When it comes to Father’s Day, it can be hard to find the perfect gift for Dad. Chances are, you’ve probably “surprised” him with your fair share of barbecue sets, golf clubs, brewery kits or monogrammed wallets. If you’re looking for something unique that’s also highly practical for your dad, look no further. Although it’s often overlooked, purchasing travel insurance for your father is an awesome way to ensure that he enjoys his next adventure.
What Kind of Travel Insurance Should I Buy For My Dad?
Whether your dad is a jet-setting businessman who frequents the skies, or simply loves the chance to travel somewhere new overseas, travel medical insurance is a great gift option. Not only is it highly practical, but also your dad will feel even more excited for his upcoming trip.
It might seem confusing to decide which plan to choose at first, but VisitorsCoverage makes it easy to select the perfect travel insurance plan for your father. To make the insurance-buying process easier to navigate, our plans are generally categorized and priced based on age, length of a trip, the country of origin, and the type of coverage that you’re wanting to receive. We’re highlighting some of our insurance policies that would be perfect for dads of every kind.
Travel Insurance For the Business Dad
There’s definitely a distinction between travel for business and travel for pleasure, and this distinction carries over into travel insurance as well. Traditional travel insurance generally doesn’t cover business trips, which means business travelers looking for travel insurance for multiple trips need to make sure they find a plan that fits both their needs and their company’s needs.
For example, if your baggage is lost and you don’t have clothing for an important meeting, or you have to end your trip early and return home due to an emergency, business travel insurance can cover you and make your trip less stressful.
If your dad is a businessman who has a work trip coming up, this might be the perfect option for him.
Travel Insurance For Daredevil Dads
Does your dad love adrenaline-inducing activities? Then purchasing a policy that features adventure sports coverage is the right move. These plans are useful because traditional travel medical insurance doesn’t generally provide coverage for accidents or emergencies related to adventure sports. If your dad loves to plan his vacations around kayaking and whitewater rafting, or perhaps he’s into skiing and snowboarding, then purchasing this insurance will provide coverage in the event that he’s hurt while enjoying his favorite activities.
Travel Insurance for the American Dad
If your Dad likes to bring his golf club or custom bike with him on his adventurous trips around the country, then consider purchasing trip insurance. What is trip insurance? While travel insurance is designed to protect people from unforeseen illnesses and injuries that may occur while traveling abroad, trip insurance can cover the financial investment of an international or a domestic trip.
If your dad prefers to bring his own golf clubs with him to Florida, or his own snowboard to Vail, then purchasing a trip insurance policy for him would help protect the financial investment of his checked sports equipment. Not only that, but also trip insurance provides coverage for trip cancellation, trip interruption, trip delay, missed flight connection, baggage loss, and rental car coverage, among other benefits, allowing dad to recoup some financial losses associated with prepaid expenses should his travel plans change.
Travel Insurance for Senior Dads & Granddads
Whether you’re 40 or 70, travel is something that everyone can enjoy. Although there’s some truth to the saying that “age is but a number,” age is a big factor when it comes to the travel insurance policies that you’re eligible for. Because older age is considered a risk factor , insurance options can become a bit more limited. However, VisitorsCoverage still has a number of plans that would be perfect for your older dad or your grandpa, whether he’s 70 or older, or even 80 or older.
Travel Insurance for Globetrotting Dads
If your dad is a frequent traveler who usually takes multiple trips per year, then you might consider purchasing an international multi-trip insurance plan. It’s way more convenient (and more cost-efficient) to use this type of insurance than it is to purchase individual policies for each trip.
With these plans, you can take as many trips as you want within a calendar year, and you can choose either 30 days or 45 days as the length of coverage for each trip. Beyond providing medical coverage, these plans will also cover for medical evacuation and repatriation. This means that your dad will have coverage in the event that he needs to be evacuated due to an emergency medical situation.
If you’re looking for a Father’s Day gift that’s practical, meaningful, and a little unexpected, then travel insurance is a great option. No matter where your dad travels to next, he’ll be at ease knowing that his health and finances are protected.
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