Welcome
to Iceland!
A land of fire and ice, Iceland is a captivating country where dramatic landscapes meet untouched natural beauty. From the cascading waterfalls of Gullfoss to the mystical allure of the Northern Lights, Iceland offers a truly unique and unforgettable experience.
As you experience the wonders of Iceland, have the ultimate peace of mind with travel insurance.
What Is Iceland Travel Insurance?
Travel insurance for Iceland acts as an essential safety net, offering reassurance as you explore the country.
When selecting travel insurance for Iceland, you generally have two primary choices: travel medical insurance, which covers unforeseen medical expenses, and trip insurance, which protects your financial investment in your journey.
Trip Insurance for Iceland
Trip insurance is a tailored form of travel coverage that safeguards the expenses associated with your journey.
It protects non-refundable costs, including hotel bookings, airfare, transportation, tours, and other prepaid arrangements.
Should your trip be canceled, delayed, or interrupted due to a covered event, you may be eligible for reimbursement of your qualifying expenses.
Travel insurance for Iceland may offer protection for:
- Trip cancellation
- Delays or interruptions
- Baggage loss, damage, or delay
- Emergency medical evacuation
- Accidents and illnesses
- Rental car damage or collisions
Travel Medical Insurance for Iceland
A travel medical insurance policy for your trip to Iceland provides vital financial protection in case you require medical treatment for an unexpected injury or illness during your travels.
As visitors to Iceland are not eligible for local healthcare coverage and will need to cover medical expenses out-of-pocket in the event of an accident or sickness, having insurance is crucial.
Travel medical insurance offers essential coverage for medical emergencies while you are abroad, ensuring peace of mind.
Insurance for travel to Iceland may cover:
- Emergency medical treatment
- Surgery
- Hospital stays
- Prescription medications
- Emergency medical evacuation
- Repatriation of remains
- Lost luggage
Frequently Asked Questions About Iceland Travel Insurance
Q: Do I need travel insurance for Iceland?
You may need travel insurance for Iceland, depending on whether or not you need a Schengen visa for your trip. Schengen visas require travel insurance. Nationalities that don't need a Schengen visa, such as U.S. citizens, should still consider travel insurance for protection if they are unexpectedly injured or become ill during their trip.
Q: Is Iceland in Europe for travel insurance?
Yes, Iceland is part of the Schengen area in Europe.
Q: Is it better to buy Icelandair flex or travel insurance?
Icelandair flex tickets can offer flexibility for canceling or rescheduling your flight to Iceland. However, travel insurance offers a wide range of benefits and can protect your other expenses such as your hotel, tours, and more in the event of a covered cancellation or delay.
Q: Is travel insurance mandatory for Iceland?
Travel insurance is only mandatory for Iceland if you are required to get a Schengen visa for your trip.
Q: What travel insurance do I need for Iceland?
It is recommended to get travel insurance that includes coverage for emergency medical expenses and emergency medical evacuation.
Q: Can Americans get healthcare in Iceland?
Americans can receive medical care in Iceland, however, it may come with some hefty fees. Medical care in Iceland is excellent, but costs can be high without insurance. Americans will need to pay out-of-pocket for healthcare, or invest in travel insurance to keep them protected.
Q: Does travel insurance cover the Iceland volcano?
Trip insurance may offer some coverage for trips interrupted or canceled by volcano eruptions, under certain circumstances. It is best to check with your trip insurance policy provider for more details on coverage for incidents involving volcanic activity.
Iceland Travel Insurance Requirements
Travel insurance is not mandatory to go to Iceland for some travelers.
However, if you need a Schengen visa to travel to Iceland, travel insurance will be required in order to obtain your visa.
Schengen visa travel insurance must meet the following requirements:
- Medical coverage of at least 30,000 EUR
- Coverage for hospitalization, emergency medical evacuation, and repatriation of remains
- Valid in all Schengen countries
- Valid for the entirety of your stay
Do You Need a Visa to Travel to Iceland?
You may need a visa to travel to Iceland, depending on your nationality.
Nationals of EU member states and EEA countries do not need a visa to enter Iceland and can stay for an unlimited period. Additionally, citizens of other Schengen Area countries can enter Iceland without a visa.
Citizens of several countries, including Australia, Canada, Israel, Japan, New Zealand, and the United States, do not require a visa for short stays (up to 90 days) for tourism, business, or family visits.
If you are from a country that is not visa-exempt, you will need a Schengen visa to visit Iceland for up to 90 days.
For stays exceeding 90 days or for other purposes like work or study, you will need to apply for a different type of visa or residence permit, regardless of your nationality.
When Is the Best Time to Go to Iceland?
The ideal time to travel to Iceland will depend upon what you want your itinerary to look like for your trip.
The Summer is best for exploring Iceland's natural wonders and enjoying the long daylight hours. During the summer, Iceland's daylight lasts nearly 24 hours around the summer solstice. Temperatures are nice and warm, but not too hot. However, this is the peak tourist season, so expect larger crowds and inflated prices.
If you are looking to see the Northern Lights, it is best to travel to Iceland during the fall and winter months. The fall brings cooler temperatures and autumn colors, and there are less tourists during this time. During the winter, temperatures are cold with short days and limited daylight, which is ideal for viewing the Northern Lights.
When Can You See the Northern Lights in Iceland?
The Northern Lights, or Aurora Borealis, can be seen in Iceland from late September to early April, with the peak viewing season typically between October and March. During these months, the nights are longer and darker, providing optimal conditions for viewing.
December through February offers the longest nights and the highest chances of seeing the lights, but it’s also the coldest time of the year.
The Northern Lights are caused by solar activity, so high solar activity increases the likelihood of seeing a strong aurora display. Check the aurora forecast or space weather reports for predictions of geomagnetic activity.
Is It Safe to Travel to Iceland?
Iceland is considered generally safe to travel to, with some of the lowest crime rates in the world and high standards of safety. Violent crime is rare, and petty crime, such as pickpocketing, is uncommon. Visitors are generally safe in cities and rural areas alike.
Keep in mind that Iceland is situated on a volcanic hotspot, so volcanic eruptions are a potential risk. Authorities closely monitor volcanic activity, and travel advisories are issued if necessary.
Is It Expensive to Travel to Iceland?
Traveling to Iceland can be relatively expensive compared to other destinations, but the cost will vary depending on factors like the time of year, your travel style, and the activities you choose.
Airfare to Iceland can be pricey, especially during peak travel seasons. However, booking in advance or finding deals with budget airlines can help reduce costs.
Iceland's hotels range from budget to luxury. Expect to pay more for accommodation in popular areas like Reykjavik and the Golden Circle. More affordable options include hostels, guesthouses, and Airbnb rentals.
Dining out in Iceland can be expensive. Restaurant prices are higher compared to many other countries. A meal at a mid-range restaurant might cost around $20 to $40 per person.
Popular activities such as whale watching, glacier hiking, and guided tours can be expensive. Prices for tours and excursions can range from $50 to several hundred dollars per person. Some natural attractions, like national parks, have free entry, but organized tours and certain activities come with additional costs.
What to Know Before Your Trip to Iceland
The following tips are good to know before you embark on your journey to Iceland:
- Icelandic weather can be highly variable, with rapid changes in conditions. Be prepared for rain, wind, and sudden temperature shifts.
- Daylight hours vary significantly between seasons. In summer, you'll experience nearly continuous daylight, while in winter, daylight is limited.
- The currency in Iceland is the Icelandic krona (ISK). Credit and debit cards are widely accepted, even for small purchases. While not necessary, having a small amount of cash on hand can be useful in more remote areas.
- Renting a car is a popular way to explore Iceland. Ensure your vehicle is suitable for the conditions, especially if traveling in winter. Familiarize yourself with local driving rules and road conditions.
- Public transport options are available but may be limited in rural areas. Plan your routes in advance if relying on buses or domestic flights.
- Icelandic is the official language, but English is widely spoken. Communication should not be a problem for most travelers.
Health and Safety
Here is some important information about healthcare facilities, insurance, and general safety precautions in Iceland:
- Iceland has a modern healthcare system, with excellent medical facilities available in major cities and towns.
- It is recommended to have comprehensive travel insurance that covers medical expenses and emergency evacuation.
- Pharmacies, known as "Aptek," are easily accessible and provide over-the-counter medications.
- In case of emergencies, dial 112 to reach emergency services in Iceland.
- If you need assistance at any time, you can visit the U.S. Embassy Reykjavik for information.
Crime
Tips and advice for staying safe and protecting personal belongings while traveling in Iceland:
- Iceland is one of the safest countries in the world, with low crime rates.
- However, it is always wise to take basic safety precautions and keep an eye on your belongings.
- If you encounter any emergencies or need assistance, contact the local police by dialing 112.
- Stay informed about the current safety situation and the areas you plan to visit.
- Consult the U.S. Department of State for current travel advisories.
Transportation Security
Here are some details about security measures at airports, train stations, and other transportation hubs in Iceland
- Be prepared for security checks, such as baggage screening and personal searches, when traveling.
- Use reputable and licensed transportation providers.
- Follow the instructions of security personnel and cooperate during the screening process to ensure a smooth travel experience.
- Report any suspicious activities or unattended baggage to the appropriate authorities.
Road Safety
Guidelines for safe driving in Iceland, including traffic rules, speed limits, and precautions for various road conditions:
- When driving in Iceland, familiarize yourself with road conditions, weather forecasts, and safety guidelines.
- Observe traffic rules, speed limits, and parking regulations while driving.
- Wear seat belts at all times, and ensure that children are properly secured in appropriate car seats.
- Check for road closures or travel advisories due to weather conditions, particularly during winter.
Wildlife and Nature
Information on responsibly enjoying Iceland's wildlife and natural landscapes, including hiking guidelines and safety tips:
- Iceland is blessed with unique wildlife and breathtaking natural landscapes.
- Respect wildlife and maintain a safe distance while observing animals in their natural habitats.
- Follow designated hiking trails and respect any guidelines or restrictions set by local authorities.
- Be aware of the fragile ecosystems and leave no trace when exploring nature.
Natural Disasters
Awareness about potential severe weather events in Iceland and how to stay informed and prepared:
- Iceland is susceptible to natural hazards, including volcanic eruptions, earthquakes, and sudden weather changes.
- Stay informed about weather conditions and follow local weather forecasts or warnings provided by authorities.
- In case of severe weather, follow safety instructions and seek shelter as advised.
Please note that the content provided is intended as a general overview, and it is always recommended to stay updated on the latest information and follow local guidelines and regulations during your visit.
Travel Resources for Iceland
For more detailed and up-to-date information on travel in Iceland, including visa requirements, local customs, and current travel advisories, please visit the official website: Inspired by Iceland.
Enjoy your time in Iceland, and may your journey be filled with unforgettable adventures and the enchanting wonders of Icelandic nature!
