Travel Insurance for Netherlands

Netherlands Flag

Welcome

to Netherlands!

The Netherlands, informally Holland, is a country located in northwestern Europe with overseas territories in the Caribbean. It is known for its picturesque canals, colorful tulip fields, and charming windmills, the Netherlands invites you to discover its unique blend of history, culture, and natural beauty.

To ensure a smooth and secure journey abroad, consider travel insurance for the Netherlands.

Netherlands

What Is Netherlands Travel Insurance?


Travel insurance for the Netherlands is intended to protect you from unforeseen events that might occur during your trip abroad.


There are two main categories of travel insurance: trip insurance and travel medical insurance. Trip insurance helps cover various travel-related costs, while travel medical insurance provides temporary health coverage.


Travel Medical Insurance for the Netherlands


Travel medical insurance for the Netherlands provides vital protection for emergency medical care while you're traveling.


For instance, if you were to unexpectedly fall ill or sustain an injury during your trip to the Netherlands, this insurance would offer temporary coverage for your treatment, helping you avoid high out-of-pocket medical expenses.


Healthcare in the Netherlands can be costly, so having health insurance is an important safeguard for travelers.


Travel medical insurance for the Netherlands may include coverage for:


  • Emergency medical expenses
  • Hospital stays
  • Surgical procedures
  • Prescription medications
  • Emergency medical evacuation
  • Repatriation of remains

Trip Insurance for the Netherlands


Trip insurance for the Netherlands is a form of travel insurance that safeguards your prepaid and nonrefundable travel expenses.


This insurance can cover different elements of your trip, such as flights, accommodations, activities, tours, and more. By insuring these nonrefundable costs, you can receive reimbursement if your trip is canceled or interrupted due to a covered reason.


Trip insurance for the Netherlands may include coverage for:


  • Trip cancellation
  • Trip delay
  • Trip interruption
  • Lost luggage
  • Accidents and illnesses
  • Emergency medical evacuation
  • Rental car collision

Frequently Asked Questions About Netherlands Travel Insurance


Q: Do I need travel insurance for Netherlands?


Travel insurance is highly recommended for visitors to the Netherlands to protect against costly medical expenses in the event of an injury or illness during your travels.


Q: What insurance is mandatory in Netherlands?


Health insurance is mandatory to visit the Netherlands if you are required to obtain a Schengen visa for your visit.


Q: Do you need health insurance in the Netherlands?


You will need to have health insurance coverage in the Netherlands as a visitor if you need a Schengen visa for your visit.


Q: How expensive is travel insurance for the Netherlands?


Travel insurance costs will vary from plan to plan, and can range based on the type of plan you choose. Other factors that can affect price include the destination country and your length of stay. Get a quote with your specific travel details for a more accurate idea of travel insurance cost.


Netherlands Travel Insurance Requirements


Travel insurance is required for the Netherlands if you need to obtain a Schengen visa for your trip.


In order to get a Schengen visa, you must have travel health insurance coverage that meets the following requirements:


  • Coverage for emergency medical care, hospitalization, medical evacuation, and repatriation of remains.
  • Valid coverage for the entirety of your stay.
  • Minimum coverage amount of EUR 30,000.

U.S. citizens are not required to get a Schengen visa for their trip to the Netherlands.


When Is the Best Time to Visit the Netherlands?


There are relatively fewer crowds and nicer weather during the fall season in the Netherlands. The fall season may also be slightly cheaper for travelers.


The cheapest time to visit the Netherlands typically runs from December to March, although there may be spikes during the Christmas market season.


Is Amsterdam Expensive to Visit?


Visitors can comfortably explore the city for around $100 per day, but prices can increase quickly with nicer hotels and fancier restaurants.


While not seen as a cheap place to visit, budget-friendly travelers can still enjoy their time in Amsterdam.


Keep in mind that Amsterdam charges a tourist tax on visitors staying overnight in the city.


What Do U.S. Citizens Need to Travel to the Netherlands?


As a U.S. citizen traveling to the Netherlands, you will need:


  • A passport that is valid for a least 3 months beyond your departure date from the Netherlands.
  • Be prepared to explain the purpose of your trip.
  • You may need proof of sufficient funds for your trip or proof of booked accommodations and return flight.
  • There may be other requirements depending on if you are traveling from country to country in Europe.

What to Know Before Your Trip to the Netherlands


Here are some important things to know before your trip to the Netherlands:


  • The currency is the Euro. Credit and debit cards are widely accepted, but it’s useful to have some cash for small purchases or in places where cards are not accepted.

  • Dutch is the official language. English is widely spoken, especially in tourist areas and among younger people, but learning a few basic Dutch phrases can be helpful.

  • The Netherlands has an excellent public transportation system including trains, buses, trams, and ferries. Consider purchasing an OV-chipkaart for easy travel on public transport. Biking is also a popular mode of transportation.

  • The Netherlands uses type C and F plugs with a standard voltage of 230V. Bring the appropriate adapters if needed.

  • Service charges are often included in your bill, but leaving a small tip (5-10%) for good service is appreciated.

  • Dutch cuisine is hearty with a focus on dairy, potatoes, and meat. Try local specialties such as stroopwafels, herring, and Dutch cheese. Tap water is safe to drink.

Visa and Travel Information

Health and Safety

Here is some important information about healthcare facilities, insurance, and general safety precautions in the Netherlands:

  • The Netherlands has a high standard of healthcare, with well-equipped hospitals and medical facilities available throughout the country. In case of any health issues, seek medical assistance from hospitals, clinics, or general practitioners (known as "huisarts") in the area.
  • Carry valid health insurance or ensure you have travel medical insurance to cover any medical expenses during your stay.
  • Pharmacies, known as "apotheek," can provide over-the-counter medications and basic health advice.
  • In case of emergencies, dial 112 to reach emergency services in the Netherlands.
  • Familiarize yourself with the location and contact details of the U.S. Embassy The Hague.

Crime

Tips and advice for staying safe and protecting personal belongings while traveling in the Netherlands:

  • The Netherlands is generally a safe country, but it is always advisable to take basic safety precautions.
  • Take basic safety precautions and keep an eye on your belongings.
  • Be cautious of scams targeting tourists, such as overcharging in taxis or fake charity collectors. Use licensed taxis or reputable transportation services.
  • If you encounter any emergencies or need assistance, contact the local police by dialing 112.
  • Be cautious of pickpocketing and bag snatching, particularly in busy urban centers or popular tourist spots.
  • Bicycle theft is a common crime in the Netherlands, as cycling is a popular mode of transportation. Use sturdy locks to secure your bicycle, preferably to a fixed object, and park it in designated bike parking areas.
  • Consult the U.S. Department of State for current travel advisories.

Transportation Security

Here are some details about security measures at airports, train stations, and other transportation hubs in the Netherlands:

  • The Netherlands has an extensive and efficient public transportation system, including trains, trams, buses, and metros. Utilize these options for convenient and eco-friendly travel.
  • Be prepared for security checks, such as baggage screening and personal searches, when traveling.
  • When using public transportation, ensure you have a valid ticket or travel card to avoid fines.
  • If renting a car, familiarize yourself with local traffic regulations and parking rules.
  • Follow the instructions of security personnel and cooperate during the screening process to ensure a smooth travel experience.
  • Report any suspicious activities or unattended baggage to the appropriate authorities.

Road Safety

Guidelines for safe driving in the Netherlands, including traffic rules, speed limits, and precautions for various road conditions:

  • The Netherlands has a well-developed road network and infrastructure.
  • Follow traffic rules and be mindful of cyclists and pedestrians, as they have a prominent presence on Dutch roads.
  • Use designated pedestrian crossings and follow traffic signals when walking.
  • Cyclists are prevalent in the Netherlands, so be mindful of bike lanes and give way to cyclists when necessary.
  • Be cautious of tram tracks in urban areas and watch out for designated bike lanes.

Wildlife and Nature

Remember to stay informed, be respectful of local rules and wildlife, and prioritize your safety while traveling in the Netherlands. Here are other guidelines and safety tips:

  • While the Netherlands is not known for its wildlife encounters, some areas may have local wildlife, such as birds, rabbits, or deer. Respect their habitats and observe from a safe distance.
  • Be cautious when driving in rural or forested areas, especially at night, as wildlife may cross the roads unexpectedly.
  • Follow designated hiking trails and respect any guidelines or restrictions set by local authorities.
  • Take care to preserve the natural environment and follow proper waste disposal practices.

Natural Disasters

Awareness about potential severe weather events in the Netherlands and how to stay informed and prepared:

  • The Netherlands is relatively safe from major natural disasters such as earthquakes and hurricanes.
  • Stay informed about weather conditions and follow local weather forecasts or warnings provided by authorities.
  • In case of severe weather, follow safety instructions and seek shelter as advised.

Please note that the content provided is intended as a general overview, and it is always recommended to stay updated on the latest information and follow local guidelines and regulations during your visit.


What to Do if You Are Ill or Injured in the Netherlands


Here are some steps to take if you fall ill or are injured during your trip to the Netherlands:


  • In an emergency, dial 112 for immediate medical assistance. This number is used for police, fire, and ambulance services.
  • For minor issues, you can visit a local pharmacy (apotheek) where pharmacists can provide advice and over-the-counter medication. For more serious medical needs, go to a hospital or clinic. In major cities, hospitals usually have English-speaking staff.
  • If you need non-emergency medical care, you can visit a huisarts (general practitioner). GPs can offer treatment and refer you to specialists if necessary. You may need to make an appointment in advance.
  • Notify your travel insurance provider about your situation as soon as possible. They can assist with medical arrangements, provide guidance on treatment, and help with covering medical expenses.
  • Save all medical records, bills, and receipts. You'll need these documents to file a claim with your insurance provider and for any necessary follow-up.

Travel Resources for the Netherlands

For more detailed and up-to-date information on travel in the Netherlands, including visa requirements, local customs, and current travel advisories, please visit the official website of the Netherlands Board of Tourism and Conventions.

Enjoy your time in the Netherlands, and may your journey be filled with delightful discoveries and the warm hospitality of the Dutch people!

Luna
VisitorsCoverage Support