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Do You Need Travel Insurance for Iceland?

Do You Need Travel Insurance for Iceland?

Do You Need Travel Insurance for Iceland?
Visitors & Travel Medical Insurance
Covers medical expenses during your international trip.
Trip Insurance
Covers the cost of travel cancellation, CFAR, and more.
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Find the best travel insurance plans for Iceland

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While Iceland is known for its hot springs, the iconic Blue Lagoon and views of the Northern Lights that will take your breath away, it’s also quite famous for major volcanic eruptions. It’s no wonder the country’s often referred to as the “Land of Fire and Ice.” 

If you’re planning a trip to Iceland, you’ll want to make sure you’re prepared for anything. Your safety should be a top priority. This is why travel insurance for Iceland is strongly recommended.

Is travel insurance mandatory in Iceland?

Iceland is in the Schengen area, meaning that if you come from a country that requires a Schengen visa, you’ll need to provide proof of travel insurance that meets specific requirements. For tourists from countries like America, a visa is not one of Iceland's travel requirements. But even if you don’t need travel insurance to enter a country, you’ll be glad to have it if your travels hit a snag.

COVID-19 in Iceland

As of August 2021, Iceland has a very high level of Covid cases and the Centers for Disease Control (CDC) advises against traveling there. If you must travel to Iceland, the CDC recommends that you are fully vaccinated. Here are some other Covid safety precautions to take.

Currently, you don't have to be fully vaccinated against Covid to visit Iceland, but again, it's strongly recommended. Before you depart your home country, you’re required to produce a negative Covid test result within 72 hours of boarding your flight. While Iceland doesn’t currently require additional testing upon arrival, you still might want to take a test just to be on the safe side. Travelers returning to the U.S. must produce a negative Covid test result within 72 hours of boarding a return flight.

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Health & safety

Iceland, in general, is very safe and the country has a very low crime rate, due in no small part to the national culture of nonviolence. Still, it’s always best to be prepared when walking around the bustling capital city of Reykjavk. Because some of the most beautiful places Iceland has to offer can be fairly remote, consider buying travel insurance with emergency medical evacuation insurance. If you need medical help in an isolated area, you may need to be airlifted to the nearest medical facility. That expense alone could cost thousands of dollars without suitable travel insurance. If you’re planning on a cruise, cruise insurance is a smart idea and may even be mandatory

Medical resources aboard cruise ships are very limited, and while major cruise lines have a number of strict safety protocols including Covid safety measures, you may require emergency medical evacuation if you suffer a major medical event aboard the ship. Another amazing benefit of cruise insurance is that it covers costs associated with rejoining your cruise if you happen to miss a departure.

If you’re ready to book your trip to Iceland but still have concerns over the Covid surge or other safety measures, one of the best things you can do to protect your investment is buy trip insurance with a Cancel For Any Reason benefit. This allows you to cancel your trip for any reason and still recoup prepaid travel expenses.

Necessary vaccinations

Make sure you are up-to-date on all routine vaccines before your trip. Here are some common vaccination recommendations for Iceland. For the most up-to-date information on vaccinations and other health requirements check with the Centers for Disease Control (CDC).

  • Chickenpox (Varicella)
  • Diphtheria-Tetanus-Pertussis
  • Flu (influenza)
  • Measles-Mumps-Rubella (MMR)
  • Polio
  • Hepatitis A
  • Hepatitis B
  • COVID-19 (travelers 16 years and older)

Visas & documentation

A lot of visas, including the Schengen Visa, require proof of travel insurance. So, confirm your specific visa requirements prior to your departure. Also, just because your passport is valid through your dates of travel doesn’t mean your passport will satisfy the requirements for all countries. As you plan your trip to Iceland, ensure that you have all the paperwork to satisfy the travel requirements for Iceland.

The United States, for example, requires citizens and tourists alike to carry a passport that expires no sooner than three months after the trip in question. To be on the safe side, keep your passport as up to date as possible. Before you depart your home country it’s a good idea to ensure that you have a valid passport that expires six months after your trip.

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