Last updated September 16, 2021

Also known as Holland, the Netherlands is a whimsical country known for its windmills, innovative water network, and its millions of bicycles. Whether you want to venture to the countryside, or stay closer to the city center, the Netherlands has something for everyone. But, if you’re planning a trip to the Netherlands, you’ll want to make sure you’re adequately prepared for the unexpected. Make sure you include travel insurance in your travel plans.

Is travel insurance mandatory in the Netherlands?

Travel insurance isn’t mandatory for visitors who are traveling to the country for a short stay (less than 90 days). However, Netherlands travel health insurance is highly recommended. Though it’s not required, travelers often opt for trip insurance to protect the financial investment of a trip. Purchasing travel medical insurance is a smart move to ensure peace of mind.

If you’re planning on staying in the Netherlands for a longer period of time, you’ll generally need to obtain a Schengen visa. Travel insurance is a requirement to receive this visa. Specifically, your policy must meet two guarantees:

  • Repatriation in the event of a serious accident or death
  • 30,000 of coverage for medical costs

COVID-19 in the Netherlands

It's suggested that travelers avoid all non-essential to the Netherlands at this time. If travel is a must, here are other Covid safety precautions to take.

In general, foreign tourists who come from countries where the health risks are similar to or lower than in the Netherlands will be able to enter the country, provided they can produce a negative Covid test result.

The United States is currently considered a high-risk country, meaning there are different requirements for U.S. travelers. Beginning in early September 2021, vaccinated U.S. travelers hoping to travel to the Netherlands will have to quarantine for 10 days upon entry, but can cut the quarantine short if they produce a negative Covid test on day five.

Travelers from the United States who are unvaccinated are prohibited from entering the country regardless.

Because the list of high-risk countries are changing frequently, purchasing a Cancel for Any Reason add-on gives U.S. travelers the ability to cancel an upcoming Netherlands trip for literally any reason and still recoup some of the prepaid expenses.

Health & safety

Because the Netherlands (Amsterdam in particular) is a hotspot for tourists, be sure to keep your purse, backpack, or bag closed and in your hands at all times. Phones, wallets and cameras and particularly at risk of being stolen.

Stick to areas with lots of people and avoid deserted alleys and streets, particularly in Amsterdam. Also, never leave valuables unattended in public places.

Likewise, a popular form of transportation in the Netherlands is bicycling. If you decide to ride a bike while in the city, make sure you’re following traffic and wearing a helmet. Bike traffic can be intense and crowded; buying travel medical insurance is a smart safeguard in case you happen to fall or get injured.

Necessary vaccinations

Make sure you are up-to-date on all routine vaccines before your trip. Here are some of the CDC’s most common vaccination recommendations for the Netherlands:

  • COVID-19
  • Chickenpox (Varicella)
  • Diphtheria-Tetanus-Pertussis
  • Flu (influenza)
  • Measles-Mumps-Rubella (MMR)
  • Polio
  • Shingles
  • Hepatitis A
  • Hepatitis B

For the most up-to-date information on required vaccinations and other health requirements, visit the Centers for Disease Control (CDC) website.

Visas & documentation

If you’re planning on visiting the Netherlands (or any country in the Schengen area) for 90 days or less for holiday or leisure, you can either enter with just your passport or with a Schengen Visa, depending on your home country. Most countries in North and South America, including Canada, Mexico and the United States, can enter the Schengen area without a visa. Citizens of most African and Asian countries, however, will need this visa and are required to carry travel medical insurance for the duration of their stay. For more information and to see if you need a visa for your trip to Europe, check the Schengen Visa's official site.

To receive a Schengen Visa, you’ll have to prove that you have travel insurance that includes medical coverage and emergency evacuation. You may need additional documentation if you plan to work or study while in the Schengen region.