From the glittering lights of the Eiffel Tower to the awe-inspiring ancient ruins of Rome, Europe is a popular destination for travelers around the world. In fact, Europe welcomed around 800 million international travelers in 2025 alone.
When planning your exciting trip abroad, there are a few things you need to consider: whether or not a When planning your European journey, several practical matters require attention beyond booking flights and accommodations. These include checking visa requirements, confirming your passport validity extends at least six months beyond your arrival date, if you have a valid passport for at least six months after your arrival date, and selecting the right European travel insurance.
Do I Need European Travel Insurance?
Having an international travel medical insurance plan can help protect you against a large financial burden abroad in the event that you require medical attention overseas. More importantly, many European countries, all 29 in the Schengen area, require most travelers to have a Schengen visa. This visa has an insurance requirement for all applicable travelers, otherwise you will not be granted your visa or entry to the country.
Without proper coverage, you may find yourself having to pay thousands of dollars out of pocket for medical care if you become ill or injured while abroad. Europe Travel Plus stands out as a comprehensive travel medical insurance solution specifically designed for travelers visiting European countries. Created by VisitorsCoverage, this plan offers extensive medical coverage and essential travel benefits tailored to the unique requirements of European travel.
If your main concern centers around trip protection benefits like cancellation insurance, interruption coverage, or luggage protection, you may want to compare the comprehensive trip insurance options for Europe. However, these plans won’t provide the same level of medical coverage as Europe Travel Plus.
What Is the Europe Travel Plus Insurance Plan?
Europe Travel Plus insurance was crafted by VisitorsCoverage to not only meet and exceed all the insurance requirements for the Schengen visa, but also provide all the necessary coverage in one single plan for Europe travel insurance.
It is a comprehensive travel medical insurance plan that provides medical coverage and other covered travel and emergency services for travelers visiting European countries. It offers a variety of excellent medical benefits including coverage for medical emergencies, hospitalization, urgent care, etc.
What Does Europe Travel Plus Insurance Cover?
Providing comprehensive coverage anywhere in Europe, Europe Travel Plus coverage empowers travelers to explore confidently knowing they’re safe and covered.
Unique features of Europe Travel Plus insurance include:
Provides Coverage Anywhere in Europe
From the towering Alps to the Acropolis of Athens, Europe Travel Plus provides coverage for travel anywhere within Europe, so you can travel confidently knowing you’re covered no matter where your travels take you.
Provides Border Entry Denial Protection
The Europe Travel Plus plan has a benefit that includes a one-way economy class airline ticket and covers airline change fees if the insured is denied entry into Europe for a covered reason.
Does Europe Travel Plus Meet Schengen Visa Insurance Requirements?
Yes, Europe Travel Plus was specifically designed to satisfy all Schengen visa insurance requirements. A Schengen visa is required by 29 European nations for citizens of more than 120 countries worldwide. In order to be eligible, you must purchase an insurance plan that meets the following Schengen visa insurance requirements:
- A medical plan with a minimum coverage of at least 30,000 EUR (equivalent to roughly 32,300 USD as of December 2023)
- Coverage in all member states of the Schengen area
- Plan must offer coverage for repatriation, urgent medical care, and emergency hospital treatment or death
The Europe Travel Plus insurance plan satisfies all the insurance requirements listed above to obtain the Schengen visa, including coverage up to 90 days, a $0 deductible, minimum coverage amount of $50,000, emergency medical evacuation and repatriation coverage.
Instant Letter for Schengen Visa
A proof of insurance letter is necessary to obtain a Schengen visa. Upon purchase, the necessary visa letter can be emailed directly to you, eliminating extra steps and unnecessary frustration.
Pays 100% of Medical Expenses After Deductible
After the deductible is satisfied, Europe Travel Plus pays 100% within the PPO network up to the policy maximum.
How Does Europe Travel Plus Compare to Other Travel Insurance Plans?
When evaluating Europe Travel Plus against other travel insurance options, several factors make it stand out:
Coverage Area Specialization
Europe Travel Plus focuses exclusively on European travel needs, unlike general international plans that may have varying coverage levels across different regions. This specialization ensures all European healthcare systems and requirements are thoroughly addressed.
Schengen Visa Compliance
While many plans advertise Schengen visa compatibility, Europe Travel Plus was built specifically with these requirements at its core. The plan exceeds minimum coverage requirements and provides immediate documentation, streamlining the visa application process.
Border Entry Protection
A unique feature of Europe Travel Plus is its border entry denial coverage. This benefit provides compensation for airline change fees or a one-way economy ticket if entry is denied for covered reasons, a protection rarely found in standard travel insurance plans.
Network Advantages
The plan utilizes an extensive provider network throughout Europe, allowing for cashless services at many facilities. This eliminates the need to pay large sums out-of-pocket and wait for reimbursement, which can be common with other plans.
Is Europe Travel Plus Right for Your European Adventure?
Europe Travel Plus offers specialized coverage tailored specifically for European travel, making it an excellent choice for many travelers. Its comprehensive medical benefits, complete European coverage, and fulfillment of Schengen visa requirements make it particularly valuable for international visitors.
While planning your European journey, consider Europe Travel Plus as an important component of your travel preparations. Proper insurance coverage helps ensure that unexpected medical issues or other emergencies won’t derail your trip or lead to significant financial burdens.
For more information about the plan go to Europe Travel Plus or contact our Customer Success Team and we can happily walk you through all of your questions.
Frequently Asked Questions About Europe Travel Plus Insurance
How much does Europe Travel Plus insurance cost?
The cost varies based on several factors including age, trip duration, and selected coverage amount. For personalized pricing based on your specific travel details, use the online quote tool to get a custom quote in seconds–no email or phone number necessary.
How does Europe Travel Plus compare to credit card travel insurance?
Credit card travel insurance typically offers limited benefits with significant restrictions in coverage amounts and conditions. Moreover, credit card travel insurance does not meet Schengen visa travel insurance requirements. Europe Travel Plus generally provides higher coverage limits, particularly for medical expenses, and satisfies specific European and Schengen visa requirements that credit card coverage often fails to meet.
Can I purchase Europe Travel Plus after starting my trip?
Ideally, you should purchase coverage before beginning your journey. While some policies allow for purchase after departure, benefits may be limited, and waiting periods could apply for certain coverages.
How quickly can I obtain a visa letter for my Schengen application?
One of the key advantages of Europe Travel Plus is the immediate availability of visa compliance verification so you can speed up your visa application process. Upon completing your purchase, you can instantly download or request your visa letter directly to your email.
Are prescription medications covered under Europe Travel Plus?
Prescription medications related to covered medical conditions that occur during your trip are typically covered. However, medications for pre-existing conditions or routine prescriptions generally aren’t included.
What if I need to extend my stay in Europe?
Europe Travel Plus policies can often be extended if requested before the original coverage period ends. Contact customer service before your policy expiration to discuss extension options.
Will this plan cover me if I’m traveling to both Schengen and non-Schengen European countries?
Yes, Europe Travel Plus provides coverage throughout European countries, including both Schengen and non-Schengen nations. This comprehensive geographic coverage makes it ideal for multi-country European itineraries.
Is adventure travel covered under Europe Travel Plus?
Europe Travel Plus covers many typical tourist activities, but certain high-risk or adventure sports may have limitations or exclusions. If planning activities like skiing, scuba diving, or mountain climbing, review policy details to understand coverage for these activities.
How do I file a claim with Europe Travel Plus?
The claims process involves notifying the insurance provider as soon as possible after an incident, completing the necessary claim forms, and submitting supporting documentation such as medical reports and receipts. Detailed instructions are provided with your policy documents.
