum coverage of EUR 30,000 for medical expenses, including emergency medical treatment, hospitalization, emergency medical evacuation, and repatriation
- Valid across all of the Schengen area
- Coverage for the entire duration of your trip
Do US Citizens Need a Visa to Travel to Belgium?
U.S. citizens can enter Belgium without a visa for tourism, business, and family visit for up to 90 days within a 180-day period.
Make sure your U.S. passport is valid for at least three months beyond your intended departure date from the Schengen area.
You may also consider carrying proof of your return ticket, proof of sufficient funds, and travel insurance in case of emergencies.
Is It Safe to Travel to Belgium?
Belgium has a relatively low crime rate compared to many other countries. Petty crimes like pickpocketing, purse snatching, and scams can occur, especially in crowded areas like train stations, tourist hotspots, and public transportation.
Belgium, particularly Brussels, has faced terrorism-related incidents in the past. While the government has increased security and monitoring, it’s advisable to stay alert, especially in crowded places and near government buildings. Make sure to also check for any travel advisories before your trip.
It is important to note that while travel insurance typically will not cover acts of war, it can offer coverage for terrorism.
Is Belgium Expensive to Visit?
Belgium can be relatively expensive to visit compared to some other European countries, but it also offers a range of options that can suit different budgets.
For the budget traveler, expect to spend around $50-$80 per day, staying in hostels, using public transport, and eating at budget spots.
Mid-range travelers can expect to spend around $100-$200 per day, including mid-range accommodation, restaurant meals, and paid attractions.
For luxury travelers, costs can be around $250 per day staying at luxury accommodations, enjoying fine dining, private tours, and premium experiences.
What Is Belgium Known For?
Belgium is known for its rich cultural heritage, historical cities, and a variety of world-renowned products and traditions.
Belgium is one of the world's leading producers of high-quality chocolate, with over 2,000 chocolatiers across the country.
Belgium also boasts a long-held tradition of brewing, with over 1,500 different varieties of beer, including Trappist, Abbey, lambic, and craft beers.
What Is the Best Time to Visit Belgium?
The best time to visit Belgium is typically from late spring to early fall, from the months of April to June and September to October. The springtime brings blooming flowers and pleasant weather for walks around the city.
Belgium does also have warm summers from June to August, packed with cultural events and festivals for visitors to enjoy. While this time is best for outdoor activities, it can also be the busiest time of year for visitors.
There are Christmas festivities you can enjoy in Belgium during the months of November and December. While the weather can be a bit rainy, these winter months are better if you prefer a quiet, calmer atmosphere.
What to Know Before Your Trip to Belgium
Here are some helpful tips to know before your trip to Belgium:
- Belgium has three official languages: Dutch, French, and German. In Brussels, both Dutch and French are widely spoken. English is commonly spoken, especially in tourist areas.
- Belgium uses the Euro. Credit and debit cards are widely accepted, but it's a good idea to carry some cash for smaller purchases, especially in markets or rural areas.
- Belgium has an excellent public transport system, including trains, buses, trams, and metros. The train network is particularly good for traveling between cities like Brussels, Bruges, Antwerp, and Ghent.
- Renting a car is an option, but city driving can be challenging due to traffic and limited parking.
- Tipping is not mandatory in Belgium as service charges are usually included in the bill, but it's customary to round up or leave a small amount if you're happy with the service.
- Belgium uses Type C and E plugs, with a standard voltage of 230V. Travelers from the U.S. will need a power adapter and possibly a voltage converter for some devices.
Health and Safety
Here is some important information about healthcare facilities, insurance, and general safety precautions in Belgium:
- Belgium has a well-developed healthcare system, providing high-quality medical services and facilities. Healthcare is not entirely free, but is subsidized, funded by a combination of social security contributions, taxes, and compulsory health insurance fees.
- Belgium's healthcare system covers medically necessary care for Belgian residents and EU citizens who have a valid European Health Insurance Card (EHIC) or UK Global Health Insurance Card (GHIC). For tourists and visitors outside the EU, Belgium's healthcare will not apply.
- It is advisable for travelers to have comprehensive travel insurance that covers medical expenses and emergency evacuation.
- Pharmacies can be found throughout the country, and English-speaking staff are often available to assist.
- In case of emergencies, dial 112 to reach emergency services in Belgium.
- If you need assistance at any time, you can visit the U.S. Embassy for information.
Crime
Belgium is generally a safe country, but like any other destination, it is advisable to take standard safety precautions. Here are some other tips and advice for staying safe while traveling:
- Keep an eye on your belongings, especially in crowded tourist areas or on public transportation.
- Be cautious of pickpocketing, particularly in busy tourist hotspots.
- Use reliable transportation options, such as registered taxis or reputable ride-sharing services.
- Stay informed about the current safety situation and the areas you plan to visit.
- If you encounter any emergencies or need assistance, contact the local police by dialing 101.
- Consult the U.S. Department of State for current travel advisories.
Transportation Security
Here are some details about security measures at airports, train stations, and other transportation hubs in Belgium.
- Belgium maintains strict security measures in transportation hubs, including airports, train stations, and public transport.
- Be prepared for security checks, such as baggage screening and personal searches, when traveling.
- Use reputable and licensed transportation providers.
- Utilize well-lit and secure areas when waiting for transportation and do not get into any unmarked vehicles.
- Follow the instructions of security personnel and cooperate during the screening process to ensure a smooth travel experience.
- Report any suspicious activities or unattended baggage to the appropriate authorities.
Road Safety
Details about security measures at airports, train stations, and other transportation hubs in Belgium:
- Belgium has a well-maintained road network, and driving is a popular way to explore the country.
- Observe traffic rules, speed limits, and parking regulations while driving.
- Seatbelts are mandatory for all occupants of a vehicle, and children must be properly secured in child safety seats.
- Driving under the influence of alcohol or drugs is strictly prohibited and carries severe penalties.
- Stay updated on road conditions and be cautious, particularly during inclement weather or in congested urban areas.
Wildlife and Nature
Information on interacting responsibly with wildlife, hiking guidelines, and tips for enjoying Belgium's natural landscapes:
- Belgium offers diverse natural landscapes, including forests, parks, and nature reserves.
- Respect wildlife and maintain a safe distance while observing animals in their natural habitats.
- Follow designated hiking trails and respect any guidelines or restrictions set by local authorities.
- Be mindful of your surroundings and adhere to any safety signs or warnings posted in natural areas.
Natural Disasters
Awareness about potential severe weather events in Belgium and how to stay informed and prepared:
- Belgium is not prone to major natural disasters, but occasional severe weather events like storms or floods may occur.
- Stay informed about weather conditions and follow local weather forecasts or warnings provided by authorities.
- In case of severe weather, follow safety instructions and seek shelter as advised.
Please note that the content provided is intended as a general overview, and it is always recommended to stay updated on the latest information and follow local guidelines and regulations during your visit
Travel Resources for Belgium
For more detailed and up-to-date information on travel in Belgium, including visa requirements, local customs, and current travel advisories, please visit the official website of the Belgian Tourist Office.
Embrace the charm of Belgium, and may the time spent be truly memorable, leaving you with cherished moments that will linger for years to come!
