Last updated September 9, 2021


Germany is home to a number of historical sites and amazing displays of nature. Whether you want to take in the Brandenburg Gate or explore the Black Forest National Park, there’s plenty of natural beauty to witness throughout the country.


When you plan your trip to Germany, you’ll want to make sure you’re prepared for anything and your safety should be a top priority. This is why travel insurance for Germany is strongly recommended.

Travel insurance for Germany

Germany is a member of the Schengen area. If you come from a country that requires a Schengen visa, you’ll need proof of travel insurance that meets specific requirements. For tourists from countries like America, a visa is not one of the travel requirements for Germany. But even if you don’t need travel insurance to enter a country, a suitable policy can be beneficial if your trip plans are disrupted by a logistical issue or medical event.


COVID-19 in Germany

Currently, the Centers for Disease Control (CDC) recommends that unvaccinated travelers avoid nonessential travel to Germany. Here are other Covid safety precautions to take.


As of August 2021, Germany has a high level of COVID-19 cases and the Centers for Disease Control (CDC) advises against traveling there. If you must travel to Germany, the CDC recommends that you are fully vaccinated.


Effective August 30, 2021, the EU has dropped the United States from it’s safe list, meaning that Americans may face tougher entry restrictions depending on what EU member country they’re hoping to visit. Germany’s travel requirements for the U.S. traveler now include proof of full vaccination for Covid or ability to demonstrate that travel is essential. Travelers returning to the U.S. must produce a negative Covid test result within 72 hours of boarding a return flight.

Health & safety

Germany as a whole is fairly safe but this may vary from city to city. By far, the most prevalent crime is theft. When you go out to see the sights, be vigilant. Keep all important possessions on your person. If you're using cash, take care not to reveal all your bills.


If you’re ready to book your trip to Germany but still have concerns over the Covid surge or other safety measures, one of the best things you can do to protect your investment is buy trip insurance with a Cancel For Any Reason benefit. This allows you to cancel your trip for any reason and still recoup prepaid travel expenses.


Necessary vaccinations

Make sure you are up-to-date on all routine vaccines before your trip. Here are some common vaccination recommendations for Germany.


  • Chickenpox (Varicella)
  • Diphtheria-Tetanus-Pertussis
  • Flu (influenza)
  • Measles-Mumps-Rubella (MMR)
  • Polio
  • Shingles
  • Hepatitis A
  • Hepatitis B
  • COVID-19 (travelers 16 years and older)


For the most up-to-date information on vaccinations and other health requirements check with the Centers for Disease Control (CDC)


Visas & documentation

A lot of visas, including the Schengen Visa, require proof of travel insurance. So, confirm your specific visa requirements prior to your departure. Also, just because your passport is valid through your dates of travel doesn’t mean your passport will satisfy the requirements for all countries. Prepare for your trip to Germany carefully, and make sure that you have all the paperwork and documentation necessary to meet Germany’s entry requirements. If you have any questions on entry requirements for Germany, we recommend that you follow this site, set up by authorities in Germany, for the most accurate and up-to-date information.